Best Cheap Auto Insurance in Minocqua, WI (2021)

The average Minocqua, WI auto insurance rates are $247 per month. The minimum auto insurance in Minocqua is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Minocqua, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Minocqua, Wisconsin is 25/50/10
  • The average commute length in Minocqua is 14.6 minutes
  • Average auto insurance rates in Minocqua, WI for senior drivers are $1,666 per year

Minocqua, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Minocqua can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Minocqua, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Minocqua to other Wisconsin cities, including Eau Claire auto insurance rates, Waukesha auto insurance rates, and Madison auto insurance rates to see how Minocqua, Wisconsin auto insurance rates stack up.

Before you buy Minocqua, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Minocqua, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Minocqua, Wisconsin

Minocqua, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Minocqua, Wisconsin.

Minimum Required Auto Insurance Coverage in Minocqua, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Minocqua, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Minocqua, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minocqua, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,312 $2,443 $2,127 $2,355 $7,311 $9,374 $2,358 $2,565
American Family $955 $1,000 $891 $901 $2,593 $2,869 $1,120 $1,194
Farmers $1,928 $1,930 $1,713 $1,805 $8,851 $9,174 $2,198 $2,320
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $3,664 $3,851 $3,031 $3,192 $7,499 $11,491 $4,455 $5,285
Progressive $1,768 $1,693 $1,447 $1,504 $6,594 $7,454 $2,129 $2,317
State Farm $1,295 $1,295 $1,140 $1,140 $3,554 $4,501 $1,457 $1,662
USAA $1,393 $1,396 $1,254 $1,286 $3,463 $4,038 $1,817 $2,006

Cheap Minocqua, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Minocqua, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Minocqua, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Minocqua, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,311 $9,374
American Family $2,593 $2,869
Farmers $8,851 $9,174
GEICO $4,448 $4,798
Liberty Mutual $5,928 $6,655
Nationwide $7,499 $11,491
Progressive $6,594 $7,454
State Farm $3,554 $4,501
USAA $3,463 $4,038

Cheap Minocqua, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Minocqua, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Minocqua, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,355
American Family $891 $901
Farmers $1,713 $1,805
GEICO $1,385 $1,583
Liberty Mutual $1,511 $1,719
Nationwide $3,031 $3,192
Progressive $1,447 $1,504
State Farm $1,140 $1,140
USAA $1,254 $1,286

Cheap Minocqua, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Minocqua, Wisconsin compared to the annual auto insurance rates with a clean record in Minocqua, Wisconsin.

Annual Minocqua, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,161 $4,330 $4,033 $3,898
American Family $1,379 $1,461 $1,461 $1,461
Farmers $3,267 $4,111 $3,883 $3,699
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $4,488 $5,192 $6,363 $5,192
Progressive $2,853 $3,446 $2,957 $3,196
State Farm $1,853 $2,158 $2,006 $2,006
USAA $1,636 $2,051 $2,776 $1,864

Cheap Minocqua, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Minocqua, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Minocqua, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Minocqua, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,033
American Family $1,461
Farmers $3,883
GEICO $2,806
Liberty Mutual $3,369
Nationwide $6,363
Progressive $2,957
State Farm $2,006
USAA $2,776

Cheap Minocqua, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Minocqua, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Minocqua, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,067 $3,483 $3,017
American Family $1,928 $1,270 $1,123
Farmers $4,237 $3,569 $3,414
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $5,968 $4,979 $4,979
Progressive $3,553 $3,001 $2,785
State Farm $2,991 $1,717 $1,308
USAA $3,222 $1,683 $1,340

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Cheap Minocqua, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Minocqua, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Minocqua, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Minocqua, Wisconsin

ZIP Code Average Annual Rates
54548 $2,879

Cheap Minocqua, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Minocqua, Wisconsin auto insurance. Find the cheapest annual Minocqua, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Minocqua, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,763 $3,948
American Family $1,417 $1,464
Farmers $3,740 $3,740
GEICO $2,151 $2,244
Liberty Mutual $2,984 $2,984
Nationwide $5,309 $5,309
Progressive $3,113 $3,113
State Farm $1,957 $2,054
USAA $2,054 $2,109

Cheap Minocqua, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Minocqua, Wisconsin? Check out the comparison of annual Minocqua, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Minocqua, Wisconsin

Insurance Company Low Medium High
Allstate $3,694 $3,846 $4,026
American Family $1,428 $1,453 $1,441
Farmers $3,490 $3,714 $4,015
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,161 $5,305 $5,459
Progressive $2,957 $3,134 $3,249
State Farm $1,911 $2,010 $2,096
USAA $2,013 $2,083 $2,149

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Best By Category: Cheapest Auto Insurance in Minocqua, Wisconsin

Compare the cheapest auto insurance companies in Minocqua, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Minocqua, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Minocqua, Wisconsin Auto Insurance Companies

What auto insurance companies in Minocqua, Wisconsin are the cheapest? Compare the top Minocqua, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Minocqua, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,856
American Family $1,440
Farmers $3,740
GEICO $2,198
Liberty Mutual $2,984
Nationwide $5,309
Progressive $3,113
State Farm $2,006
USAA $2,082

What affects auto insurance rates in Minocqua, Wisconsin?

There are a lot of reasons why auto insurance rates in Minocqua, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Minocqua, Wisconsin. Many local factors may affect your Minocqua auto insurance rates.

Minocqua Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Minocqua, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Minocqua Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Minocqua, Wisconsin commute length is 14.6 minutes according to City-Data.

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Compare Minocqua, Wisconsin Auto Insurance Quotes

Before you buy Minocqua, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Minocqua, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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