Best Cheap Auto Insurance in Minerva, OH (2021)

The average Minerva, OH auto insurance rates are $232 per month. The minimum auto insurance in Minerva is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Minerva, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Minerva is American Family
  • Average auto insurance rates in Minerva, OH for senior drivers are $1,444 per year
  • The most expensive auto insurance company in Minerva for teen drivers is Liberty Mutual

Minerva, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Minerva can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Minerva, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Minerva to other Ohio cities, including Canton auto insurance rates, Cincinnati auto insurance rates, and Akron auto insurance rates to see how Minerva, Ohio auto insurance rates stack up.

Before you buy Minerva, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Minerva, Ohio auto insurance quotes.

Minimum Auto Insurance in Minerva, Ohio

Minerva, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Minerva, Ohio.

Minimum Required Auto Insurance Coverage in Minerva, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Minerva, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Minerva, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minerva, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,080 $2,082 $1,871 $2,004 $5,609 $6,406 $2,194 $2,349
American Family $873 $906 $795 $799 $2,644 $2,868 $1,079 $1,135
Farmers $1,813 $1,807 $1,598 $1,685 $7,914 $8,203 $2,033 $2,127
GEICO $1,298 $1,263 $1,226 $1,246 $3,504 $3,256 $1,442 $1,216
Liberty Mutual $2,009 $2,195 $1,543 $1,884 $10,534 $11,895 $2,131 $2,324
Nationwide $2,185 $2,195 $1,972 $1,985 $5,625 $7,246 $2,340 $2,722
Progressive $1,936 $1,826 $1,607 $1,662 $8,646 $9,744 $2,327 $2,407
State Farm $1,443 $1,443 $1,284 $1,284 $4,382 $5,515 $1,673 $1,914
Travelers $1,307 $1,327 $1,297 $1,293 $5,670 $9,011 $1,362 $1,547
USAA $971 $979 $923 $922 $3,000 $3,342 $1,300 $1,399

Cheap Minerva, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Minerva, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Minerva, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Minerva, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,609 $6,406
American Family $2,644 $2,868
Farmers $7,914 $8,203
GEICO $3,504 $3,256
Liberty Mutual $10,534 $11,895
Nationwide $5,625 $7,246
Progressive $8,646 $9,744
State Farm $4,382 $5,515
Travelers $5,670 $9,011
USAA $3,000 $3,342

Cheap Minerva, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Minerva, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Minerva, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,871 $2,004
American Family $795 $799
Farmers $1,598 $1,685
GEICO $1,226 $1,246
Liberty Mutual $1,543 $1,884
Nationwide $1,972 $1,985
Progressive $1,607 $1,662
State Farm $1,284 $1,284
Travelers $1,297 $1,293
USAA $923 $922

Cheap Minerva, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Minerva, Ohio compared to the annual auto insurance rates with a clean record in Minerva, Ohio.

Annual Minerva, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,597 $3,135 $3,641 $2,925
American Family $1,330 $1,406 $1,406 $1,406
Farmers $2,800 $3,606 $3,517 $3,668
GEICO $1,223 $1,768 $2,577 $1,657
Liberty Mutual $3,622 $4,657 $4,753 $4,226
Nationwide $2,633 $3,347 $4,244 $2,910
Progressive $3,248 $4,422 $3,457 $3,951
State Farm $2,164 $2,570 $2,367 $2,367
Travelers $2,106 $2,738 $4,124 $2,439
USAA $1,228 $1,649 $2,179 $1,362

Cheap Minerva, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Minerva, Ohio is not easy. Compare the annual rates for DUI auto insurance in Minerva, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Minerva, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,641
American Family $1,406
Farmers $3,517
GEICO $2,577
Liberty Mutual $4,753
Nationwide $4,244
Progressive $3,457
State Farm $2,367
Travelers $4,124
USAA $2,179

Cheap Minerva, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Minerva, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Minerva, Ohio

Insurance Company Poor Fair Good
Allstate $3,954 $2,869 $2,400
American Family $1,842 $1,257 $1,064
Farmers $3,853 $3,248 $3,092
GEICO $2,165 $1,806 $1,447
Liberty Mutual $6,177 $3,792 $2,974
Nationwide $3,963 $3,193 $2,695
Progressive $4,231 $3,657 $3,420
State Farm $3,373 $2,085 $1,644
Travelers $3,184 $2,776 $2,595
USAA $2,082 $1,474 $1,257

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Cheap Minerva, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Minerva, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Minerva, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Minerva, Ohio

ZIP Code Average Annual Rates
44657 $2,669

Cheap Minerva, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Minerva, Ohio auto insurance. Find the cheapest annual Minerva, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Minerva, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,074 $3,074
American Family $1,371 $1,404
Farmers $3,398 $3,398
GEICO $1,775 $1,838
Liberty Mutual $4,315 $4,315
Nationwide $3,284 $3,284
Progressive $3,769 $3,769
State Farm $2,309 $2,425
Travelers $2,852 $2,852
USAA $1,543 $1,666

Cheap Minerva, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Minerva, Ohio? Check out the comparison of annual Minerva, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Minerva, Ohio

Insurance Company Low Medium High
Allstate $2,966 $3,068 $3,189
American Family $1,367 $1,398 $1,397
Farmers $3,228 $3,348 $3,617
GEICO $1,744 $1,798 $1,877
Liberty Mutual $4,139 $4,339 $4,466
Nationwide $3,620 $3,184 $3,048
Progressive $3,642 $3,742 $3,925
State Farm $2,259 $2,374 $2,469
Travelers $2,762 $2,891 $2,902
USAA $1,529 $1,603 $1,682

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Best By Category: Cheapest Auto Insurance in Minerva, Ohio

Compare the cheapest auto insurance companies in Minerva, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Minerva, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Minerva, Ohio Auto Insurance Companies

What auto insurance companies in Minerva, Ohio are the cheapest? Compare the top Minerva, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Minerva, Ohio

Insurance Company Average Annual Rates
Allstate $3,074
American Family $1,387
Farmers $3,398
GEICO $1,806
Liberty Mutual $4,315
Nationwide $3,284
Progressive $3,769
State Farm $2,367
Travelers $2,852
USAA $1,605

What affects auto insurance rates in Minerva, Ohio?

There are a lot of reasons why auto insurance rates in Minerva, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Minerva, Ohio. Many local factors may affect your Minerva auto insurance rates.

Minerva Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Minerva, Ohio commute length is 23.2 minutes according to City-Data.

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Compare Minerva, Ohio Auto Insurance Quotes

Before you buy Minerva, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Minerva, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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