Best Cheap Auto Insurance in Minerva, KY (2021)

The average Minerva, KY auto insurance rates are $422 per month. The minimum auto insurance in Minerva is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Minerva, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Minerva, KY for senior drivers are $2,733 per year
  • The minimum auto insurance required in Minerva, Kentucky is 25/50/25
  • The cheapest auto insurance company in Minerva is USAA

Minerva, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Minerva can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Minerva, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Minerva to other Kentucky cities, including Elizabeth auto insurance rates, Nicholasville auto insurance rates, and Covington auto insurance rates to see how Minerva, Kentucky auto insurance rates stack up.

Before you buy Minerva, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Minerva, Kentucky auto insurance quotes.

Minimum Auto Insurance in Minerva, Kentucky

Minerva, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Minerva, Kentucky.

Minimum Required Auto Insurance Coverage in Minerva, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Minerva, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Minerva, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Minerva, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,230 $2,955 $3,149 $12,078 $13,570 $3,612 $3,815
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,008 $3,266 $2,556 $2,862 $12,253 $13,567 $3,146 $3,278
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $1,849 $1,879 $1,825 $1,826 $8,823 $14,090 $1,938 $2,214
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

Cheap Minerva, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Minerva, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Minerva, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Minerva, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,078 $13,570
GEICO $7,170 $8,568
Liberty Mutual $12,253 $13,567
Nationwide $7,450 $9,339
Progressive $24,595 $27,972
State Farm $4,994 $6,217
Travelers $8,823 $14,090
USAA $4,862 $5,131

Cheap Minerva, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Minerva, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Minerva, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,955 $3,149
GEICO $3,742 $3,389
Liberty Mutual $2,556 $2,862
Nationwide $2,972 $3,117
Progressive $4,345 $4,341
State Farm $1,653 $1,653
Travelers $1,825 $1,826
USAA $1,654 $1,686

Cheap Minerva, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Minerva, Kentucky compared to the annual auto insurance rates with a clean record in Minerva, Kentucky.

Annual Minerva, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $6,174 $6,586 $5,341
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,581 $7,044 $5,476 $4,867
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $3,757 $3,862 $5,578 $4,025
USAA $2,062 $2,916 $3,479 $2,482

Cheap Minerva, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Minerva, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Minerva, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Minerva, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,586
GEICO $7,199
Liberty Mutual $5,476
Nationwide $6,064
Progressive $9,734
State Farm $2,825
Travelers $5,578
USAA $3,479

Cheap Minerva, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Minerva, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Minerva, Kentucky

Insurance Company Poor Fair Good
Allstate $7,563 $5,219 $4,346
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,867 $4,813 $3,796
Nationwide $5,647 $4,437 $3,858
Progressive $11,547 $10,089 $9,405
State Farm $4,077 $2,469 $1,930
Travelers $4,791 $4,070 $4,055
USAA $4,072 $2,277 $1,855

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Cheap Minerva, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Minerva, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Minerva, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Minerva, Kentucky

ZIP Code Average Annual Rates
41062 $4,632

Cheap Minerva, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Minerva, Kentucky auto insurance. Find the cheapest annual Minerva, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Minerva, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,709 $5,709
GEICO $4,371 $4,456
Liberty Mutual $5,492 $5,492
Nationwide $4,647 $4,647
Progressive $10,347 $10,347
State Farm $2,754 $2,897
Travelers $4,305 $4,305
USAA $2,633 $2,836

Cheap Minerva, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Minerva, Kentucky? Check out the comparison of annual Minerva, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Minerva, Kentucky

Insurance Company Low Medium High
Allstate $5,314 $5,688 $6,126
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,216 $5,456 $5,804
Nationwide $4,735 $4,596 $4,611
Progressive $9,463 $10,162 $11,416
State Farm $2,679 $2,819 $2,978
Travelers $4,086 $4,330 $4,501
USAA $2,617 $2,729 $2,858

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Best By Category: Cheapest Auto Insurance in Minerva, Kentucky

Compare the cheapest auto insurance companies in Minerva, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Minerva, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Minerva, Kentucky Auto Insurance Companies

What auto insurance companies in Minerva, Kentucky are the cheapest? Compare the top Minerva, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Minerva, Kentucky

Insurance Company Average Annual Rates
Allstate $5,709
GEICO $4,413
Liberty Mutual $5,492
Nationwide $4,647
Progressive $10,347
State Farm $2,825
Travelers $4,305
USAA $2,735

Compare Minerva, Kentucky Auto Insurance Quotes

Before you buy Minerva, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Minerva, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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