Best Cheap Auto Insurance in Mineral, TX (2021)

The average Mineral, TX auto insurance rates are $298 per month. The minimum auto insurance in Mineral is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mineral, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Mineral is USAA
  • The most expensive auto insurance company in Mineral for teen drivers is Progressive
  • The minimum auto insurance required in Mineral, Texas is 30/60/25

Mineral, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mineral can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mineral, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mineral to other Texas cities, including Arlington auto insurance rates, Dallas auto insurance rates, and San Antonio auto insurance rates to see how Mineral, Texas auto insurance rates stack up.

Before you buy Mineral, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mineral, Texas auto insurance quotes.

Minimum Auto Insurance in Mineral, Texas

Mineral, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mineral, Texas.

Minimum Required Auto Insurance Coverage in Mineral, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mineral, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mineral, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mineral, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,150 $3,176 $3,107 $3,107 $8,486 $10,243 $3,908 $4,073
American Family $2,731 $3,056 $2,600 $2,992 $7,604 $9,937 $3,992 $4,558
GEICO $2,490 $2,671 $2,376 $2,666 $5,324 $5,563 $2,690 $2,700
Nationwide $2,072 $2,106 $1,837 $1,943 $5,756 $7,380 $2,424 $2,619
Progressive $2,122 $2,018 $1,898 $1,928 $8,894 $9,956 $2,513 $2,555
State Farm $1,817 $1,817 $1,610 $1,610 $4,233 $5,373 $1,967 $2,030
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

Cheap Mineral, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mineral, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mineral, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mineral, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,486 $10,243
American Family $7,604 $9,937
GEICO $5,324 $5,563
Nationwide $5,756 $7,380
Progressive $8,894 $9,956
State Farm $4,233 $5,373
USAA $4,176 $4,555

Cheap Mineral, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mineral, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mineral, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,107 $3,107
American Family $2,600 $2,992
GEICO $2,376 $2,666
Nationwide $1,837 $1,943
Progressive $1,898 $1,928
State Farm $1,610 $1,610
USAA $1,425 $1,417

Cheap Mineral, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mineral, Texas compared to the annual auto insurance rates with a clean record in Mineral, Texas.

Annual Mineral, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,788 $5,884 $6,166 $3,788
American Family $4,262 $5,443 $4,769 $4,262
GEICO $2,810 $3,682 $3,119 $3,629
Nationwide $2,840 $2,840 $4,186 $3,202
Progressive $3,479 $4,498 $4,059 $3,906
State Farm $2,285 $2,604 $3,056 $2,285
USAA $1,745 $2,571 $3,031 $2,002

Cheap Mineral, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mineral, Texas is not easy. Compare the annual rates for DUI auto insurance in Mineral, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mineral, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,166
American Family $4,769
GEICO $3,119
Nationwide $4,186
Progressive $4,059
State Farm $3,056
USAA $3,031

Cheap Mineral, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mineral, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mineral, Texas

Insurance Company Poor Fair Good
Allstate $6,220 $4,577 $3,922
American Family $6,383 $4,089 $3,579
GEICO $5,110 $2,892 $1,928
Nationwide $3,914 $3,147 $2,741
Progressive $4,482 $3,878 $3,596
State Farm $3,623 $2,254 $1,795
USAA $3,434 $1,983 $1,595

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Cheap Mineral, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mineral, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mineral, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mineral, Texas

ZIP Code Average Annual Rates
78125 $5,265

Cheap Mineral, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mineral, Texas auto insurance. Find the cheapest annual Mineral, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mineral, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,789 $5,024
American Family $4,684 $4,684
GEICO $3,244 $3,376
Nationwide $3,267 $3,267
Progressive $3,985 $3,985
State Farm $2,557 $2,557
USAA $2,308 $2,367

Cheap Mineral, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mineral, Texas? Check out the comparison of annual Mineral, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mineral, Texas

Insurance Company Low Medium High
Allstate $4,813 $4,871 $5,035
American Family $4,324 $4,491 $5,236
GEICO $3,146 $3,268 $3,517
Nationwide $3,500 $3,129 $3,172
Progressive $3,778 $3,968 $4,209
State Farm $2,431 $2,549 $2,693
USAA $2,260 $2,328 $2,424

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Best By Category: Cheapest Auto Insurance in Mineral, Texas

Compare the cheapest auto insurance companies in Mineral, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mineral, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mineral, Texas Auto Insurance Companies

What auto insurance companies in Mineral, Texas are the cheapest? Compare the top Mineral, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mineral, Texas

Insurance Company Average Annual Rates
Allstate $4,906
American Family $4,684
GEICO $3,310
Nationwide $3,267
Progressive $3,985
State Farm $2,557
USAA $2,337

What affects auto insurance rates in Mineral, Texas?

There are a lot of reasons why auto insurance rates in Mineral, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mineral, Texas. Many local factors may affect your Mineral auto insurance rates.

Mineral Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mineral, Texas commute length is 23.1 minutes according to City-Data.

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Compare Mineral, Texas Auto Insurance Quotes

Before you buy Mineral, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mineral, Texas auto insurance quotes.

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