Best Cheap Auto Insurance in Milwaukie, OR (2021)

The average Milwaukie, OR auto insurance rates are $348 per month. The minimum auto insurance in Milwaukie is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Milwaukie, Oregon, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Milwaukie, OR for senior drivers are $2,403 per year
  • The most expensive auto insurance company in Milwaukie for teen drivers is Farmers
  • The average commute length in Milwaukie is 27.0 minutes

Milwaukie, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Milwaukie can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milwaukie, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Milwaukie to other Oregon cities, including Eugene auto insurance rates, Salem auto insurance rates, and Beaverton auto insurance rates to see how Milwaukie, Oregon auto insurance rates stack up.

Before you buy Milwaukie, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milwaukie, Oregon auto insurance quotes.

Minimum Auto Insurance in Milwaukie, Oregon

Milwaukie, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milwaukie, Oregon.

Minimum Required Auto Insurance Coverage in Milwaukie, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Milwaukie, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milwaukie, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milwaukie, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,351 $3,089 $3,077 $3,097 $10,264 $11,359 $3,443 $3,421
American Family $2,790 $2,790 $2,485 $2,485 $6,964 $11,002 $2,790 $2,914
Farmers $2,771 $2,727 $2,437 $2,602 $12,130 $12,501 $3,096 $3,157
GEICO $2,829 $2,727 $2,677 $2,732 $7,394 $6,660 $3,011 $2,547
Liberty Mutual $3,117 $3,287 $2,707 $3,018 $10,246 $11,062 $2,980 $2,988
Nationwide $2,693 $2,668 $2,398 $2,500 $6,335 $7,906 $3,162 $3,322
Progressive $2,241 $2,011 $1,952 $2,016 $9,768 $10,697 $2,660 $2,473
State Farm $2,280 $2,280 $2,104 $2,104 $7,462 $9,382 $2,594 $2,960
Travelers $2,226 $2,248 $2,033 $2,117 $6,545 $8,083 $2,317 $2,357
USAA $1,801 $1,740 $1,798 $1,724 $5,573 $5,952 $2,324 $2,399

Cheap Milwaukie, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milwaukie, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Milwaukie, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Milwaukie, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,264 $11,359
American Family $6,964 $11,002
Farmers $12,130 $12,501
GEICO $7,394 $6,660
Liberty Mutual $10,246 $11,062
Nationwide $6,335 $7,906
Progressive $9,768 $10,697
State Farm $7,462 $9,382
Travelers $6,545 $8,083
USAA $5,573 $5,952

Cheap Milwaukie, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Milwaukie, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milwaukie, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,077 $3,097
American Family $2,485 $2,485
Farmers $2,437 $2,602
GEICO $2,677 $2,732
Liberty Mutual $2,707 $3,018
Nationwide $2,398 $2,500
Progressive $1,952 $2,016
State Farm $2,104 $2,104
Travelers $2,033 $2,117
USAA $1,798 $1,724

Cheap Milwaukie, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milwaukie, Oregon compared to the annual auto insurance rates with a clean record in Milwaukie, Oregon.

Annual Milwaukie, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,111 $5,605 $5,788 $5,046
American Family $2,983 $4,522 $5,779 $3,826
Farmers $4,372 $5,642 $5,516 $5,181
GEICO $2,493 $4,034 $5,328 $3,433
Liberty Mutual $4,362 $4,887 $5,605 $4,849
Nationwide $3,277 $3,513 $4,989 $3,712
Progressive $3,167 $5,852 $4,105 $3,786
State Farm $3,440 $4,535 $3,805 $3,805
Travelers $2,817 $3,615 $4,095 $3,437
USAA $2,106 $2,960 $4,119 $2,470

Cheap Milwaukie, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milwaukie, Oregon is not easy. Compare the annual rates for DUI auto insurance in Milwaukie, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Milwaukie, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,788
American Family $5,779
Farmers $5,516
GEICO $5,328
Liberty Mutual $5,605
Nationwide $4,989
Progressive $4,105
State Farm $3,805
Travelers $4,095
USAA $4,119

Cheap Milwaukie, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Milwaukie, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Milwaukie, Oregon

Insurance Company Poor Fair Good
Allstate $6,754 $4,747 $3,912
American Family $5,426 $4,016 $3,391
Farmers $5,948 $4,919 $4,665
GEICO $4,615 $3,822 $3,029
Liberty Mutual $7,220 $4,267 $3,290
Nationwide $4,686 $3,716 $3,217
Progressive $4,743 $4,111 $3,828
State Farm $5,448 $3,468 $2,771
Travelers $4,340 $3,432 $2,700
USAA $4,365 $2,436 $1,941

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Cheap Milwaukie, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Milwaukie, Oregon auto insurance. Find the cheapest annual Milwaukie, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milwaukie, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,138 $5,138
American Family $4,211 $4,344
Farmers $5,178 $5,178
GEICO $3,759 $3,885
Liberty Mutual $4,926 $4,926
Nationwide $3,873 $3,873
Progressive $4,227 $4,227
State Farm $3,791 $4,001
Travelers $3,350 $3,631
USAA $2,830 $2,998

Cheap Milwaukie, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milwaukie, Oregon? Check out the comparison of annual Milwaukie, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milwaukie, Oregon

Insurance Company Low Medium High
Allstate $4,895 $5,126 $5,392
American Family $4,238 $4,530 $4,065
Farmers $4,784 $5,096 $5,654
GEICO $3,421 $3,847 $4,199
Liberty Mutual $4,590 $4,912 $5,276
Nationwide $3,662 $3,980 $3,978
Progressive $4,051 $4,204 $4,427
State Farm $3,653 $3,906 $4,129
Travelers $3,227 $3,468 $3,777
USAA $2,773 $2,918 $3,051

Best By Category: Cheapest Auto Insurance in Milwaukie, Oregon

Compare the cheapest auto insurance companies in Milwaukie, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milwaukie, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Milwaukie, Oregon Auto Insurance Companies

What auto insurance companies in Milwaukie, Oregon are the cheapest? Compare the top Milwaukie, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milwaukie, Oregon

Insurance Company Average Annual Rates
Allstate $5,138
American Family $4,278
Farmers $5,178
GEICO $3,822
Liberty Mutual $4,926
Nationwide $3,873
Progressive $4,227
State Farm $3,896
Travelers $3,491
USAA $2,914

What affects auto insurance rates in Milwaukie, Oregon?

There are a lot of reasons why auto insurance rates in Milwaukie, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milwaukie, Oregon. Many local factors may affect your Milwaukie auto insurance rates.

Milwaukie Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Milwaukie, Oregon auto theft statistics, there have been 50 auto thefts in the city.

Milwaukie Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milwaukie, Oregon commute length is 27.0 minutes according to City-Data.

Compare Milwaukie, Oregon Auto Insurance Quotes

Before you buy Milwaukie, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milwaukie, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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