Best Cheap Auto Insurance in Milton, FL (2021)

The average Milton, FL auto insurance rates are $330 per month. The minimum auto insurance in Milton is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Milton, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Milton, Florida is 10/20/10
  • The average commute length in Milton is 25.3 minutes
  • The most expensive auto insurance company in Milton for teen drivers is Allstate

Milton, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Milton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milton, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Milton to other Florida cities, including Tampa auto insurance rates, Cape Coral auto insurance rates, and Fort Lauderdale auto insurance rates to see how Milton, Florida auto insurance rates stack up.

Before you buy Milton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milton, Florida auto insurance quotes.

Minimum Auto Insurance in Milton, Florida

Milton, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milton, Florida.

Minimum Required Auto Insurance Coverage in Milton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Milton, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milton, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,946 $3,738 $3,402 $3,441 $13,205 $14,148 $3,934 $3,979
GEICO $2,421 $2,435 $2,264 $2,264 $4,344 $5,486 $2,673 $2,722
Liberty Mutual $3,042 $3,042 $2,792 $2,792 $6,369 $9,779 $3,042 $4,101
Nationwide $2,519 $2,497 $2,251 $2,333 $6,001 $7,429 $2,773 $2,900
Progressive $3,196 $3,029 $2,764 $2,955 $9,078 $9,970 $3,859 $3,748
State Farm $1,999 $1,999 $1,808 $1,808 $5,835 $7,466 $2,215 $2,390
USAA $1,441 $1,421 $1,337 $1,333 $4,787 $5,588 $1,806 $1,958

Cheap Milton, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milton, Florida is a challenge. Take a look at the annual teen auto insurance rates in Milton, Florida.

Annual Auto Insurance Rates for Teen Drivers in Milton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,205 $14,148
GEICO $4,344 $5,486
Liberty Mutual $6,369 $9,779
Nationwide $6,001 $7,429
Progressive $9,078 $9,970
State Farm $5,835 $7,466
USAA $4,787 $5,588

Cheap Milton, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Milton, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,402 $3,441
GEICO $2,264 $2,264
Liberty Mutual $2,792 $2,792
Nationwide $2,251 $2,333
Progressive $2,764 $2,955
State Farm $1,808 $1,808
USAA $1,337 $1,333

Cheap Milton, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milton, Florida compared to the annual auto insurance rates with a clean record in Milton, Florida.

Annual Milton, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,384 $6,433 $7,118 $5,962
GEICO $2,147 $2,740 $4,072 $3,346
Liberty Mutual $3,215 $4,110 $5,847 $4,307
Nationwide $3,084 $3,366 $4,490 $3,411
Progressive $3,814 $5,635 $4,736 $5,114
State Farm $2,920 $3,460 $3,190 $3,190
USAA $1,943 $2,378 $3,481 $2,033

Cheap Milton, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milton, Florida is not easy. Compare the annual rates for DUI auto insurance in Milton, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Milton, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,118
GEICO $4,072
Liberty Mutual $5,847
Nationwide $4,490
Progressive $4,736
State Farm $3,190
USAA $3,481

Cheap Milton, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Milton, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Milton, Florida

Insurance Company Poor Fair Good
Allstate $8,687 $5,509 $4,476
GEICO $4,477 $2,713 $2,039
Liberty Mutual $5,615 $4,133 $3,361
Nationwide $4,482 $3,297 $2,985
Progressive $6,270 $4,466 $3,739
State Farm $4,347 $2,865 $2,358
USAA $4,019 $1,947 $1,411

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Cheap Milton, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Milton, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Milton, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Milton, Florida

ZIP Code Average Annual Rates
32571 $3,059

Cheap Milton, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Milton, Florida auto insurance. Find the cheapest annual Milton, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milton, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,046 $6,402
GEICO $3,061 $3,092
Liberty Mutual $4,230 $4,509
Nationwide $3,588 $3,588
Progressive $4,825 $4,825
State Farm $3,083 $3,297
USAA $2,431 $2,487

Cheap Milton, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milton, Florida? Check out the comparison of annual Milton, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milton, Florida

Insurance Company Low Medium High
Allstate $5,111 $6,476 $7,085
GEICO $2,636 $3,168 $3,425
Liberty Mutual $4,035 $4,434 $4,640
Nationwide $2,911 $3,717 $4,135
Progressive $4,115 $4,929 $5,431
State Farm $2,744 $3,262 $3,564
USAA $2,171 $2,533 $2,673

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Best By Category: Cheapest Auto Insurance in Milton, Florida

Compare the cheapest auto insurance companies in Milton, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milton, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Milton, Florida Auto Insurance Companies

What auto insurance companies in Milton, Florida are the cheapest? Compare the top Milton, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milton, Florida

Insurance Company Average Annual Rates
Allstate $6,224
GEICO $3,076
Liberty Mutual $4,370
Nationwide $3,588
Progressive $4,825
State Farm $3,190
USAA $2,459

What affects auto insurance rates in Milton, Florida?

There are a lot of reasons why auto insurance rates in Milton, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milton, Florida. Many local factors may affect your Milton auto insurance rates.

Milton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Milton, Florida auto theft statistics, there have been 12 auto thefts in the city.

Milton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milton, Florida commute length is 25.3 minutes according to City-Data.

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Compare Milton, Florida Auto Insurance Quotes

Before you buy Milton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milton, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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