Best Cheap Auto Insurance in Millwood, KY (2021)

The average Millwood, KY auto insurance rates are $349 per month. The minimum auto insurance in Millwood is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Millwood, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Millwood is USAA
  • Average auto insurance rates in Millwood, KY for senior drivers are $2,326 per year
  • The most expensive auto insurance company in Millwood for teen drivers is Travelers

Millwood, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Millwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Millwood, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Millwood to other Kentucky cities, including Owensboro auto insurance rates, Covington auto insurance rates, and Florence auto insurance rates to see how Millwood, Kentucky auto insurance rates stack up.

Before you buy Millwood, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Millwood, Kentucky auto insurance quotes.

Minimum Auto Insurance in Millwood, Kentucky

Millwood, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Millwood, Kentucky.

Minimum Required Auto Insurance Coverage in Millwood, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Millwood, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Millwood, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Millwood, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $2,979 $2,721 $2,898 $11,101 $12,463 $3,339 $3,534
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,628 $2,844 $2,252 $2,511 $10,934 $12,067 $2,731 $2,814
Nationwide $2,589 $2,602 $2,345 $2,454 $5,685 $7,092 $2,916 $3,069
Progressive $2,207 $2,108 $1,972 $1,987 $10,527 $11,912 $2,739 $2,805
State Farm $2,049 $2,049 $1,815 $1,815 $5,537 $6,895 $2,283 $2,510
Travelers $2,278 $2,319 $2,234 $2,240 $10,963 $17,628 $2,380 $2,750
USAA $1,799 $1,806 $1,621 $1,654 $4,739 $4,997 $2,272 $2,491

Cheap Millwood, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Millwood, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Millwood, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Millwood, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,101 $12,463
GEICO $6,851 $8,131
Liberty Mutual $10,934 $12,067
Nationwide $5,685 $7,092
Progressive $10,527 $11,912
State Farm $5,537 $6,895
Travelers $10,963 $17,628
USAA $4,739 $4,997

Cheap Millwood, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Millwood, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Millwood, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,721 $2,898
GEICO $3,510 $3,179
Liberty Mutual $2,252 $2,511
Nationwide $2,345 $2,454
Progressive $1,972 $1,987
State Farm $1,815 $1,815
Travelers $2,234 $2,240
USAA $1,621 $1,654

Cheap Millwood, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Millwood, Kentucky compared to the annual auto insurance rates with a clean record in Millwood, Kentucky.

Annual Millwood, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $5,685 $6,065 $4,916
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,038 $6,220 $4,835 $4,298
Nationwide $2,880 $3,693 $4,643 $3,160
Progressive $3,750 $5,538 $4,279 $4,561
State Farm $2,870 $3,368 $3,119 $3,119
Travelers $4,665 $4,799 $6,931 $5,000
USAA $2,017 $2,850 $3,397 $2,426

Cheap Millwood, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Millwood, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Millwood, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Millwood, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,065
GEICO $6,731
Liberty Mutual $4,835
Nationwide $4,643
Progressive $4,279
State Farm $3,119
Travelers $6,931
USAA $3,397

Cheap Millwood, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Millwood, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Millwood, Kentucky

Insurance Company Poor Fair Good
Allstate $6,952 $4,808 $4,009
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,921 $4,262 $3,360
Nationwide $4,355 $3,434 $2,992
Progressive $5,078 $4,412 $4,106
State Farm $4,505 $2,724 $2,128
Travelers $5,965 $5,051 $5,031
USAA $3,979 $2,225 $1,813

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Cheap Millwood, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Millwood, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Millwood, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Millwood, Kentucky

ZIP Code Average Annual Rates
42762 $3,758

Cheap Millwood, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Millwood, Kentucky auto insurance. Find the cheapest annual Millwood, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Millwood, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,256 $5,256
GEICO $4,119 $4,197
Liberty Mutual $4,848 $4,848
Nationwide $3,594 $3,594
Progressive $4,532 $4,532
State Farm $3,040 $3,198
Travelers $5,349 $5,349
USAA $2,573 $2,772

Cheap Millwood, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Millwood, Kentucky? Check out the comparison of annual Millwood, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Millwood, Kentucky

Insurance Company Low Medium High
Allstate $4,925 $5,237 $5,606
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,594 $4,813 $5,135
Nationwide $3,646 $3,551 $3,585
Progressive $4,203 $4,477 $4,916
State Farm $2,964 $3,113 $3,281
Travelers $5,074 $5,374 $5,599
USAA $2,553 $2,666 $2,798

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Best By Category: Cheapest Auto Insurance in Millwood, Kentucky

Compare the cheapest auto insurance companies in Millwood, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Millwood, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Millwood, Kentucky Auto Insurance Companies

What auto insurance companies in Millwood, Kentucky are the cheapest? Compare the top Millwood, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Millwood, Kentucky

Insurance Company Average Annual Rates
Allstate $5,256
GEICO $4,158
Liberty Mutual $4,848
Nationwide $3,594
Progressive $4,532
State Farm $3,119
Travelers $5,349
USAA $2,672

Compare Millwood, Kentucky Auto Insurance Quotes

Before you buy Millwood, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Millwood, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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