Best Cheap Auto Insurance in Millsap, TX (2021)

The average Millsap, TX auto insurance rates are $299 per month. The minimum auto insurance in Millsap is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Millsap, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Millsap for teen drivers is Progressive
  • Average auto insurance rates in Millsap, TX for senior drivers are $2,186 per year
  • The cheapest auto insurance company in Millsap is USAA

Millsap, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Millsap can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Millsap, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Millsap to other Texas cities, including Fort Worth auto insurance rates, Arlington auto insurance rates, and Dallas auto insurance rates to see how Millsap, Texas auto insurance rates stack up.

Before you buy Millsap, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Millsap, Texas auto insurance quotes.

Minimum Auto Insurance in Millsap, Texas

Millsap, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Millsap, Texas.

Minimum Required Auto Insurance Coverage in Millsap, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Millsap, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Millsap, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Millsap, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,314 $3,341 $3,272 $3,272 $8,777 $10,584 $4,094 $4,261
American Family $2,591 $2,866 $2,369 $2,697 $6,471 $8,497 $3,644 $4,147
GEICO $2,359 $2,544 $2,279 $2,567 $5,171 $5,413 $2,551 $2,562
Nationwide $1,815 $1,847 $1,610 $1,703 $5,004 $6,419 $2,118 $2,289
Progressive $2,480 $2,362 $2,201 $2,249 $10,262 $11,417 $2,939 $2,981
State Farm $1,929 $1,929 $1,721 $1,721 $4,696 $6,001 $2,102 $2,169
USAA $1,547 $1,558 $1,476 $1,468 $4,292 $4,682 $2,058 $2,212

Cheap Millsap, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Millsap, Texas is a challenge. Take a look at the annual teen auto insurance rates in Millsap, Texas.

Annual Auto Insurance Rates for Teen Drivers in Millsap, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,777 $10,584
American Family $6,471 $8,497
GEICO $5,171 $5,413
Nationwide $5,004 $6,419
Progressive $10,262 $11,417
State Farm $4,696 $6,001
USAA $4,292 $4,682

Cheap Millsap, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Millsap, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Millsap, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,272 $3,272
American Family $2,369 $2,697
GEICO $2,279 $2,567
Nationwide $1,610 $1,703
Progressive $2,201 $2,249
State Farm $1,721 $1,721
USAA $1,476 $1,468

Cheap Millsap, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Millsap, Texas compared to the annual auto insurance rates with a clean record in Millsap, Texas.

Annual Millsap, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,129 $6,399 $3,964
American Family $3,806 $4,806 $4,224 $3,806
GEICO $2,702 $3,578 $2,977 $3,467
Nationwide $2,479 $2,479 $3,651 $2,794
Progressive $4,023 $5,189 $4,698 $4,537
State Farm $2,466 $2,838 $3,363 $2,466
USAA $1,802 $2,653 $3,124 $2,068

Cheap Millsap, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Millsap, Texas is not easy. Compare the annual rates for DUI auto insurance in Millsap, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Millsap, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,399
American Family $4,224
GEICO $2,977
Nationwide $3,651
Progressive $4,698
State Farm $3,363
USAA $3,124

Cheap Millsap, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Millsap, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Millsap, Texas

Insurance Company Poor Fair Good
Allstate $6,498 $4,765 $4,080
American Family $5,770 $3,582 $3,129
GEICO $4,906 $2,780 $1,856
Nationwide $3,406 $2,747 $2,398
Progressive $5,197 $4,484 $4,153
State Farm $3,940 $2,454 $1,956
USAA $3,550 $2,043 $1,642

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Cheap Millsap, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Millsap, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Millsap, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Millsap, Texas

ZIP Code Average Annual Rates
76066 $5,296

Cheap Millsap, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Millsap, Texas auto insurance. Find the cheapest annual Millsap, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Millsap, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,991 $5,237
American Family $4,160 $4,160
GEICO $3,125 $3,237
Nationwide $2,851 $2,851
Progressive $4,612 $4,612
State Farm $2,784 $2,784
USAA $2,381 $2,442

Cheap Millsap, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Millsap, Texas? Check out the comparison of annual Millsap, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Millsap, Texas

Insurance Company Low Medium High
Allstate $4,992 $5,069 $5,282
American Family $3,890 $4,015 $4,576
GEICO $3,034 $3,149 $3,360
Nationwide $3,075 $2,732 $2,745
Progressive $4,401 $4,590 $4,844
State Farm $2,648 $2,779 $2,924
USAA $2,333 $2,403 $2,499

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Best By Category: Cheapest Auto Insurance in Millsap, Texas

Compare the cheapest auto insurance companies in Millsap, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Millsap, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Millsap, Texas Auto Insurance Companies

What auto insurance companies in Millsap, Texas are the cheapest? Compare the top Millsap, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Millsap, Texas

Insurance Company Average Annual Rates
Allstate $5,114
American Family $4,160
GEICO $3,181
Nationwide $2,851
Progressive $4,612
State Farm $2,784
USAA $2,412

What affects auto insurance rates in Millsap, Texas?

There are a lot of reasons why auto insurance rates in Millsap, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Millsap, Texas. Many local factors may affect your Millsap auto insurance rates.

Millsap Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Millsap, Texas commute length is 31.9 minutes according to City-Data.

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Compare Millsap, Texas Auto Insurance Quotes

Before you buy Millsap, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Millsap, Texas auto insurance quotes.

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