Best Cheap Auto Insurance in Miller Place, NY (2021)

The average Miller Place, NY auto insurance rates are $457 per month. The minimum auto insurance in Miller Place is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Miller Place, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Miller Place for teen drivers is Liberty Mutual
  • The average commute length in Miller Place is 39.7 minutes
  • Average auto insurance rates in Miller Place, NY for senior drivers are $3,389 per year

Miller Place, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Miller Place can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Miller Place, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Miller Place to other New York cities, including Rochester auto insurance rates, Buffalo auto insurance rates, and New Rochelle auto insurance rates to see how Miller Place, New York auto insurance rates stack up.

Before you buy Miller Place, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Miller Place, New York auto insurance quotes.

Minimum Auto Insurance in Miller Place, New York

Miller Place, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Miller Place, New York.

Minimum Required Auto Insurance Coverage in Miller Place, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Miller Place, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Miller Place, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Miller Place, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,599 $3,331 $3,410 $3,448 $10,769 $11,499 $3,440 $3,418
GEICO $2,271 $2,184 $2,207 $2,175 $4,906 $7,260 $2,040 $2,088
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,379 $3,048 $2,614 $2,684 $11,598 $12,652 $4,278 $4,019
State Farm $3,743 $3,743 $3,283 $3,283 $11,025 $13,545 $4,137 $4,354
Travelers $4,449 $4,365 $4,069 $4,280 $10,626 $12,593 $4,665 $4,762
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Cheap Miller Place, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Miller Place, New York is a challenge. Take a look at the annual teen auto insurance rates in Miller Place, New York.

Annual Auto Insurance Rates for Teen Drivers in Miller Place, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,769 $11,499
GEICO $4,906 $7,260
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,598 $12,652
State Farm $11,025 $13,545
Travelers $10,626 $12,593
USAA $9,224 $10,935

Cheap Miller Place, New York Auto Insurance for Seniors

What are senior auto insurance rates in Miller Place, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Miller Place, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,410 $3,448
GEICO $2,207 $2,175
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,614 $2,684
State Farm $3,283 $3,283
Travelers $4,069 $4,280
USAA $2,085 $2,091

Cheap Miller Place, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Miller Place, New York compared to the annual auto insurance rates with a clean record in Miller Place, New York.

Annual Miller Place, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,513 $4,513 $6,686 $5,746
GEICO $2,423 $2,643 $5,076 $2,423
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,369 $5,369 $5,990 $5,408
State Farm $5,595 $5,595 $6,183 $6,183
Travelers $5,243 $6,689 $6,784 $6,189
USAA $3,912 $3,976 $5,682 $3,976

Cheap Miller Place, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Miller Place, New York is not easy. Compare the annual rates for DUI auto insurance in Miller Place, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Miller Place, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,686
GEICO $5,076
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,990
State Farm $6,183
Travelers $6,784
USAA $5,682

Cheap Miller Place, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Miller Place, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Miller Place, New York

Insurance Company Poor Fair Good
Allstate $7,816 $4,470 $3,808
GEICO $3,938 $2,892 $2,595
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,995 $4,420 $3,187
State Farm $8,314 $5,214 $4,139
Travelers $8,752 $5,348 $4,577
USAA $6,717 $3,426 $3,016

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Cheap Miller Place, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Miller Place, New York can vary. Compare the annual cost of auto insurance by ZIP code in Miller Place, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Miller Place, New York

ZIP Code Average Annual Rates
11764 $5,525

Cheap Miller Place, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Miller Place, New York auto insurance. Find the cheapest annual Miller Place, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Miller Place, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,289 $5,440
GEICO $3,049 $3,234
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,534 $5,534
State Farm $5,673 $6,106
Travelers $6,226 $6,226
USAA $4,342 $4,431

Cheap Miller Place, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Miller Place, New York? Check out the comparison of annual Miller Place, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Miller Place, New York

Insurance Company Low Medium High
Allstate $4,911 $5,335 $5,848
GEICO $2,943 $3,126 $3,355
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $5,173 $5,487 $5,942
State Farm $5,531 $5,929 $6,208
Travelers $5,849 $6,149 $6,681
USAA $4,224 $4,357 $4,579

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Best By Category: Cheapest Auto Insurance in Miller Place, New York

Compare the cheapest auto insurance companies in Miller Place, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Miller Place, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Miller Place, New York Auto Insurance Companies

What auto insurance companies in Miller Place, New York are the cheapest? Compare the top Miller Place, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Miller Place, New York

Insurance Company Average Annual Rates
Allstate $5,364
GEICO $3,142
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,534
State Farm $5,889
Travelers $6,226
USAA $4,387

What affects auto insurance rates in Miller Place, New York?

There are a lot of reasons why auto insurance rates in Miller Place, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Miller Place, New York. Many local factors may affect your Miller Place auto insurance rates.

Miller Place Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Miller Place, New York commute length is 39.7 minutes according to City-Data.

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Compare Miller Place, New York Auto Insurance Quotes

Before you buy Miller Place, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Miller Place, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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