Best Cheap Auto Insurance in Mill Creek, IN (2021)

The average Mill Creek, IN auto insurance rates are $276 per month. The minimum auto insurance in Mill Creek is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Mill Creek, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Mill Creek, Indiana is 25/50/25
  • The cheapest auto insurance company in Mill Creek is USAA
  • Average auto insurance rates in Mill Creek, IN for senior drivers are $1,734 per year

Mill Creek, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Mill Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mill Creek, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Mill Creek to other Indiana cities, including Hammond auto insurance rates, Gary auto insurance rates, and Indianapolis auto insurance rates to see how Mill Creek, Indiana auto insurance rates stack up.

Before you buy Mill Creek, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mill Creek, Indiana auto insurance quotes.

Minimum Auto Insurance in Mill Creek, Indiana

Mill Creek, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mill Creek, Indiana.

Minimum Required Auto Insurance Coverage in Mill Creek, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mill Creek, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mill Creek, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mill Creek, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,207 $2,255 $1,948 $2,128 $6,831 $8,626 $2,228 $2,418
American Family $2,285 $2,285 $2,057 $2,057 $6,352 $9,181 $2,285 $2,806
Farmers $1,479 $1,458 $1,266 $1,423 $7,961 $8,500 $1,947 $2,101
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $4,181 $4,181 $3,837 $3,837 $9,238 $13,984 $4,181 $5,758
Nationwide $1,820 $1,859 $1,593 $1,701 $5,378 $6,988 $2,143 $2,345
Progressive $1,583 $1,501 $1,434 $1,443 $9,262 $10,435 $1,985 $2,030
State Farm $1,631 $1,631 $1,454 $1,454 $4,936 $6,335 $1,806 $2,003
Travelers $1,187 $1,208 $1,116 $1,115 $7,439 $11,788 $1,258 $1,448
USAA $1,027 $1,012 $953 $962 $2,855 $3,195 $1,390 $1,489

Cheap Mill Creek, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mill Creek, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Mill Creek, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Mill Creek, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,831 $8,626
American Family $6,352 $9,181
Farmers $7,961 $8,500
GEICO $4,461 $4,147
Liberty Mutual $9,238 $13,984
Nationwide $5,378 $6,988
Progressive $9,262 $10,435
State Farm $4,936 $6,335
Travelers $7,439 $11,788
USAA $2,855 $3,195

Cheap Mill Creek, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Mill Creek, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mill Creek, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,948 $2,128
American Family $2,057 $2,057
Farmers $1,266 $1,423
GEICO $1,431 $1,480
Liberty Mutual $3,837 $3,837
Nationwide $1,593 $1,701
Progressive $1,434 $1,443
State Farm $1,454 $1,454
Travelers $1,116 $1,115
USAA $953 $962

Cheap Mill Creek, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mill Creek, Indiana compared to the annual auto insurance rates with a clean record in Mill Creek, Indiana.

Annual Mill Creek, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,857 $4,195 $3,871 $3,397
American Family $2,524 $4,025 $5,097 $3,008
Farmers $2,926 $3,404 $3,510 $3,228
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,847 $5,677 $8,752 $5,322
Nationwide $2,558 $3,304 $3,167 $2,884
Progressive $2,781 $4,868 $3,318 $3,869
State Farm $2,594 $2,844 $2,594 $2,594
Travelers $2,822 $3,484 $3,946 $3,027
USAA $1,216 $1,731 $1,987 $1,507

Cheap Mill Creek, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mill Creek, Indiana is not easy. Compare the annual rates for DUI auto insurance in Mill Creek, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Mill Creek, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,871
American Family $5,097
Farmers $3,510
GEICO $3,115
Liberty Mutual $8,752
Nationwide $3,167
Progressive $3,318
State Farm $2,594
Travelers $3,946
USAA $1,987

Cheap Mill Creek, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mill Creek, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mill Creek, Indiana

Insurance Company Poor Fair Good
Allstate $4,428 $3,305 $3,007
American Family $5,016 $3,252 $2,722
Farmers $3,812 $3,108 $2,881
GEICO $2,688 $2,234 $1,780
Liberty Mutual $8,189 $5,330 $4,929
Nationwide $3,391 $2,862 $2,682
Progressive $4,094 $3,621 $3,413
State Farm $3,872 $2,308 $1,789
Travelers $3,694 $3,133 $3,132
USAA $2,170 $1,433 $1,228

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Cheap Mill Creek, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mill Creek, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Mill Creek, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mill Creek, Indiana

ZIP Code Average Annual Rates
46365 $3,229

Cheap Mill Creek, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Mill Creek, Indiana auto insurance. Find the cheapest annual Mill Creek, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mill Creek, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,580 $3,580
American Family $3,619 $3,708
Farmers $3,267 $3,267
GEICO $2,193 $2,275
Liberty Mutual $5,984 $6,315
Nationwide $2,978 $2,978
Progressive $3,709 $3,709
State Farm $2,580 $2,733
Travelers $3,320 $3,320
USAA $1,589 $1,632

Cheap Mill Creek, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mill Creek, Indiana? Check out the comparison of annual Mill Creek, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mill Creek, Indiana

Insurance Company Low Medium High
Allstate $3,399 $3,564 $3,777
American Family $3,622 $3,784 $3,584
Farmers $3,145 $3,260 $3,395
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,961 $6,135 $6,352
Nationwide $3,000 $2,957 $2,977
Progressive $3,501 $3,651 $3,976
State Farm $2,525 $2,656 $2,788
Travelers $3,248 $3,351 $3,361
USAA $1,553 $1,607 $1,671

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Best By Category: Cheapest Auto Insurance in Mill Creek, Indiana

Compare the cheapest auto insurance companies in Mill Creek, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mill Creek, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mill Creek, Indiana Auto Insurance Companies

What auto insurance companies in Mill Creek, Indiana are the cheapest? Compare the top Mill Creek, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mill Creek, Indiana

Insurance Company Average Annual Rates
Allstate $3,580
American Family $3,663
Farmers $3,267
GEICO $2,234
Liberty Mutual $6,149
Nationwide $2,978
Progressive $3,709
State Farm $2,656
Travelers $3,320
USAA $1,611

Compare Mill Creek, Indiana Auto Insurance Quotes

Before you buy Mill Creek, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mill Creek, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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