Best Cheap Auto Insurance in Milford, TX (2021)

The average Milford, TX auto insurance rates are $313 per month. The minimum auto insurance in Milford is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Milford, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Milford is 26.9 minutes
  • The minimum auto insurance required in Milford, Texas is 30/60/25
  • Average auto insurance rates in Milford, TX for senior drivers are $2,279 per year

Milford, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Milford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milford, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Milford to other Texas cities, including El Paso auto insurance rates, Plano auto insurance rates, and Austin auto insurance rates to see how Milford, Texas auto insurance rates stack up.

Before you buy Milford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milford, Texas auto insurance quotes.

Minimum Auto Insurance in Milford, Texas

Milford, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milford, Texas.

Minimum Required Auto Insurance Coverage in Milford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Milford, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milford, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,290 $3,319 $3,251 $3,251 $8,653 $10,439 $4,063 $4,230
American Family $2,444 $2,710 $2,263 $2,582 $6,262 $8,198 $3,465 $3,942
GEICO $2,538 $2,734 $2,448 $2,765 $5,543 $5,758 $2,742 $2,738
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,574 $2,421 $2,292 $2,336 $10,949 $12,183 $3,031 $3,053
State Farm $2,022 $2,022 $1,804 $1,804 $4,921 $6,285 $2,204 $2,271
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Milford, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milford, Texas is a challenge. Take a look at the annual teen auto insurance rates in Milford, Texas.

Annual Auto Insurance Rates for Teen Drivers in Milford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,653 $10,439
American Family $6,262 $8,198
GEICO $5,543 $5,758
Nationwide $6,954 $8,943
Progressive $10,949 $12,183
State Farm $4,921 $6,285
USAA $3,887 $4,247

Cheap Milford, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Milford, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,251 $3,251
American Family $2,263 $2,582
GEICO $2,448 $2,765
Nationwide $2,152 $2,282
Progressive $2,292 $2,336
State Farm $1,804 $1,804
USAA $1,339 $1,334

Cheap Milford, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milford, Texas compared to the annual auto insurance rates with a clean record in Milford, Texas.

Annual Milford, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,934 $6,064 $6,316 $3,934
American Family $3,654 $4,582 $4,044 $3,654
GEICO $2,891 $3,822 $3,195 $3,724
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $4,229 $5,492 $4,940 $4,758
State Farm $2,584 $2,974 $3,526 $2,584
USAA $1,639 $2,406 $2,835 $1,880

Cheap Milford, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milford, Texas is not easy. Compare the annual rates for DUI auto insurance in Milford, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Milford, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,316
American Family $4,044
GEICO $3,195
Nationwide $5,028
Progressive $4,940
State Farm $3,526
USAA $2,835

Cheap Milford, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Milford, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Milford, Texas

Insurance Company Poor Fair Good
Allstate $6,444 $4,711 $4,030
American Family $5,490 $3,439 $3,020
GEICO $5,265 $2,977 $1,982
Nationwide $4,686 $3,760 $3,266
Progressive $5,457 $4,726 $4,382
State Farm $4,130 $2,571 $2,049
USAA $3,224 $1,855 $1,491

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Cheap Milford, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Milford, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Milford, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Milford, Texas

ZIP Code Average Annual Rates
76670 $5,618

Cheap Milford, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Milford, Texas auto insurance. Find the cheapest annual Milford, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milford, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,941 $5,182
American Family $3,983 $3,983
GEICO $3,346 $3,470
Nationwide $3,904 $3,904
Progressive $4,855 $4,855
State Farm $2,917 $2,917
USAA $2,162 $2,217

Cheap Milford, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milford, Texas? Check out the comparison of annual Milford, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milford, Texas

Insurance Company Low Medium High
Allstate $4,931 $5,013 $5,241
American Family $3,692 $3,836 $4,422
GEICO $3,235 $3,370 $3,620
Nationwide $4,222 $3,736 $3,754
Progressive $4,603 $4,826 $5,135
State Farm $2,761 $2,907 $3,082
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Milford, Texas

Compare the cheapest auto insurance companies in Milford, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Milford, Texas Auto Insurance Companies

What auto insurance companies in Milford, Texas are the cheapest? Compare the top Milford, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milford, Texas

Insurance Company Average Annual Rates
Allstate $5,062
American Family $3,983
GEICO $3,408
Nationwide $3,904
Progressive $4,855
State Farm $2,917
USAA $2,190

What affects auto insurance rates in Milford, Texas?

There are a lot of reasons why auto insurance rates in Milford, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milford, Texas. Many local factors may affect your Milford auto insurance rates.

Milford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milford, Texas commute length is 26.9 minutes according to City-Data.

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Compare Milford, Texas Auto Insurance Quotes

Before you buy Milford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milford, Texas auto insurance quotes.

Free Auto Insurance Comparison

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