Best Cheap Auto Insurance in Milford, KY (2021)

The average Milford, KY auto insurance rates are $432 per month. The minimum auto insurance in Milford is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Milford, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Milford is USAA
  • Average auto insurance rates in Milford, KY for senior drivers are $2,787 per year
  • The minimum auto insurance required in Milford, Kentucky is 25/50/25

Milford, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Milford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milford, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Milford to other Kentucky cities, including Nicholasville auto insurance rates, Florence auto insurance rates, and Hopkinsville auto insurance rates to see how Milford, Kentucky auto insurance rates stack up.

Before you buy Milford, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milford, Kentucky auto insurance quotes.

Minimum Auto Insurance in Milford, Kentucky

Milford, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milford, Kentucky.

Minimum Required Auto Insurance Coverage in Milford, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Milford, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milford, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milford, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,223 $3,187 $2,912 $3,106 $12,035 $13,528 $3,569 $3,772
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,103 $3,361 $2,627 $2,927 $13,227 $14,615 $3,263 $3,418
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,199 $2,199 $1,937 $1,937 $5,871 $7,342 $2,450 $2,692
Travelers $1,849 $1,879 $1,825 $1,826 $8,823 $14,090 $1,938 $2,214
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Cheap Milford, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milford, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Milford, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Milford, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,035 $13,528
GEICO $7,170 $8,568
Liberty Mutual $13,227 $14,615
Nationwide $7,450 $9,339
Progressive $24,595 $27,972
State Farm $5,871 $7,342
Travelers $8,823 $14,090
USAA $5,206 $5,502

Cheap Milford, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Milford, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milford, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,912 $3,106
GEICO $3,742 $3,389
Liberty Mutual $2,627 $2,927
Nationwide $2,972 $3,117
Progressive $4,345 $4,341
State Farm $1,937 $1,937
Travelers $1,825 $1,826
USAA $1,779 $1,819

Cheap Milford, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milford, Kentucky compared to the annual auto insurance rates with a clean record in Milford, Kentucky.

Annual Milford, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,693 $6,131 $6,544 $5,298
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,839 $7,471 $5,808 $5,153
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $3,070 $3,586 $3,328 $3,328
Travelers $3,757 $3,862 $5,578 $4,025
USAA $2,219 $3,142 $3,746 $2,670

Cheap Milford, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milford, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Milford, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Milford, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,544
GEICO $7,199
Liberty Mutual $5,808
Nationwide $6,064
Progressive $9,734
State Farm $3,328
Travelers $5,578
USAA $3,746

Cheap Milford, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Milford, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Milford, Kentucky

Insurance Company Poor Fair Good
Allstate $7,496 $5,184 $4,320
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,341 $5,100 $4,011
Nationwide $5,647 $4,437 $3,858
Progressive $11,547 $10,089 $9,405
State Farm $4,818 $2,904 $2,263
Travelers $4,791 $4,070 $4,055
USAA $4,399 $2,446 $1,988

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Cheap Milford, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Milford, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Milford, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Milford, Kentucky

ZIP Code Average Annual Rates
41061 $4,731

Cheap Milford, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Milford, Kentucky auto insurance. Find the cheapest annual Milford, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milford, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,667 $5,667
GEICO $4,371 $4,456
Liberty Mutual $5,818 $5,818
Nationwide $4,647 $4,647
Progressive $10,347 $10,347
State Farm $3,243 $3,413
Travelers $4,305 $4,305
USAA $2,835 $3,054

Cheap Milford, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milford, Kentucky? Check out the comparison of annual Milford, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milford, Kentucky

Insurance Company Low Medium High
Allstate $5,285 $5,645 $6,070
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,593 $5,787 $6,073
Nationwide $4,735 $4,596 $4,611
Progressive $9,463 $10,162 $11,416
State Farm $3,178 $3,326 $3,480
Travelers $4,086 $4,330 $4,501
USAA $2,827 $2,938 $3,068

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Best By Category: Cheapest Auto Insurance in Milford, Kentucky

Compare the cheapest auto insurance companies in Milford, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milford, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Milford, Kentucky Auto Insurance Companies

What auto insurance companies in Milford, Kentucky are the cheapest? Compare the top Milford, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milford, Kentucky

Insurance Company Average Annual Rates
Allstate $5,667
GEICO $4,413
Liberty Mutual $5,818
Nationwide $4,647
Progressive $10,347
State Farm $3,328
Travelers $4,305
USAA $2,944

Compare Milford, Kentucky Auto Insurance Quotes

Before you buy Milford, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milford, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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