Best Cheap Auto Insurance in Miles, TX (2021)

The average Miles, TX auto insurance rates are $295 per month. The minimum auto insurance in Miles is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Miles, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Miles for teen drivers is Progressive
  • The minimum auto insurance required in Miles, Texas is 30/60/25
  • The cheapest auto insurance company in Miles is USAA

Miles, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Miles can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Miles, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Miles to other Texas cities, including Laredo auto insurance rates, Austin auto insurance rates, and Arlington auto insurance rates to see how Miles, Texas auto insurance rates stack up.

Before you buy Miles, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Miles, Texas auto insurance quotes.

Minimum Auto Insurance in Miles, Texas

Miles, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Miles, Texas.

Minimum Required Auto Insurance Coverage in Miles, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Miles, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Miles, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Miles, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $2,738 $3,005 $2,429 $2,747 $6,363 $8,431 $3,761 $4,285
GEICO $2,063 $2,206 $1,960 $2,185 $4,399 $4,600 $2,230 $2,248
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,369 $2,270 $2,110 $2,148 $9,873 $11,039 $2,825 $2,884
State Farm $1,658 $1,658 $1,474 $1,474 $3,926 $4,995 $1,799 $1,856
USAA $1,420 $1,442 $1,348 $1,356 $3,813 $4,192 $1,896 $2,062

Cheap Miles, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Miles, Texas is a challenge. Take a look at the annual teen auto insurance rates in Miles, Texas.

Annual Auto Insurance Rates for Teen Drivers in Miles, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $6,363 $8,431
GEICO $4,399 $4,600
Nationwide $6,081 $7,839
Progressive $9,873 $11,039
State Farm $3,926 $4,995
USAA $3,813 $4,192

Cheap Miles, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Miles, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Miles, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $2,429 $2,747
GEICO $1,960 $2,185
Nationwide $1,954 $2,075
Progressive $2,110 $2,148
State Farm $1,474 $1,474
USAA $1,348 $1,356

Cheap Miles, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Miles, Texas compared to the annual auto insurance rates with a clean record in Miles, Texas.

Annual Miles, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $3,868 $4,867 $4,277 $3,868
GEICO $2,328 $3,043 $2,582 $2,992
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $3,873 $4,999 $4,523 $4,365
State Farm $2,097 $2,399 $2,826 $2,097
USAA $1,647 $2,402 $2,827 $1,889

Cheap Miles, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Miles, Texas is not easy. Compare the annual rates for DUI auto insurance in Miles, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Miles, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $4,277
GEICO $2,582
Nationwide $4,471
Progressive $4,523
State Farm $2,826
USAA $2,827

Cheap Miles, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Miles, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Miles, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $5,942 $3,588 $3,130
GEICO $4,203 $2,396 $1,610
Nationwide $4,172 $3,340 $2,909
Progressive $5,000 $4,318 $4,001
State Farm $3,332 $2,077 $1,656
USAA $3,238 $1,851 $1,484

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Cheap Miles, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Miles, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Miles, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Miles, Texas

ZIP Code Average Annual Rates
76861 $5,210

Cheap Miles, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Miles, Texas auto insurance. Find the cheapest annual Miles, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Miles, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,248 $5,488
American Family $4,220 $4,220
GEICO $2,684 $2,788
Nationwide $3,474 $3,474
Progressive $4,440 $4,440
State Farm $2,355 $2,355
USAA $2,163 $2,219

Cheap Miles, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Miles, Texas? Check out the comparison of annual Miles, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Miles, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $4,015 $4,116 $4,529
GEICO $2,617 $2,710 $2,881
Nationwide $3,753 $3,325 $3,343
Progressive $4,242 $4,424 $4,653
State Farm $2,238 $2,350 $2,476
USAA $2,127 $2,184 $2,263

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Best By Category: Cheapest Auto Insurance in Miles, Texas

Compare the cheapest auto insurance companies in Miles, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Miles, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Miles, Texas Auto Insurance Companies

What auto insurance companies in Miles, Texas are the cheapest? Compare the top Miles, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Miles, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $4,220
GEICO $2,736
Nationwide $3,474
Progressive $4,440
State Farm $2,355
USAA $2,191

What affects auto insurance rates in Miles, Texas?

There are a lot of reasons why auto insurance rates in Miles, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Miles, Texas. Many local factors may affect your Miles auto insurance rates.

Miles Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Miles, Texas commute length is 31.9 minutes according to City-Data.

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Compare Miles, Texas Auto Insurance Quotes

Before you buy Miles, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Miles, Texas auto insurance quotes.

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