Best Cheap Auto Insurance in Milan, MI (2021)

The average Milan, MI auto insurance rates are $783 per month. The minimum auto insurance in Milan is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Milan, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Milan for teen drivers is Allstate
  • The cheapest auto insurance company in Milan is USAA
  • Average auto insurance rates in Milan, MI for senior drivers are $6,225 per year

Milan, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Milan can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milan, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Milan to other Michigan cities, including Sterling Heights auto insurance rates, Livonia auto insurance rates, and Detroit auto insurance rates to see how Milan, Michigan auto insurance rates stack up.

Before you buy Milan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milan, Michigan auto insurance quotes.

Minimum Auto Insurance in Milan, Michigan

Milan, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milan, Michigan.

Minimum Required Auto Insurance Coverage in Milan, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Milan, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milan, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milan, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,501 $16,501 $15,330 $15,330 $41,103 $41,103 $17,386 $17,386
Farmers $4,209 $4,209 $3,937 $3,937 $9,040 $9,040 $4,720 $4,720
GEICO $4,397 $4,397 $4,511 $4,511 $12,455 $12,455 $4,201 $4,201
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $3,550 $3,550 $3,173 $3,173 $9,174 $9,174 $3,883 $3,883
Progressive $3,002 $2,766 $2,661 $2,987 $11,067 $11,732 $3,483 $3,173
State Farm $6,405 $6,405 $5,944 $5,944 $22,580 $22,580 $7,529 $7,529
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,530 $2,382 $2,384 $2,241 $6,165 $5,820 $3,066 $2,920

Cheap Milan, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milan, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Milan, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Milan, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,103 $41,103
Farmers $9,040 $9,040
GEICO $12,455 $12,455
Liberty Mutual $31,726 $31,726
Nationwide $9,174 $9,174
Progressive $11,067 $11,732
State Farm $22,580 $22,580
Travelers $16,180 $16,180
USAA $6,165 $5,820

Cheap Milan, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Milan, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milan, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,330 $15,330
Farmers $3,937 $3,937
GEICO $4,511 $4,511
Liberty Mutual $13,369 $13,369
Nationwide $3,173 $3,173
Progressive $2,661 $2,987
State Farm $5,944 $5,944
Travelers $4,626 $4,626
USAA $2,384 $2,241

Cheap Milan, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milan, Michigan compared to the annual auto insurance rates with a clean record in Milan, Michigan.

Annual Milan, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,927 $14,630 $49,413 $15,349
Farmers $4,612 $5,854 $5,792 $5,648
GEICO $2,205 $4,750 $14,480 $4,129
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $4,246 $5,637 $5,129 $4,767
Progressive $4,321 $5,701 $5,120 $5,294
State Farm $6,711 $8,068 $17,574 $10,105
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,768 $3,457 $4,515 $3,015

Cheap Milan, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milan, Michigan is not easy. Compare the annual rates for DUI auto insurance in Milan, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Milan, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,413
Farmers $5,792
GEICO $14,480
Liberty Mutual $28,276
Nationwide $5,129
Progressive $5,120
State Farm $17,574
Travelers $12,473
USAA $4,515

Cheap Milan, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Milan, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Milan, Michigan

Insurance Company Poor Fair Good
Allstate $34,235 $18,975 $14,529
Farmers $7,314 $4,747 $4,369
GEICO $8,224 $6,040 $4,910
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $6,167 $4,675 $3,992
Progressive $5,893 $4,966 $4,467
State Farm $17,204 $8,715 $5,925
Travelers $8,206 $7,958 $7,858
USAA $5,133 $2,943 $2,240

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Cheap Milan, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Milan, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Milan, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Milan, Michigan

ZIP Code Average Annual Rates
48160 $6,637

Cheap Milan, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Milan, Michigan auto insurance. Find the cheapest annual Milan, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milan, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,580 $22,580
Farmers $5,477 $5,477
GEICO $6,248 $6,534
Liberty Mutual $17,405 $18,644
Nationwide $4,945 $4,945
Progressive $5,109 $5,109
State Farm $10,335 $10,894
Travelers $7,961 $8,053
USAA $3,400 $3,478

Cheap Milan, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milan, Michigan? Check out the comparison of annual Milan, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milan, Michigan

Insurance Company Low Medium High
Allstate $21,922 $22,638 $23,179
Farmers $5,348 $5,466 $5,616
GEICO $6,002 $6,338 $6,833
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $5,102 $4,881 $4,851
Progressive $4,939 $5,116 $5,272
State Farm $10,111 $10,677 $11,056
Travelers $7,920 $8,016 $8,086
USAA $3,333 $3,448 $3,536

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Best By Category: Cheapest Auto Insurance in Milan, Michigan

Compare the cheapest auto insurance companies in Milan, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milan, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Milan, Michigan Auto Insurance Companies

What auto insurance companies in Milan, Michigan are the cheapest? Compare the top Milan, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milan, Michigan

Insurance Company Average Annual Rates
Allstate $22,580
Farmers $5,477
GEICO $6,391
Liberty Mutual $18,025
Nationwide $4,945
Progressive $5,109
State Farm $10,615
Travelers $8,007
USAA $3,439

What affects auto insurance rates in Milan, Michigan?

There are a lot of reasons why auto insurance rates in Milan, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milan, Michigan. Many local factors may affect your Milan auto insurance rates.

Milan Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Milan, Michigan auto theft statistics, there have been 8 auto thefts in the city.

Milan Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milan, Michigan commute length is 25.1 minutes according to City-Data.

Milan Traffic

How does Milan, Michigan rank for traffic? According to Inrix Milan, Michigan is the 92nd most congested worldwide.

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Compare Milan, Michigan Auto Insurance Quotes

Before you buy Milan, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milan, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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