Best Cheap Auto Insurance in Milam, TX (2021)

The average Milam, TX auto insurance rates are $326 per month. The minimum auto insurance in Milam is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Milam, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Milam for teen drivers is Progressive
  • Average auto insurance rates in Milam, TX for senior drivers are $2,347 per year
  • The average commute length in Milam is 28.3 minutes

Milam, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Milam can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milam, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Milam to other Texas cities, including Arlington auto insurance rates, Fort Worth auto insurance rates, and Laredo auto insurance rates to see how Milam, Texas auto insurance rates stack up.

Before you buy Milam, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milam, Texas auto insurance quotes.

Minimum Auto Insurance in Milam, Texas

Milam, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milam, Texas.

Minimum Required Auto Insurance Coverage in Milam, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Milam, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Milam, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Milam, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,292 $3,327 $3,249 $3,249 $8,711 $10,542 $4,087 $4,272
American Family $2,436 $2,710 $2,286 $2,615 $6,452 $8,433 $3,493 $3,978
GEICO $2,402 $2,584 $2,319 $2,605 $5,160 $5,409 $2,590 $2,598
Nationwide $2,466 $2,510 $2,177 $2,306 $7,015 $9,007 $2,898 $3,136
Progressive $3,006 $2,844 $2,671 $2,720 $12,898 $14,419 $3,571 $3,624
State Farm $2,083 $2,083 $1,842 $1,842 $4,827 $6,123 $2,254 $2,328
USAA $1,568 $1,580 $1,496 $1,487 $4,400 $4,800 $2,093 $2,250

Cheap Milam, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Milam, Texas is a challenge. Take a look at the annual teen auto insurance rates in Milam, Texas.

Annual Auto Insurance Rates for Teen Drivers in Milam, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,711 $10,542
American Family $6,452 $8,433
GEICO $5,160 $5,409
Nationwide $7,015 $9,007
Progressive $12,898 $14,419
State Farm $4,827 $6,123
USAA $4,400 $4,800

Cheap Milam, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Milam, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Milam, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,249 $3,249
American Family $2,286 $2,615
GEICO $2,319 $2,605
Nationwide $2,177 $2,306
Progressive $2,671 $2,720
State Farm $1,842 $1,842
USAA $1,496 $1,487

Cheap Milam, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milam, Texas compared to the annual auto insurance rates with a clean record in Milam, Texas.

Annual Milam, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,082 $6,355 $3,964
American Family $3,701 $4,681 $4,118 $3,701
GEICO $2,725 $3,588 $3,012 $3,508
Nationwide $3,417 $3,417 $5,064 $3,860
Progressive $4,974 $6,472 $5,825 $5,606
State Farm $2,615 $2,976 $3,486 $2,615
USAA $1,835 $2,704 $3,192 $2,106

Cheap Milam, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Milam, Texas is not easy. Compare the annual rates for DUI auto insurance in Milam, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Milam, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,355
American Family $4,118
GEICO $3,012
Nationwide $5,064
Progressive $5,825
State Farm $3,486
USAA $3,192

Cheap Milam, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Milam, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Milam, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,746 $4,063
American Family $5,556 $3,514 $3,080
GEICO $4,949 $2,804 $1,872
Nationwide $4,733 $3,794 $3,291
Progressive $6,435 $5,565 $5,156
State Farm $4,146 $2,575 $2,048
USAA $3,619 $2,084 $1,674

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Cheap Milam, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Milam, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Milam, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Milam, Texas

ZIP Code Average Annual Rates
75959 $5,950

Cheap Milam, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Milam, Texas auto insurance. Find the cheapest annual Milam, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Milam, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,971 $5,211
American Family $4,050 $4,050
GEICO $3,148 $3,268
Nationwide $3,939 $3,939
Progressive $5,719 $5,719
State Farm $2,923 $2,923
USAA $2,428 $2,490

Cheap Milam, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Milam, Texas? Check out the comparison of annual Milam, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Milam, Texas

Insurance Company Low Medium High
Allstate $4,998 $5,056 $5,220
American Family $3,755 $3,897 $4,499
GEICO $3,050 $3,168 $3,408
Nationwide $4,252 $3,767 $3,798
Progressive $5,436 $5,691 $6,030
State Farm $2,780 $2,911 $3,078
USAA $2,380 $2,450 $2,547

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Best By Category: Cheapest Auto Insurance in Milam, Texas

Compare the cheapest auto insurance companies in Milam, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Milam, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Milam, Texas Auto Insurance Companies

What auto insurance companies in Milam, Texas are the cheapest? Compare the top Milam, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Milam, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $4,050
GEICO $3,208
Nationwide $3,939
Progressive $5,719
State Farm $2,923
USAA $2,459

What affects auto insurance rates in Milam, Texas?

There are a lot of reasons why auto insurance rates in Milam, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milam, Texas. Many local factors may affect your Milam auto insurance rates.

Milam Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milam, Texas commute length is 28.3 minutes according to City-Data.

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Compare Milam, Texas Auto Insurance Quotes

Before you buy Milam, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milam, Texas auto insurance quotes.

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