Best Cheap Auto Insurance in Midway, TX (2021)

The average Midway, TX auto insurance rates are $329 per month. The minimum auto insurance in Midway is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Midway, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Midway, TX for senior drivers are $2,385 per year
  • The cheapest auto insurance company in Midway is USAA
  • The average commute length in Midway is 34.4 minutes

Midway, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Midway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Midway, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Midway to other Texas cities, including Houston auto insurance rates, Arlington auto insurance rates, and Austin auto insurance rates to see how Midway, Texas auto insurance rates stack up.

Before you buy Midway, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Midway, Texas auto insurance quotes.

Minimum Auto Insurance in Midway, Texas

Midway, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Midway, Texas.

Minimum Required Auto Insurance Coverage in Midway, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Midway, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Midway, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Midway, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,404 $3,440 $3,364 $3,364 $8,834 $10,678 $4,207 $4,390
American Family $3,013 $3,358 $2,786 $3,199 $7,880 $10,279 $4,316 $4,908
GEICO $2,470 $2,660 $2,384 $2,686 $5,362 $5,596 $2,667 $2,670
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,689 $2,535 $2,405 $2,443 $11,679 $13,038 $3,182 $3,210
State Farm $2,075 $2,075 $1,840 $1,840 $4,883 $6,209 $2,250 $2,324
USAA $1,596 $1,609 $1,523 $1,515 $4,476 $4,885 $2,133 $2,295

Cheap Midway, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Midway, Texas is a challenge. Take a look at the annual teen auto insurance rates in Midway, Texas.

Annual Auto Insurance Rates for Teen Drivers in Midway, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,834 $10,678
American Family $7,880 $10,279
GEICO $5,362 $5,596
Nationwide $6,237 $8,009
Progressive $11,679 $13,038
State Farm $4,883 $6,209
USAA $4,476 $4,885

Cheap Midway, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Midway, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Midway, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,364 $3,364
American Family $2,786 $3,199
GEICO $2,384 $2,686
Nationwide $1,965 $2,080
Progressive $2,405 $2,443
State Farm $1,840 $1,840
USAA $1,523 $1,515

Cheap Midway, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Midway, Texas compared to the annual auto insurance rates with a clean record in Midway, Texas.

Annual Midway, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,075 $6,223 $6,469 $4,075
American Family $4,518 $5,779 $5,054 $4,518
GEICO $2,811 $3,711 $3,106 $3,619
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,479 $5,840 $5,233 $5,038
State Farm $2,620 $2,992 $3,517 $2,620
USAA $1,868 $2,753 $3,251 $2,144

Cheap Midway, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Midway, Texas is not easy. Compare the annual rates for DUI auto insurance in Midway, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Midway, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,469
American Family $5,054
GEICO $3,106
Nationwide $4,526
Progressive $5,233
State Farm $3,517
USAA $3,251

Cheap Midway, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Midway, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Midway, Texas

Insurance Company Poor Fair Good
Allstate $6,640 $4,847 $4,143
American Family $6,820 $4,328 $3,754
GEICO $5,113 $2,894 $1,929
Nationwide $4,227 $3,394 $2,952
Progressive $5,773 $5,014 $4,655
State Farm $4,164 $2,588 $2,060
USAA $3,684 $2,122 $1,705

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Cheap Midway, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Midway, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Midway, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Midway, Texas

ZIP Code Average Annual Rates
75852 $5,885

Cheap Midway, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Midway, Texas auto insurance. Find the cheapest annual Midway, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Midway, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,088 $5,333
American Family $4,967 $4,967
GEICO $3,251 $3,373
Nationwide $3,524 $3,524
Progressive $5,147 $5,147
State Farm $2,937 $2,937
USAA $2,472 $2,536

Cheap Midway, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Midway, Texas? Check out the comparison of annual Midway, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Midway, Texas

Insurance Company Low Medium High
Allstate $5,080 $5,161 $5,389
American Family $4,622 $4,773 $5,507
GEICO $3,147 $3,273 $3,516
Nationwide $3,795 $3,373 $3,404
Progressive $4,863 $5,122 $5,458
State Farm $2,794 $2,928 $3,089
USAA $2,423 $2,494 $2,595

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Best By Category: Cheapest Auto Insurance in Midway, Texas

Compare the cheapest auto insurance companies in Midway, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Midway, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Midway, Texas Auto Insurance Companies

What auto insurance companies in Midway, Texas are the cheapest? Compare the top Midway, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Midway, Texas

Insurance Company Average Annual Rates
Allstate $5,210
American Family $4,967
GEICO $3,312
Nationwide $3,524
Progressive $5,147
State Farm $2,937
USAA $2,504

What affects auto insurance rates in Midway, Texas?

There are a lot of reasons why auto insurance rates in Midway, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Midway, Texas. Many local factors may affect your Midway auto insurance rates.

Midway Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Midway, Texas commute length is 34.4 minutes according to City-Data.

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Compare Midway, Texas Auto Insurance Quotes

Before you buy Midway, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Midway, Texas auto insurance quotes.

Free Auto Insurance Comparison

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