Best Cheap Auto Insurance in Midway, KY (2021)

The average Midway, KY auto insurance rates are $336 per month. The minimum auto insurance in Midway is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Midway, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Midway, KY for senior drivers are $2,215 per year
  • The most expensive auto insurance company in Midway for teen drivers is Travelers
  • The minimum auto insurance required in Midway, Kentucky is 25/50/25

Midway, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Midway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Midway, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Midway to other Kentucky cities, including Owensboro auto insurance rates, Richmond auto insurance rates, and Covington auto insurance rates to see how Midway, Kentucky auto insurance rates stack up.

Before you buy Midway, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Midway, Kentucky auto insurance quotes.

Minimum Auto Insurance in Midway, Kentucky

Midway, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Midway, Kentucky.

Minimum Required Auto Insurance Coverage in Midway, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Midway, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Midway, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Midway, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,923 $2,874 $2,666 $2,839 $11,308 $12,738 $3,186 $3,342
GEICO $3,159 $2,921 $3,309 $2,996 $6,635 $7,852 $2,575 $2,215
Liberty Mutual $2,554 $2,760 $2,185 $2,438 $10,883 $12,018 $2,650 $2,723
Nationwide $2,839 $2,838 $2,573 $2,678 $6,512 $8,085 $3,232 $3,390
Progressive $1,991 $1,884 $1,797 $1,800 $9,925 $11,212 $2,464 $2,509
State Farm $1,577 $1,577 $1,412 $1,412 $4,632 $5,892 $1,760 $1,947
Travelers $2,057 $2,091 $2,035 $2,037 $10,095 $16,225 $2,157 $2,457
USAA $1,788 $1,782 $1,621 $1,638 $4,871 $5,117 $2,249 $2,452

Cheap Midway, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Midway, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Midway, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Midway, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,308 $12,738
GEICO $6,635 $7,852
Liberty Mutual $10,883 $12,018
Nationwide $6,512 $8,085
Progressive $9,925 $11,212
State Farm $4,632 $5,892
Travelers $10,095 $16,225
USAA $4,871 $5,117

Cheap Midway, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Midway, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Midway, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,666 $2,839
GEICO $3,309 $2,996
Liberty Mutual $2,185 $2,438
Nationwide $2,573 $2,678
Progressive $1,797 $1,800
State Farm $1,412 $1,412
Travelers $2,035 $2,037
USAA $1,621 $1,638

Cheap Midway, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Midway, Kentucky compared to the annual auto insurance rates with a clean record in Midway, Kentucky.

Annual Midway, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,304 $5,664 $6,084 $4,886
GEICO $2,370 $4,198 $6,360 $2,904
Liberty Mutual $3,979 $6,132 $4,763 $4,231
Nationwide $3,221 $4,129 $5,189 $3,534
Progressive $3,472 $5,151 $3,958 $4,211
State Farm $2,313 $2,739 $2,526 $2,526
Travelers $4,267 $4,386 $6,354 $4,571
USAA $2,024 $2,861 $3,431 $2,442

Cheap Midway, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Midway, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Midway, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Midway, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,084
GEICO $6,360
Liberty Mutual $4,763
Nationwide $5,189
Progressive $3,958
State Farm $2,526
Travelers $6,354
USAA $3,431

Cheap Midway, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Midway, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Midway, Kentucky

Insurance Company Poor Fair Good
Allstate $6,910 $4,801 $3,993
GEICO $6,508 $3,249 $2,117
Liberty Mutual $6,799 $4,209 $3,321
Nationwide $4,855 $3,852 $3,348
Progressive $4,668 $4,097 $3,829
State Farm $3,648 $2,207 $1,724
Travelers $5,446 $4,626 $4,610
USAA $3,980 $2,250 $1,839

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Cheap Midway, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Midway, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Midway, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Midway, Kentucky

ZIP Code Average Annual Rates
40347 $3,648

Cheap Midway, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Midway, Kentucky auto insurance. Find the cheapest annual Midway, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Midway, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,234 $5,234
GEICO $3,921 $3,995
Liberty Mutual $4,776 $4,776
Nationwide $4,018 $4,018
Progressive $4,198 $4,198
State Farm $2,462 $2,591
Travelers $4,894 $4,894
USAA $2,591 $2,788

Cheap Midway, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Midway, Kentucky? Check out the comparison of annual Midway, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Midway, Kentucky

Insurance Company Low Medium High
Allstate $4,849 $5,213 $5,642
GEICO $3,693 $3,940 $4,241
Liberty Mutual $4,524 $4,743 $5,062
Nationwide $4,033 $3,978 $4,044
Progressive $3,866 $4,152 $4,575
State Farm $2,353 $2,526 $2,700
Travelers $4,625 $4,918 $5,140
USAA $2,559 $2,684 $2,826

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Best By Category: Cheapest Auto Insurance in Midway, Kentucky

Compare the cheapest auto insurance companies in Midway, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Midway, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Midway, Kentucky Auto Insurance Companies

What auto insurance companies in Midway, Kentucky are the cheapest? Compare the top Midway, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Midway, Kentucky

Insurance Company Average Annual Rates
Allstate $5,234
GEICO $3,958
Liberty Mutual $4,776
Nationwide $4,018
Progressive $4,198
State Farm $2,526
Travelers $4,894
USAA $2,690

What affects auto insurance rates in Midway, Kentucky?

There are a lot of reasons why auto insurance rates in Midway, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Midway, Kentucky. Many local factors may affect your Midway auto insurance rates.

Midway Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Midway, Kentucky commute length is 19.2 minutes according to City-Data.

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Compare Midway, Kentucky Auto Insurance Quotes

Before you buy Midway, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Midway, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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