Best Cheap Auto Insurance in Midland, WA (2021)

The average Midland, WA auto insurance rates are $326 per month. The minimum auto insurance in Midland is at least 25/50/10 in coverage to comply with Washington auto insurance laws. To find the best cheap auto insurance in Midland, Washington, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Midland is 32.0 minutes
  • Average auto insurance rates in Midland, WA for senior drivers are $2,070 per year
  • The cheapest auto insurance company in Midland is Nationwide

Midland, Washington auto insurance requirements are 25/50/10 according to Washington auto insurance laws. Finding cheap auto insurance in Midland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Midland, Washington, including driving record, credit, commute time, and more.

Compare auto insurance in Midland to other Washington cities, including Federal Way auto insurance rates, Vancouver auto insurance rates, and Seattle auto insurance rates to see how Midland, Washington auto insurance rates stack up.

Before you buy Midland, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Midland, Washington auto insurance quotes.

Minimum Auto Insurance in Midland, Washington

Midland, Washington auto insurance laws require that you have at least the Washington minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Midland, Washington.

Minimum Required Auto Insurance Coverage in Midland, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Midland, Washington Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Midland, Washington are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Midland, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,770 $2,728 $2,561 $2,696 $10,482 $12,183 $2,941 $3,048
American Family $2,485 $2,485 $2,271 $2,271 $9,540 $12,981 $2,485 $3,311
Farmers $2,777 $2,852 $2,542 $2,892 $6,375 $6,842 $3,504 $3,620
GEICO $2,197 $2,235 $2,060 $2,060 $4,786 $6,231 $3,717 $2,695
Liberty Mutual $2,310 $2,534 $2,077 $2,463 $13,068 $14,301 $2,467 $2,679
Nationwide $1,677 $1,713 $1,561 $1,623 $4,617 $5,597 $2,012 $2,166
Progressive $1,920 $1,777 $1,731 $1,751 $9,752 $10,912 $2,277 $2,243
State Farm $2,208 $2,208 $1,992 $1,992 $6,462 $8,168 $2,515 $2,885
USAA $1,405 $1,385 $1,356 $1,358 $6,313 $7,444 $1,791 $1,967

Cheap Midland, Washington Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Midland, Washington is a challenge. Take a look at the annual teen auto insurance rates in Midland, Washington.

Annual Auto Insurance Rates for Teen Drivers in Midland, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,482 $12,183
American Family $9,540 $12,981
Farmers $6,375 $6,842
GEICO $4,786 $6,231
Liberty Mutual $13,068 $14,301
Nationwide $4,617 $5,597
Progressive $9,752 $10,912
State Farm $6,462 $8,168
USAA $6,313 $7,444

Cheap Midland, Washington Auto Insurance for Seniors

What are senior auto insurance rates in Midland, Washington? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Midland, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,561 $2,696
American Family $2,271 $2,271
Farmers $2,542 $2,892
GEICO $2,060 $2,060
Liberty Mutual $2,077 $2,463
Nationwide $1,561 $1,623
Progressive $1,731 $1,751
State Farm $1,992 $1,992
USAA $1,356 $1,358

Cheap Midland, Washington Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Midland, Washington compared to the annual auto insurance rates with a clean record in Midland, Washington.

Annual Midland, Washington Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,095 $5,198 $5,794 $4,618
American Family $3,784 $4,860 $5,623 $4,649
Farmers $3,258 $4,061 $4,341 $4,042
GEICO $2,516 $3,206 $4,754 $2,516
Liberty Mutual $4,460 $5,641 $5,737 $5,111
Nationwide $2,038 $2,758 $3,459 $2,228
Progressive $3,272 $5,142 $3,817 $3,950
State Farm $3,225 $3,882 $3,554 $3,554
USAA $2,103 $3,060 $3,857 $2,490

Cheap Midland, Washington Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Midland, Washington is not easy. Compare the annual rates for DUI auto insurance in Midland, Washington to find the best deal.

Annual Auto Insurance Rates After a DUI in Midland, Washington

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,794
American Family $5,623
Farmers $4,341
GEICO $4,754
Liberty Mutual $5,737
Nationwide $3,459
Progressive $3,817
State Farm $3,554
USAA $3,857

Cheap Midland, Washington Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Midland, Washington annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Midland, Washington

Insurance Company Poor Fair Good
Allstate $6,084 $4,683 $4,010
American Family $5,580 $4,559 $4,048
Farmers $4,788 $3,619 $3,369
GEICO $3,866 $3,093 $2,784
Liberty Mutual $7,490 $4,611 $3,611
Nationwide $3,125 $2,449 $2,289
Progressive $4,455 $3,977 $3,704
State Farm $5,160 $3,095 $2,405
USAA $3,634 $2,660 $2,339

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Cheap Midland, Washington Auto Insurance Rates By Commute

Commute length and annual mileage affect Midland, Washington auto insurance. Find the cheapest annual Midland, Washington auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Midland, Washington

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,926 $4,926
American Family $4,633 $4,824
Farmers $3,926 $3,926
GEICO $3,207 $3,289
Liberty Mutual $5,237 $5,237
Nationwide $2,621 $2,621
Progressive $4,045 $4,045
State Farm $3,454 $3,653
USAA $2,849 $2,906

Cheap Midland, Washington Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Midland, Washington? Check out the comparison of annual Midland, Washington auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Midland, Washington

Insurance Company Low Medium High
Allstate $4,617 $4,910 $5,252
American Family $4,457 $4,724 $5,006
Farmers $3,638 $3,924 $4,215
GEICO $3,017 $3,249 $3,477
Liberty Mutual $4,845 $5,246 $5,621
Nationwide $2,464 $2,620 $2,779
Progressive $3,595 $3,910 $4,630
State Farm $3,294 $3,571 $3,796
USAA $2,678 $2,877 $3,078

Best By Category: Cheapest Auto Insurance in Midland, Washington

Compare the cheapest auto insurance companies in Midland, Washington in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Midland, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Nationwide
With 1 Speeding Violation Nationwide

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The Cheapest Midland, Washington Auto Insurance Companies

What auto insurance companies in Midland, Washington are the cheapest? Compare the top Midland, Washington auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Midland, Washington

Insurance Company Average Annual Rates
Allstate $4,926
American Family $4,729
Farmers $3,926
GEICO $3,248
Liberty Mutual $5,237
Nationwide $2,621
Progressive $4,045
State Farm $3,554
USAA $2,878

What affects auto insurance rates in Midland, Washington?

There are a lot of reasons why auto insurance rates in Midland, Washington are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Midland, Washington. Many local factors may affect your Midland auto insurance rates.

Midland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Midland, Washington commute length is 32.0 minutes according to City-Data.

Compare Midland, Washington Auto Insurance Quotes

Before you buy Midland, Washington auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Midland, Washington auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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