Best Cheap Auto Insurance in Midland, NC (2021)

The average Midland, NC auto insurance rates are $295 per month. The minimum auto insurance in Midland is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Midland, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Midland, North Carolina is 30/60/25
  • Average auto insurance rates in Midland, NC for senior drivers are $2,653 per year
  • The average commute length in Midland is 35.4 minutes

Midland, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Midland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Midland, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Midland to other North Carolina cities, including Raleigh auto insurance rates, Durham auto insurance rates, and Concord auto insurance rates to see how Midland, North Carolina auto insurance rates stack up.

Before you buy Midland, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Midland, North Carolina auto insurance quotes.

Minimum Auto Insurance in Midland, North Carolina

Midland, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Midland, North Carolina.

Minimum Required Auto Insurance Coverage in Midland, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Midland, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Midland, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Midland, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,657 $5,657 $4,640 $4,640 $13,653 $13,653 $5,768 $5,768
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,906 $1,906 $1,748 $1,748 $4,407 $4,407 $2,110 $2,110
State Farm $2,722 $2,722 $2,354 $2,354 $4,021 $4,021 $3,364 $3,364
Travelers $2,799 $2,799 $2,776 $2,776 $4,814 $4,814 $2,873 $2,873

Cheap Midland, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Midland, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Midland, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Midland, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,653 $13,653
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,407 $4,407
State Farm $4,021 $4,021
Travelers $4,814 $4,814

Cheap Midland, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Midland, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Midland, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,640 $4,640
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,748 $1,748
State Farm $2,354 $2,354
Travelers $2,776 $2,776

Cheap Midland, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Midland, North Carolina compared to the annual auto insurance rates with a clean record in Midland, North Carolina.

Annual Midland, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,030 $7,081 $13,163 $5,443
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,219 $1,771 $5,467 $1,715
State Farm $1,659 $2,400 $6,000 $2,400
Travelers $1,987 $2,585 $6,138 $2,552

Cheap Midland, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Midland, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Midland, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Midland, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,163
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,467
State Farm $6,000
Travelers $6,138

Cheap Midland, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Midland, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Midland, North Carolina

Insurance Company Poor Fair Good
Allstate $10,050 $6,518 $5,720
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,841 $2,486 $2,302
State Farm $4,375 $2,797 $2,173
Travelers $3,532 $3,223 $3,191

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Cheap Midland, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Midland, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Midland, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Midland, North Carolina

ZIP Code Average Annual Rates
28107 $3,218

Cheap Midland, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Midland, North Carolina auto insurance. Find the cheapest annual Midland, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Midland, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,429 $7,429
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,543 $2,543
State Farm $3,104 $3,126
Travelers $3,315 $3,315

Cheap Midland, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Midland, North Carolina? Check out the comparison of annual Midland, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Midland, North Carolina

Insurance Company Low Medium High
Allstate $7,141 $7,401 $7,746
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,402 $2,527 $2,699
State Farm $2,981 $3,099 $3,264
Travelers $3,164 $3,297 $3,485

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Best By Category: Cheapest Auto Insurance in Midland, North Carolina

Compare the cheapest auto insurance companies in Midland, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Midland, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Midland, North Carolina Auto Insurance Companies

What auto insurance companies in Midland, North Carolina are the cheapest? Compare the top Midland, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Midland, North Carolina

Insurance Company Average Annual Rates
Allstate $7,429
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,543
State Farm $3,115
Travelers $3,315

What affects auto insurance rates in Midland, North Carolina?

There are a lot of reasons why auto insurance rates in Midland, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Midland, North Carolina. Many local factors may affect your Midland auto insurance rates.

Midland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Midland, North Carolina commute length is 35.4 minutes according to City-Data.

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Compare Midland, North Carolina Auto Insurance Quotes

Before you buy Midland, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Midland, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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