Best Cheap Auto Insurance in Middletown, CT (2021)

The average Middletown, CT auto insurance rates are $392 per month. The minimum auto insurance in Middletown is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Middletown, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cheapest auto insurance company in Middletown is State Farm
  • Average auto insurance rates in Middletown, CT for senior drivers are $2,337 per year
  • The most expensive auto insurance company in Middletown for teen drivers is Liberty Mutual

Middletown, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Middletown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Middletown, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Middletown to other Connecticut cities, including Meriden auto insurance rates, New Britain auto insurance rates, and Hartford auto insurance rates to see how Middletown, Connecticut auto insurance rates stack up.

Before you buy Middletown, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Middletown, Connecticut auto insurance quotes.

Minimum Auto Insurance in Middletown, Connecticut

Middletown, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Middletown, Connecticut.

Minimum Required Auto Insurance Coverage in Middletown, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Middletown, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Middletown, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middletown, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,859 $3,815 $3,560 $3,810 $11,769 $13,900 $4,030 $4,228
GEICO $2,306 $2,312 $2,139 $2,156 $5,379 $6,342 $2,222 $2,151
Liberty Mutual $3,882 $4,238 $2,988 $3,701 $19,407 $21,915 $3,916 $4,277
Nationwide $2,246 $2,272 $2,021 $2,119 $6,195 $7,851 $2,603 $2,796
Progressive $2,780 $2,593 $2,373 $2,467 $11,657 $12,925 $3,182 $3,575
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,816 $1,843 $1,811 $1,804 $13,896 $22,349 $1,977 $2,233
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Middletown, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Middletown, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Middletown, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Middletown, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,769 $13,900
GEICO $5,379 $6,342
Liberty Mutual $19,407 $21,915
Nationwide $6,195 $7,851
Progressive $11,657 $12,925
State Farm $4,921 $6,180
Travelers $13,896 $22,349
USAA $5,822 $6,120

Cheap Middletown, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Middletown, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Middletown, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,810
GEICO $2,139 $2,156
Liberty Mutual $2,988 $3,701
Nationwide $2,021 $2,119
Progressive $2,373 $2,467
State Farm $1,506 $1,506
Travelers $1,811 $1,804
USAA $1,727 $1,706

Cheap Middletown, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Middletown, Connecticut compared to the annual auto insurance rates with a clean record in Middletown, Connecticut.

Annual Middletown, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,211 $6,435 $7,630 $5,211
GEICO $1,973 $2,589 $5,518 $2,422
Liberty Mutual $7,037 $8,816 $8,735 $7,574
Nationwide $2,865 $3,729 $4,267 $3,190
Progressive $4,424 $6,441 $4,653 $5,257
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,801 $5,201 $7,573 $6,290
USAA $2,343 $2,941 $4,435 $2,343

Cheap Middletown, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Middletown, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Middletown, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Middletown, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,630
GEICO $5,518
Liberty Mutual $8,735
Nationwide $4,267
Progressive $4,653
State Farm $2,727
Travelers $7,573
USAA $4,435

Cheap Middletown, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Middletown, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Middletown, Connecticut

Insurance Company Poor Fair Good
Allstate $7,804 $5,890 $4,670
GEICO $4,547 $2,742 $2,088
Liberty Mutual $11,437 $7,106 $5,578
Nationwide $4,651 $3,122 $2,765
Progressive $5,650 $5,072 $4,859
State Farm $3,705 $2,378 $1,917
Travelers $6,775 $5,644 $5,480
USAA $3,987 $2,690 $2,369

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Cheap Middletown, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Middletown, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Middletown, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Middletown, Connecticut

ZIP Code Average Annual Rates
6457 $4,754

Cheap Middletown, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Middletown, Connecticut auto insurance. Find the cheapest annual Middletown, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Middletown, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,121 $6,121
GEICO $3,077 $3,174
Liberty Mutual $8,041 $8,041
Nationwide $3,513 $3,513
Progressive $5,194 $5,194
State Farm $2,602 $2,732
Travelers $5,966 $5,966
USAA $2,979 $3,051

Cheap Middletown, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Middletown, Connecticut? Check out the comparison of annual Middletown, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middletown, Connecticut

Insurance Company Low Medium High
Allstate $5,748 $6,110 $6,506
GEICO $2,871 $3,084 $3,422
Liberty Mutual $7,687 $7,969 $8,465
Nationwide $3,576 $3,537 $3,426
Progressive $4,852 $5,150 $5,580
State Farm $2,504 $2,671 $2,826
Travelers $5,546 $5,927 $6,425
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Middletown, Connecticut

Compare the cheapest auto insurance companies in Middletown, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Middletown, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Middletown, Connecticut Auto Insurance Companies

What auto insurance companies in Middletown, Connecticut are the cheapest? Compare the top Middletown, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Middletown, Connecticut

Insurance Company Average Annual Rates
Allstate $6,121
GEICO $3,126
Liberty Mutual $8,041
Nationwide $3,513
Progressive $5,194
State Farm $2,667
Travelers $5,966
USAA $3,015

What affects auto insurance rates in Middletown, Connecticut?

There are a lot of reasons why auto insurance rates in Middletown, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Middletown, Connecticut. Many local factors may affect your Middletown auto insurance rates.

Middletown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Middletown, Connecticut commute length is 21.6 minutes according to City-Data.

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Compare Middletown, Connecticut Auto Insurance Quotes

Before you buy Middletown, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Middletown, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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