Best Cheap Auto Insurance in Middlebury, CT (2021)

The average Middlebury, CT auto insurance rates are $404 per month. The minimum auto insurance in Middlebury is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Middlebury, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Middlebury, Connecticut is 25/50/20
  • The cheapest auto insurance company in Middlebury is State Farm
  • The most expensive auto insurance company in Middlebury for teen drivers is Liberty Mutual

Middlebury, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Middlebury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Middlebury, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Middlebury to other Connecticut cities, including Norwalk auto insurance rates, Waterbury auto insurance rates, and Hartford auto insurance rates to see how Middlebury, Connecticut auto insurance rates stack up.

Before you buy Middlebury, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Middlebury, Connecticut auto insurance quotes.

Minimum Auto Insurance in Middlebury, Connecticut

Middlebury, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Middlebury, Connecticut.

Minimum Required Auto Insurance Coverage in Middlebury, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Middlebury, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Middlebury, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Middlebury, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,790 $3,759 $3,479 $3,725 $11,615 $13,720 $3,980 $4,200
GEICO $2,578 $2,585 $2,391 $2,410 $5,984 $7,043 $2,481 $2,401
Liberty Mutual $3,676 $4,007 $2,831 $3,500 $18,307 $20,662 $3,713 $4,053
Nationwide $2,393 $2,418 $2,151 $2,255 $6,660 $8,442 $2,779 $2,987
Progressive $2,779 $2,584 $2,371 $2,467 $11,676 $12,946 $3,169 $3,548
State Farm $1,901 $1,901 $1,748 $1,748 $5,808 $7,300 $2,139 $2,460
Travelers $1,798 $1,824 $1,793 $1,788 $13,763 $22,250 $1,954 $2,193
USAA $2,240 $2,214 $2,093 $2,064 $7,139 $7,477 $3,009 $3,112

Cheap Middlebury, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Middlebury, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Middlebury, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Middlebury, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,615 $13,720
GEICO $5,984 $7,043
Liberty Mutual $18,307 $20,662
Nationwide $6,660 $8,442
Progressive $11,676 $12,946
State Farm $5,808 $7,300
Travelers $13,763 $22,250
USAA $7,139 $7,477

Cheap Middlebury, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Middlebury, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Middlebury, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,479 $3,725
GEICO $2,391 $2,410
Liberty Mutual $2,831 $3,500
Nationwide $2,151 $2,255
Progressive $2,371 $2,467
State Farm $1,748 $1,748
Travelers $1,793 $1,788
USAA $2,093 $2,064

Cheap Middlebury, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Middlebury, Connecticut compared to the annual auto insurance rates with a clean record in Middlebury, Connecticut.

Annual Middlebury, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,138 $6,335 $7,523 $5,138
GEICO $2,198 $2,886 $6,152 $2,700
Liberty Mutual $6,649 $8,324 $8,247 $7,154
Nationwide $3,064 $3,998 $4,574 $3,407
Progressive $4,432 $6,434 $4,664 $5,240
State Farm $2,909 $3,198 $3,198 $3,198
Travelers $4,770 $5,166 $7,508 $6,238
USAA $2,826 $3,557 $5,466 $2,826

Cheap Middlebury, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Middlebury, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Middlebury, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Middlebury, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,523
GEICO $6,152
Liberty Mutual $8,247
Nationwide $4,574
Progressive $4,664
State Farm $3,198
Travelers $7,508
USAA $5,466

Cheap Middlebury, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Middlebury, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Middlebury, Connecticut

Insurance Company Poor Fair Good
Allstate $7,677 $5,810 $4,613
GEICO $5,071 $3,056 $2,325
Liberty Mutual $10,791 $6,714 $5,275
Nationwide $4,969 $3,348 $2,965
Progressive $5,646 $5,072 $4,860
State Farm $4,355 $2,784 $2,239
Travelers $6,717 $5,602 $5,442
USAA $4,851 $3,276 $2,879

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Cheap Middlebury, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Middlebury, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Middlebury, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Middlebury, Connecticut

ZIP Code Average Annual Rates
6762 $4,896

Cheap Middlebury, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Middlebury, Connecticut auto insurance. Find the cheapest annual Middlebury, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Middlebury, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,034 $6,034
GEICO $3,430 $3,538
Liberty Mutual $7,594 $7,594
Nationwide $3,761 $3,761
Progressive $5,192 $5,192
State Farm $3,049 $3,203
Travelers $5,920 $5,920
USAA $3,624 $3,713

Cheap Middlebury, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Middlebury, Connecticut? Check out the comparison of annual Middlebury, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Middlebury, Connecticut

Insurance Company Low Medium High
Allstate $5,728 $6,027 $6,345
GEICO $3,182 $3,433 $3,837
Liberty Mutual $7,265 $7,528 $7,988
Nationwide $3,794 $3,792 $3,695
Progressive $4,807 $5,143 $5,628
State Farm $2,934 $3,131 $3,312
Travelers $5,464 $5,878 $6,419
USAA $3,411 $3,672 $3,922

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Best By Category: Cheapest Auto Insurance in Middlebury, Connecticut

Compare the cheapest auto insurance companies in Middlebury, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Middlebury, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Middlebury, Connecticut Auto Insurance Companies

What auto insurance companies in Middlebury, Connecticut are the cheapest? Compare the top Middlebury, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Middlebury, Connecticut

Insurance Company Average Annual Rates
Allstate $6,034
GEICO $3,484
Liberty Mutual $7,594
Nationwide $3,761
Progressive $5,192
State Farm $3,126
Travelers $5,920
USAA $3,668

Compare Middlebury, Connecticut Auto Insurance Quotes

Before you buy Middlebury, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Middlebury, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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