Best Cheap Auto Insurance in Michigamme, MI (2021)

The average Michigamme, MI auto insurance rates are $704 per month. The minimum auto insurance in Michigamme is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Michigamme, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Michigamme for teen drivers is Allstate
  • The cheapest auto insurance company in Michigamme is USAA
  • The average commute length in Michigamme is 31.8 minutes

Michigamme, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Michigamme can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Michigamme, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Michigamme to other Michigan cities, including Troy auto insurance rates, Flint auto insurance rates, and Ann Arbor auto insurance rates to see how Michigamme, Michigan auto insurance rates stack up.

Before you buy Michigamme, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Michigamme, Michigan auto insurance quotes.

Minimum Auto Insurance in Michigamme, Michigan

Michigamme, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Michigamme, Michigan.

Minimum Required Auto Insurance Coverage in Michigamme, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Michigamme, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Michigamme, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Michigamme, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,416 $3,416 $3,182 $3,182 $7,686 $7,686 $3,832 $3,832
GEICO $3,127 $3,127 $3,182 $3,182 $8,935 $8,935 $2,997 $2,997
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,633 $2,494 $2,330 $2,549 $9,652 $10,447 $3,079 $2,945
State Farm $5,892 $5,892 $5,440 $5,440 $20,309 $20,309 $6,909 $6,909
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,372 $2,276 $2,226 $2,124 $5,776 $5,561 $2,912 $2,834

Cheap Michigamme, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Michigamme, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Michigamme, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Michigamme, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,686 $7,686
GEICO $8,935 $8,935
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $9,652 $10,447
State Farm $20,309 $20,309
Travelers $15,616 $15,616
USAA $5,776 $5,561

Cheap Michigamme, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Michigamme, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Michigamme, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,182 $3,182
GEICO $3,182 $3,182
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,330 $2,549
State Farm $5,440 $5,440
Travelers $4,461 $4,461
USAA $2,226 $2,124

Cheap Michigamme, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Michigamme, Michigan compared to the annual auto insurance rates with a clean record in Michigamme, Michigan.

Annual Michigamme, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,816 $4,849 $4,780 $4,671
GEICO $1,630 $3,408 $10,219 $2,984
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,863 $5,004 $4,511 $4,687
State Farm $6,193 $7,391 $15,779 $9,188
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,629 $3,261 $4,286 $2,865

Cheap Michigamme, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Michigamme, Michigan is not easy. Compare the annual rates for DUI auto insurance in Michigamme, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Michigamme, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $4,780
GEICO $10,219
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,511
State Farm $15,779
Travelers $12,018
USAA $4,286

Cheap Michigamme, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Michigamme, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Michigamme, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,905 $3,987 $3,696
GEICO $5,851 $4,313 $3,517
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $5,180 $4,384 $3,985
State Farm $15,608 $7,917 $5,389
Travelers $7,919 $7,680 $7,583
USAA $4,866 $2,778 $2,136

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Cheap Michigamme, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Michigamme, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Michigamme, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Michigamme, Michigan

ZIP Code Average Annual Rates
49861 $5,964

Cheap Michigamme, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Michigamme, Michigan auto insurance. Find the cheapest annual Michigamme, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Michigamme, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,529 $4,529
GEICO $4,457 $4,664
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,516 $4,516
State Farm $9,385 $9,890
Travelers $7,683 $7,771
USAA $3,223 $3,297

Cheap Michigamme, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Michigamme, Michigan? Check out the comparison of annual Michigamme, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Michigamme, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,412 $4,519 $4,656
GEICO $4,246 $4,518 $4,917
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,376 $4,523 $4,649
State Farm $9,196 $9,692 $10,025
Travelers $7,640 $7,737 $7,805
USAA $3,161 $3,268 $3,351

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Best By Category: Cheapest Auto Insurance in Michigamme, Michigan

Compare the cheapest auto insurance companies in Michigamme, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Michigamme, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Michigamme, Michigan Auto Insurance Companies

What auto insurance companies in Michigamme, Michigan are the cheapest? Compare the top Michigamme, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Michigamme, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,529
GEICO $4,560
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,516
State Farm $9,638
Travelers $7,727
USAA $3,260

What affects auto insurance rates in Michigamme, Michigan?

There are a lot of reasons why auto insurance rates in Michigamme, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Michigamme, Michigan. Many local factors may affect your Michigamme auto insurance rates.

Michigamme Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Michigamme, Michigan commute length is 31.8 minutes according to City-Data.

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Compare Michigamme, Michigan Auto Insurance Quotes

Before you buy Michigamme, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Michigamme, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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