Best Cheap Auto Insurance in Miamiville, OH (2021)

The average Miamiville, OH auto insurance rates are $244 per month. The minimum auto insurance in Miamiville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Miamiville, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Miamiville, OH for senior drivers are $1,508 per year
  • The average commute length in Miamiville is 23.7 minutes
  • The minimum auto insurance required in Miamiville, Ohio is 25/50/25

Miamiville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Miamiville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Miamiville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Miamiville to other Ohio cities, including Cleveland auto insurance rates, Youngs auto insurance rates, and Parma auto insurance rates to see how Miamiville, Ohio auto insurance rates stack up.

Before you buy Miamiville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Miamiville, Ohio auto insurance quotes.

Minimum Auto Insurance in Miamiville, Ohio

Miamiville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Miamiville, Ohio.

Minimum Required Auto Insurance Coverage in Miamiville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Miamiville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Miamiville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Miamiville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,186 $2,171 $1,983 $2,119 $6,175 $7,068 $2,277 $2,419
American Family $946 $980 $872 $873 $3,045 $3,299 $1,177 $1,239
Farmers $1,887 $1,878 $1,661 $1,752 $8,366 $8,679 $2,123 $2,222
GEICO $1,403 $1,365 $1,325 $1,347 $3,843 $3,572 $1,561 $1,313
Liberty Mutual $2,194 $2,395 $1,685 $2,053 $11,529 $13,016 $2,332 $2,546
Nationwide $2,352 $2,361 $2,124 $2,136 $6,135 $7,894 $2,519 $2,928
Progressive $1,757 $1,642 $1,463 $1,509 $8,124 $9,134 $2,111 $2,182
State Farm $1,520 $1,520 $1,369 $1,369 $4,901 $6,145 $1,770 $2,035
Travelers $1,378 $1,399 $1,369 $1,362 $5,941 $9,383 $1,436 $1,640
USAA $931 $938 $897 $887 $2,998 $3,324 $1,246 $1,338

Cheap Miamiville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Miamiville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Miamiville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Miamiville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,175 $7,068
American Family $3,045 $3,299
Farmers $8,366 $8,679
GEICO $3,843 $3,572
Liberty Mutual $11,529 $13,016
Nationwide $6,135 $7,894
Progressive $8,124 $9,134
State Farm $4,901 $6,145
Travelers $5,941 $9,383
USAA $2,998 $3,324

Cheap Miamiville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Miamiville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Miamiville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,983 $2,119
American Family $872 $873
Farmers $1,661 $1,752
GEICO $1,325 $1,347
Liberty Mutual $1,685 $2,053
Nationwide $2,124 $2,136
Progressive $1,463 $1,509
State Farm $1,369 $1,369
Travelers $1,369 $1,362
USAA $897 $887

Cheap Miamiville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Miamiville, Ohio compared to the annual auto insurance rates with a clean record in Miamiville, Ohio.

Annual Miamiville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,759 $3,354 $3,953 $3,133
American Family $1,488 $1,575 $1,575 $1,575
Farmers $2,939 $3,791 $3,696 $3,858
GEICO $1,325 $1,926 $2,817 $1,795
Liberty Mutual $3,964 $5,089 $5,198 $4,624
Nationwide $2,852 $3,625 $4,596 $3,152
Progressive $3,004 $4,110 $3,198 $3,649
State Farm $2,340 $2,817 $2,579 $2,579
Travelers $2,201 $2,868 $4,325 $2,558
USAA $1,199 $1,618 $2,134 $1,329

Cheap Miamiville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Miamiville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Miamiville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Miamiville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,953
American Family $1,575
Farmers $3,696
GEICO $2,817
Liberty Mutual $5,198
Nationwide $4,596
Progressive $3,198
State Farm $2,579
Travelers $4,325
USAA $2,134

Cheap Miamiville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Miamiville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Miamiville, Ohio

Insurance Company Poor Fair Good
Allstate $4,234 $3,091 $2,574
American Family $2,065 $1,407 $1,189
Farmers $4,043 $3,417 $3,253
GEICO $2,359 $1,966 $1,573
Liberty Mutual $6,761 $4,146 $3,250
Nationwide $4,296 $3,457 $2,916
Progressive $3,899 $3,391 $3,181
State Farm $3,675 $2,271 $1,790
Travelers $3,340 $2,908 $2,717
USAA $2,031 $1,445 $1,233

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Cheap Miamiville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Miamiville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Miamiville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Miamiville, Ohio

ZIP Code Average Annual Rates
45147 $2,800

Cheap Miamiville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Miamiville, Ohio auto insurance. Find the cheapest annual Miamiville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Miamiville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,300 $3,300
American Family $1,535 $1,573
Farmers $3,571 $3,571
GEICO $1,934 $1,998
Liberty Mutual $4,719 $4,719
Nationwide $3,556 $3,556
Progressive $3,490 $3,490
State Farm $2,514 $2,643
Travelers $2,988 $2,988
USAA $1,511 $1,628

Cheap Miamiville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Miamiville, Ohio? Check out the comparison of annual Miamiville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Miamiville, Ohio

Insurance Company Low Medium High
Allstate $3,182 $3,293 $3,424
American Family $1,527 $1,566 $1,568
Farmers $3,394 $3,522 $3,797
GEICO $1,901 $1,958 $2,038
Liberty Mutual $4,542 $4,743 $4,871
Nationwide $3,945 $3,445 $3,278
Progressive $3,377 $3,466 $3,627
State Farm $2,443 $2,587 $2,705
Travelers $2,910 $3,028 $3,028
USAA $1,495 $1,568 $1,646

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Best By Category: Cheapest Auto Insurance in Miamiville, Ohio

Compare the cheapest auto insurance companies in Miamiville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Miamiville, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Miamiville, Ohio Auto Insurance Companies

What auto insurance companies in Miamiville, Ohio are the cheapest? Compare the top Miamiville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Miamiville, Ohio

Insurance Company Average Annual Rates
Allstate $3,300
American Family $1,554
Farmers $3,571
GEICO $1,966
Liberty Mutual $4,719
Nationwide $3,556
Progressive $3,490
State Farm $2,579
Travelers $2,988
USAA $1,570

What affects auto insurance rates in Miamiville, Ohio?

There are a lot of reasons why auto insurance rates in Miamiville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Miamiville, Ohio. Many local factors may affect your Miamiville auto insurance rates.

Miamiville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Miamiville, Ohio commute length is 23.7 minutes according to City-Data.

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Compare Miamiville, Ohio Auto Insurance Quotes

Before you buy Miamiville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Miamiville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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