Best Cheap Auto Insurance in Mexia, TX (2021)

The average Mexia, TX auto insurance rates are $280 per month. The minimum auto insurance in Mexia is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mexia, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Mexia, Texas is 30/60/25
  • The average commute length in Mexia is 17.0 minutes
  • The cheapest auto insurance company in Mexia is USAA

Mexia, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mexia can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mexia, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mexia to other Texas cities, including Dallas auto insurance rates, Plano auto insurance rates, and Laredo auto insurance rates to see how Mexia, Texas auto insurance rates stack up.

Before you buy Mexia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mexia, Texas auto insurance quotes.

Minimum Auto Insurance in Mexia, Texas

Mexia, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mexia, Texas.

Minimum Required Auto Insurance Coverage in Mexia, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mexia, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mexia, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mexia, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,296 $3,322 $3,254 $3,254 $8,748 $10,546 $4,072 $4,236
American Family $2,284 $2,531 $2,124 $2,420 $5,863 $7,675 $3,236 $3,682
GEICO $2,235 $2,399 $2,147 $2,417 $4,743 $4,928 $2,407 $2,401
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $1,988 $1,886 $1,772 $1,806 $8,139 $9,070 $2,340 $2,370
State Farm $1,855 $1,855 $1,645 $1,645 $4,344 $5,520 $2,010 $2,076
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Mexia, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mexia, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mexia, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mexia, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,748 $10,546
American Family $5,863 $7,675
GEICO $4,743 $4,928
Nationwide $5,791 $7,432
Progressive $8,139 $9,070
State Farm $4,344 $5,520
USAA $3,887 $4,247

Cheap Mexia, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mexia, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mexia, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,254
American Family $2,124 $2,420
GEICO $2,147 $2,417
Nationwide $1,823 $1,930
Progressive $1,772 $1,806
State Farm $1,645 $1,645
USAA $1,339 $1,334

Cheap Mexia, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mexia, Texas compared to the annual auto insurance rates with a clean record in Mexia, Texas.

Annual Mexia, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,942 $6,105 $6,375 $3,942
American Family $3,408 $4,305 $3,787 $3,408
GEICO $2,515 $3,290 $2,788 $3,245
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $3,210 $4,130 $3,741 $3,604
State Farm $2,338 $2,667 $3,132 $2,338
USAA $1,639 $2,406 $2,835 $1,880

Cheap Mexia, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mexia, Texas is not easy. Compare the annual rates for DUI auto insurance in Mexia, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mexia, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,375
American Family $3,787
GEICO $2,788
Nationwide $4,197
Progressive $3,741
State Farm $3,132
USAA $2,835

Cheap Mexia, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mexia, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mexia, Texas

Insurance Company Poor Fair Good
Allstate $6,467 $4,743 $4,062
American Family $5,142 $3,219 $2,820
GEICO $4,556 $2,589 $1,734
Nationwide $3,917 $3,151 $2,742
Progressive $4,137 $3,570 $3,307
State Farm $3,710 $2,308 $1,838
USAA $3,224 $1,855 $1,491

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Cheap Mexia, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mexia, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mexia, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mexia, Texas

ZIP Code Average Annual Rates
76667 $4,909

Cheap Mexia, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mexia, Texas auto insurance. Find the cheapest annual Mexia, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mexia, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,968 $5,214
American Family $3,727 $3,727
GEICO $2,901 $3,018
Nationwide $3,270 $3,270
Progressive $3,671 $3,671
State Farm $2,619 $2,619
USAA $2,162 $2,217

Cheap Mexia, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mexia, Texas? Check out the comparison of annual Mexia, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mexia, Texas

Insurance Company Low Medium High
Allstate $4,969 $5,046 $5,258
American Family $3,478 $3,597 $4,107
GEICO $2,798 $2,917 $3,164
Nationwide $3,539 $3,131 $3,140
Progressive $3,491 $3,652 $3,871
State Farm $2,493 $2,611 $2,752
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Mexia, Texas

Compare the cheapest auto insurance companies in Mexia, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mexia, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Mexia, Texas Auto Insurance Companies

What auto insurance companies in Mexia, Texas are the cheapest? Compare the top Mexia, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mexia, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $3,727
GEICO $2,960
Nationwide $3,270
Progressive $3,671
State Farm $2,619
USAA $2,190

What affects auto insurance rates in Mexia, Texas?

There are a lot of reasons why auto insurance rates in Mexia, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mexia, Texas. Many local factors may affect your Mexia auto insurance rates.

Mexia Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mexia, Texas commute length is 17.0 minutes according to City-Data.

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Compare Mexia, Texas Auto Insurance Quotes

Before you buy Mexia, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mexia, Texas auto insurance quotes.

Free Auto Insurance Comparison

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