Best Cheap Auto Insurance in Metamora, OH (2021)

The average Metamora, OH auto insurance rates are $224 per month. The minimum auto insurance in Metamora is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Metamora, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Metamora is 30.5 minutes
  • The minimum auto insurance required in Metamora, Ohio is 25/50/25
  • The cheapest auto insurance company in Metamora is American Family

Metamora, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Metamora can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Metamora, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Metamora to other Ohio cities, including Dayton auto insurance rates, Parma auto insurance rates, and Cincinnati auto insurance rates to see how Metamora, Ohio auto insurance rates stack up.

Before you buy Metamora, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Metamora, Ohio auto insurance quotes.

Minimum Auto Insurance in Metamora, Ohio

Metamora, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Metamora, Ohio.

Minimum Required Auto Insurance Coverage in Metamora, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Metamora, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Metamora, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Metamora, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,008 $1,999 $1,809 $1,933 $5,574 $6,384 $2,113 $2,258
American Family $872 $905 $790 $796 $2,535 $2,756 $1,069 $1,125
Farmers $1,799 $1,792 $1,586 $1,675 $7,954 $8,241 $2,015 $2,102
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,950 $2,126 $1,502 $1,821 $10,157 $11,472 $2,077 $2,271
Nationwide $2,102 $2,111 $1,898 $1,911 $5,405 $6,959 $2,251 $2,616
Progressive $1,890 $1,775 $1,575 $1,629 $8,499 $9,571 $2,254 $2,334
State Farm $1,461 $1,461 $1,311 $1,311 $4,598 $5,787 $1,696 $1,937
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Metamora, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Metamora, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Metamora, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Metamora, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,574 $6,384
American Family $2,535 $2,756
Farmers $7,954 $8,241
GEICO $3,091 $2,874
Liberty Mutual $10,157 $11,472
Nationwide $5,405 $6,959
Progressive $8,499 $9,571
State Farm $4,598 $5,787
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheap Metamora, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Metamora, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Metamora, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,809 $1,933
American Family $790 $796
Farmers $1,586 $1,675
GEICO $1,096 $1,110
Liberty Mutual $1,502 $1,821
Nationwide $1,898 $1,911
Progressive $1,575 $1,629
State Farm $1,311 $1,311
Travelers $1,247 $1,242
USAA $798 $797

Cheap Metamora, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Metamora, Ohio compared to the annual auto insurance rates with a clean record in Metamora, Ohio.

Annual Metamora, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,531 $3,054 $3,590 $2,863
American Family $1,301 $1,374 $1,374 $1,374
Farmers $2,798 $3,605 $3,517 $3,662
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,510 $4,493 $4,595 $4,090
Nationwide $2,533 $3,217 $4,077 $2,799
Progressive $3,180 $4,333 $3,391 $3,861
State Farm $2,226 $2,665 $2,445 $2,445
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheap Metamora, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Metamora, Ohio is not easy. Compare the annual rates for DUI auto insurance in Metamora, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Metamora, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,590
American Family $1,374
Farmers $3,517
GEICO $2,282
Liberty Mutual $4,595
Nationwide $4,077
Progressive $3,391
State Farm $2,445
Travelers $3,940
USAA $1,861

Cheap Metamora, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Metamora, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Metamora, Ohio

Insurance Company Poor Fair Good
Allstate $3,862 $2,815 $2,352
American Family $1,797 $1,228 $1,042
Farmers $3,848 $3,247 $3,091
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,978 $3,665 $2,873
Nationwide $3,808 $3,069 $2,592
Progressive $4,137 $3,585 $3,351
State Farm $3,484 $2,153 $1,697
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

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Cheap Metamora, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Metamora, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Metamora, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Metamora, Ohio

ZIP Code Average Annual Rates
43540 $2,583

Cheap Metamora, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Metamora, Ohio auto insurance. Find the cheapest annual Metamora, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Metamora, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,010 $3,010
American Family $1,340 $1,372
Farmers $3,395 $3,395
GEICO $1,575 $1,629
Liberty Mutual $4,172 $4,172
Nationwide $3,156 $3,156
Progressive $3,691 $3,691
State Farm $2,383 $2,507
Travelers $2,726 $2,726
USAA $1,328 $1,433

Cheap Metamora, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Metamora, Ohio? Check out the comparison of annual Metamora, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Metamora, Ohio

Insurance Company Low Medium High
Allstate $2,922 $3,004 $3,102
American Family $1,331 $1,366 $1,371
Farmers $3,216 $3,342 $3,629
GEICO $1,548 $1,595 $1,665
Liberty Mutual $4,020 $4,189 $4,307
Nationwide $3,479 $3,060 $2,930
Progressive $3,527 $3,655 $3,891
State Farm $2,312 $2,454 $2,569
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Metamora, Ohio

Compare the cheapest auto insurance companies in Metamora, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Metamora, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Metamora, Ohio Auto Insurance Companies

What auto insurance companies in Metamora, Ohio are the cheapest? Compare the top Metamora, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Metamora, Ohio

Insurance Company Average Annual Rates
Allstate $3,010
American Family $1,356
Farmers $3,395
GEICO $1,602
Liberty Mutual $4,172
Nationwide $3,156
Progressive $3,691
State Farm $2,445
Travelers $2,726
USAA $1,380

What affects auto insurance rates in Metamora, Ohio?

There are a lot of reasons why auto insurance rates in Metamora, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Metamora, Ohio. Many local factors may affect your Metamora auto insurance rates.

Metamora Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Metamora, Ohio commute length is 30.5 minutes according to City-Data.

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Compare Metamora, Ohio Auto Insurance Quotes

Before you buy Metamora, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Metamora, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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