Best Cheap Auto Insurance in Mesa, ID (2021)

The average Mesa, ID auto insurance rates are $231 per month. The minimum auto insurance in Mesa is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Mesa, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Mesa is State Farm
  • The most expensive auto insurance company in Mesa for teen drivers is Allstate
  • The minimum auto insurance required in Mesa, Idaho is 25/50/15

Mesa, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Mesa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mesa, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Mesa to other Idaho cities, including Post Falls auto insurance rates, Caldwell auto insurance rates, and Idaho Falls auto insurance rates to see how Mesa, Idaho auto insurance rates stack up.

Before you buy Mesa, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mesa, Idaho auto insurance quotes.

Minimum Auto Insurance in Mesa, Idaho

Mesa, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mesa, Idaho.

Minimum Required Auto Insurance Coverage in Mesa, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Mesa, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mesa, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mesa, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,224 $2,213 $1,936 $2,006 $8,079 $9,334 $2,485 $2,629
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,505 $1,495 $1,326 $1,406 $7,398 $7,662 $1,729 $1,815
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,859 $1,903 $1,676 $1,779 $4,579 $5,650 $2,177 $2,346
State Farm $1,072 $1,072 $966 $966 $3,204 $4,030 $1,210 $1,401
Travelers $1,279 $1,299 $1,282 $1,276 $6,199 $9,779 $1,357 $1,561
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

Cheap Mesa, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mesa, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Mesa, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Mesa, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,079 $9,334
American Family $7,355 $9,596
Farmers $7,398 $7,662
GEICO $4,278 $5,328
Liberty Mutual $4,493 $4,992
Nationwide $4,579 $5,650
State Farm $3,204 $4,030
Travelers $6,199 $9,779
USAA $3,565 $3,999

Cheap Mesa, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Mesa, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mesa, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $2,006
American Family $1,859 $1,859
Farmers $1,326 $1,406
GEICO $1,919 $1,863
Liberty Mutual $1,158 $1,290
Nationwide $1,676 $1,779
State Farm $966 $966
Travelers $1,282 $1,276
USAA $1,070 $1,059

Cheap Mesa, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mesa, Idaho compared to the annual auto insurance rates with a clean record in Mesa, Idaho.

Annual Mesa, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,192 $4,005 $4,474 $3,782
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,651 $3,363 $3,158 $2,995
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,098 $2,724 $3,806 $2,358
State Farm $1,587 $1,893 $1,740 $1,740
Travelers $1,862 $2,639 $4,565 $2,949
USAA $1,341 $1,908 $2,595 $1,623

Cheap Mesa, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mesa, Idaho is not easy. Compare the annual rates for DUI auto insurance in Mesa, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Mesa, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,474
American Family $4,444
Farmers $3,158
GEICO $3,808
Liberty Mutual $2,420
Nationwide $3,806
State Farm $1,740
Travelers $4,565
USAA $2,595

Cheap Mesa, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mesa, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mesa, Idaho

Insurance Company Poor Fair Good
Allstate $5,096 $3,465 $3,028
American Family $4,776 $3,404 $2,905
Farmers $3,426 $2,915 $2,785
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,279 $2,644 $2,315
State Farm $2,444 $1,546 $1,231
Travelers $3,442 $2,893 $2,677
USAA $2,742 $1,585 $1,273

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Cheap Mesa, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mesa, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Mesa, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mesa, Idaho

ZIP Code Average Annual Rates
83643 $2,776

Cheap Mesa, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Mesa, Idaho auto insurance. Find the cheapest annual Mesa, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mesa, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,863 $3,863
American Family $3,619 $3,771
Farmers $3,042 $3,042
GEICO $2,730 $2,825
Liberty Mutual $2,252 $2,252
Nationwide $2,746 $2,746
State Farm $1,699 $1,781
Travelers $3,004 $3,004
USAA $1,844 $1,889

Cheap Mesa, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mesa, Idaho? Check out the comparison of annual Mesa, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mesa, Idaho

Insurance Company Low Medium High
Allstate $3,724 $3,856 $4,010
American Family $3,705 $3,879 $3,502
Farmers $2,880 $3,004 $3,241
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,711 $2,885 $2,643
State Farm $1,647 $1,743 $1,831
Travelers $2,958 $3,048 $3,006
USAA $1,817 $1,864 $1,920

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Best By Category: Cheapest Auto Insurance in Mesa, Idaho

Compare the cheapest auto insurance companies in Mesa, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mesa, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Mesa, Idaho Auto Insurance Companies

What auto insurance companies in Mesa, Idaho are the cheapest? Compare the top Mesa, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mesa, Idaho

Insurance Company Average Annual Rates
Allstate $3,863
American Family $3,695
Farmers $3,042
GEICO $2,778
Liberty Mutual $2,252
Nationwide $2,746
State Farm $1,740
Travelers $3,004
USAA $1,867

What affects auto insurance rates in Mesa, Idaho?

There are a lot of reasons why auto insurance rates in Mesa, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mesa, Idaho. Many local factors may affect your Mesa auto insurance rates.

Mesa Traffic

How does Mesa, Idaho rank for traffic? According to Inrix Mesa, Idaho is the 928th most congested worldwide.

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Compare Mesa, Idaho Auto Insurance Quotes

Before you buy Mesa, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mesa, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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