Best Cheap Auto Insurance in Mertzon, TX (2021)

The average Mertzon, TX auto insurance rates are $291 per month. The minimum auto insurance in Mertzon is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mertzon, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Mertzon is 29.1 minutes
  • The minimum auto insurance required in Mertzon, Texas is 30/60/25
  • Average auto insurance rates in Mertzon, TX for senior drivers are $2,113 per year

Mertzon, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mertzon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mertzon, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mertzon to other Texas cities, including El Paso auto insurance rates, Plano auto insurance rates, and Austin auto insurance rates to see how Mertzon, Texas auto insurance rates stack up.

Before you buy Mertzon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mertzon, Texas auto insurance quotes.

Minimum Auto Insurance in Mertzon, Texas

Mertzon, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mertzon, Texas.

Minimum Required Auto Insurance Coverage in Mertzon, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mertzon, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mertzon, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mertzon, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,964 $3,008 $2,928 $2,928 $7,650 $9,299 $3,689 $3,877
American Family $2,408 $2,662 $2,222 $2,527 $6,109 $8,049 $3,399 $3,879
GEICO $2,063 $2,206 $1,960 $2,185 $4,399 $4,600 $2,230 $2,248
Nationwide $2,211 $2,256 $1,954 $2,075 $6,081 $7,839 $2,578 $2,796
Progressive $2,809 $2,651 $2,484 $2,545 $11,516 $12,767 $3,299 $3,307
State Farm $1,715 $1,715 $1,514 $1,514 $3,903 $4,939 $1,850 $1,914
USAA $1,446 $1,474 $1,368 $1,383 $3,831 $4,232 $1,936 $2,120

Cheap Mertzon, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mertzon, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mertzon, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mertzon, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,650 $9,299
American Family $6,109 $8,049
GEICO $4,399 $4,600
Nationwide $6,081 $7,839
Progressive $11,516 $12,767
State Farm $3,903 $4,939
USAA $3,831 $4,232

Cheap Mertzon, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mertzon, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mertzon, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,928 $2,928
American Family $2,222 $2,527
GEICO $1,960 $2,185
Nationwide $1,954 $2,075
Progressive $2,484 $2,545
State Farm $1,514 $1,514
USAA $1,368 $1,383

Cheap Mertzon, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mertzon, Texas compared to the annual auto insurance rates with a clean record in Mertzon, Texas.

Annual Mertzon, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,585 $5,385 $5,616 $3,585
American Family $3,569 $4,521 $3,969 $3,569
GEICO $2,328 $3,043 $2,582 $2,992
Nationwide $3,010 $3,010 $4,471 $3,403
Progressive $4,507 $5,824 $5,273 $5,085
State Farm $2,139 $2,425 $2,828 $2,139
USAA $1,675 $2,433 $2,864 $1,922

Cheap Mertzon, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mertzon, Texas is not easy. Compare the annual rates for DUI auto insurance in Mertzon, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mertzon, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,616
American Family $3,969
GEICO $2,582
Nationwide $4,471
Progressive $5,273
State Farm $2,828
USAA $2,864

Cheap Mertzon, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mertzon, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mertzon, Texas

Insurance Company Poor Fair Good
Allstate $5,777 $4,234 $3,618
American Family $5,423 $3,357 $2,941
GEICO $4,203 $2,396 $1,610
Nationwide $4,172 $3,340 $2,909
Progressive $5,844 $5,025 $4,647
State Farm $3,377 $2,100 $1,672
USAA $3,300 $1,873 $1,498

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Cheap Mertzon, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mertzon, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mertzon, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mertzon, Texas

ZIP Code Average Annual Rates
76941 $5,244

Cheap Mertzon, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mertzon, Texas auto insurance. Find the cheapest annual Mertzon, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mertzon, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,440 $4,645
American Family $3,907 $3,907
GEICO $2,684 $2,788
Nationwide $3,474 $3,474
Progressive $5,172 $5,172
State Farm $2,383 $2,383
USAA $2,195 $2,252

Cheap Mertzon, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mertzon, Texas? Check out the comparison of annual Mertzon, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mertzon, Texas

Insurance Company Low Medium High
Allstate $4,470 $4,516 $4,643
American Family $3,679 $3,789 $4,252
GEICO $2,617 $2,710 $2,881
Nationwide $3,753 $3,325 $3,343
Progressive $4,872 $5,138 $5,507
State Farm $2,277 $2,377 $2,495
USAA $2,165 $2,217 $2,290

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Best By Category: Cheapest Auto Insurance in Mertzon, Texas

Compare the cheapest auto insurance companies in Mertzon, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mertzon, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Mertzon, Texas Auto Insurance Companies

What auto insurance companies in Mertzon, Texas are the cheapest? Compare the top Mertzon, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mertzon, Texas

Insurance Company Average Annual Rates
Allstate $4,543
American Family $3,907
GEICO $2,736
Nationwide $3,474
Progressive $5,172
State Farm $2,383
USAA $2,224

What affects auto insurance rates in Mertzon, Texas?

There are a lot of reasons why auto insurance rates in Mertzon, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mertzon, Texas. Many local factors may affect your Mertzon auto insurance rates.

Mertzon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mertzon, Texas commute length is 29.1 minutes according to City-Data.

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Compare Mertzon, Texas Auto Insurance Quotes

Before you buy Mertzon, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mertzon, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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