Best Cheap Auto Insurance in Mertens, TX (2021)

The average Mertens, TX auto insurance rates are $293 per month. The minimum auto insurance in Mertens is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Mertens, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Mertens is 35.0 minutes
  • The most expensive auto insurance company in Mertens for teen drivers is Progressive
  • The minimum auto insurance required in Mertens, Texas is 30/60/25

Mertens, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Mertens can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mertens, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Mertens to other Texas cities, including Plano auto insurance rates, San Antonio auto insurance rates, and Dallas auto insurance rates to see how Mertens, Texas auto insurance rates stack up.

Before you buy Mertens, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mertens, Texas auto insurance quotes.

Minimum Auto Insurance in Mertens, Texas

Mertens, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mertens, Texas.

Minimum Required Auto Insurance Coverage in Mertens, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mertens, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mertens, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mertens, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,304 $3,333 $3,263 $3,263 $8,743 $10,544 $4,083 $4,253
American Family $2,367 $2,620 $2,188 $2,491 $6,008 $7,879 $3,343 $3,805
GEICO $2,119 $2,268 $2,014 $2,253 $4,553 $4,741 $2,292 $2,305
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,291 $2,167 $2,055 $2,084 $9,902 $11,073 $2,713 $2,750
State Farm $1,835 $1,835 $1,629 $1,629 $4,319 $5,493 $1,990 $2,056
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

Cheap Mertens, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mertens, Texas is a challenge. Take a look at the annual teen auto insurance rates in Mertens, Texas.

Annual Auto Insurance Rates for Teen Drivers in Mertens, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,743 $10,544
American Family $6,008 $7,879
GEICO $4,553 $4,741
Nationwide $6,517 $8,377
Progressive $9,902 $11,073
State Farm $4,319 $5,493
USAA $3,887 $4,247

Cheap Mertens, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Mertens, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mertens, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,263 $3,263
American Family $2,188 $2,491
GEICO $2,014 $2,253
Nationwide $2,028 $2,149
Progressive $2,055 $2,084
State Farm $1,629 $1,629
USAA $1,339 $1,334

Cheap Mertens, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mertens, Texas compared to the annual auto insurance rates with a clean record in Mertens, Texas.

Annual Mertens, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,959 $6,098 $6,376 $3,959
American Family $3,510 $4,431 $3,898 $3,510
GEICO $2,396 $3,139 $2,657 $3,081
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,817 $4,964 $4,452 $4,286
State Farm $2,318 $2,647 $3,111 $2,318
USAA $1,639 $2,406 $2,835 $1,880

Cheap Mertens, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mertens, Texas is not easy. Compare the annual rates for DUI auto insurance in Mertens, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Mertens, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,376
American Family $3,898
GEICO $2,657
Nationwide $4,716
Progressive $4,452
State Farm $3,111
USAA $2,835

Cheap Mertens, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mertens, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mertens, Texas

Insurance Company Poor Fair Good
Allstate $6,476 $4,751 $4,067
American Family $5,308 $3,308 $2,896
GEICO $4,333 $2,466 $1,655
Nationwide $4,397 $3,531 $3,069
Progressive $4,908 $4,267 $3,963
State Farm $3,680 $2,290 $1,825
USAA $3,224 $1,855 $1,491

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Cheap Mertens, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mertens, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Mertens, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mertens, Texas

ZIP Code Average Annual Rates
76666 $5,254

Cheap Mertens, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Mertens, Texas auto insurance. Find the cheapest annual Mertens, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mertens, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,979 $5,217
American Family $3,837 $3,837
GEICO $2,765 $2,871
Nationwide $3,665 $3,665
Progressive $4,379 $4,379
State Farm $2,598 $2,598
USAA $2,162 $2,217

Cheap Mertens, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mertens, Texas? Check out the comparison of annual Mertens, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mertens, Texas

Insurance Company Low Medium High
Allstate $4,976 $5,053 $5,266
American Family $3,585 $3,704 $4,224
GEICO $2,692 $2,792 $2,970
Nationwide $3,964 $3,507 $3,525
Progressive $4,152 $4,360 $4,626
State Farm $2,476 $2,592 $2,727
USAA $2,122 $2,182 $2,265

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Best By Category: Cheapest Auto Insurance in Mertens, Texas

Compare the cheapest auto insurance companies in Mertens, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mertens, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Mertens, Texas Auto Insurance Companies

What auto insurance companies in Mertens, Texas are the cheapest? Compare the top Mertens, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mertens, Texas

Insurance Company Average Annual Rates
Allstate $5,098
American Family $3,837
GEICO $2,818
Nationwide $3,665
Progressive $4,379
State Farm $2,598
USAA $2,190

What affects auto insurance rates in Mertens, Texas?

There are a lot of reasons why auto insurance rates in Mertens, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mertens, Texas. Many local factors may affect your Mertens auto insurance rates.

Mertens Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mertens, Texas commute length is 35.0 minutes according to City-Data.

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Compare Mertens, Texas Auto Insurance Quotes

Before you buy Mertens, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mertens, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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