Best Cheap Auto Insurance in Merrill, WI (2021)

The average Merrill, WI auto insurance rates are $250 per month. The minimum auto insurance in Merrill is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Merrill, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Merrill for teen drivers is Nationwide
  • The minimum auto insurance required in Merrill, Wisconsin is 25/50/10
  • The average commute length in Merrill is 19.7 minutes

Merrill, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Merrill can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Merrill, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Merrill to other Wisconsin cities, including Madison auto insurance rates, Milwaukee auto insurance rates, and Waukesha auto insurance rates to see how Merrill, Wisconsin auto insurance rates stack up.

Before you buy Merrill, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Merrill, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Merrill, Wisconsin

Merrill, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Merrill, Wisconsin.

Minimum Required Auto Insurance Coverage in Merrill, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Merrill, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Merrill, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merrill, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,266 $2,393 $2,086 $2,309 $7,157 $9,183 $2,309 $2,510
American Family $983 $1,030 $914 $926 $2,641 $2,922 $1,149 $1,225
Farmers $1,967 $1,976 $1,747 $1,842 $9,076 $9,438 $2,231 $2,348
GEICO $1,346 $1,485 $1,385 $1,583 $4,448 $4,798 $1,246 $1,290
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,532 $1,462 $1,255 $1,306 $5,775 $6,518 $1,840 $1,998
State Farm $1,387 $1,387 $1,226 $1,226 $3,849 $4,881 $1,562 $1,775
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

Cheap Merrill, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Merrill, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Merrill, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Merrill, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,157 $9,183
American Family $2,641 $2,922
Farmers $9,076 $9,438
GEICO $4,448 $4,798
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $5,775 $6,518
State Farm $3,849 $4,881
USAA $3,456 $4,029

Cheap Merrill, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Merrill, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Merrill, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,309
American Family $914 $926
Farmers $1,747 $1,842
GEICO $1,385 $1,583
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,255 $1,306
State Farm $1,226 $1,226
USAA $1,252 $1,283

Cheap Merrill, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Merrill, Wisconsin compared to the annual auto insurance rates with a clean record in Merrill, Wisconsin.

Annual Merrill, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,099 $4,241 $3,950 $3,816
American Family $1,410 $1,495 $1,495 $1,495
Farmers $3,338 $4,200 $3,989 $3,784
GEICO $1,527 $2,465 $2,806 $1,992
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,484 $3,003 $2,576 $2,780
State Farm $1,995 $2,328 $2,162 $2,162
USAA $1,633 $2,047 $2,771 $1,860

Cheap Merrill, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Merrill, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Merrill, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Merrill, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,950
American Family $1,495
Farmers $3,989
GEICO $2,806
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,576
State Farm $2,162
USAA $2,771

Cheap Merrill, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Merrill, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Merrill, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,961 $3,412 $2,957
American Family $1,972 $1,300 $1,149
Farmers $4,333 $3,654 $3,497
GEICO $2,886 $2,057 $1,651
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,088 $2,615 $2,429
State Farm $3,225 $1,851 $1,409
USAA $3,216 $1,680 $1,337

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Cheap Merrill, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Merrill, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Merrill, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Merrill, Wisconsin

ZIP Code Average Annual Rates
54452 $2,908

Cheap Merrill, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Merrill, Wisconsin auto insurance. Find the cheapest annual Merrill, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Merrill, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,686 $3,867
American Family $1,449 $1,498
Farmers $3,828 $3,828
GEICO $2,151 $2,244
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,711 $2,711
State Farm $2,108 $2,215
USAA $2,050 $2,105

Cheap Merrill, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Merrill, Wisconsin? Check out the comparison of annual Merrill, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merrill, Wisconsin

Insurance Company Low Medium High
Allstate $3,615 $3,767 $3,948
American Family $1,459 $1,486 $1,475
Farmers $3,544 $3,798 $4,142
GEICO $2,061 $2,196 $2,336
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,558 $2,731 $2,843
State Farm $2,046 $2,168 $2,271
USAA $2,009 $2,079 $2,145

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Best By Category: Cheapest Auto Insurance in Merrill, Wisconsin

Compare the cheapest auto insurance companies in Merrill, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Merrill, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Merrill, Wisconsin Auto Insurance Companies

What auto insurance companies in Merrill, Wisconsin are the cheapest? Compare the top Merrill, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Merrill, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,777
American Family $1,474
Farmers $3,828
GEICO $2,198
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,711
State Farm $2,162
USAA $2,078

What affects auto insurance rates in Merrill, Wisconsin?

There are a lot of reasons why auto insurance rates in Merrill, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Merrill, Wisconsin. Many local factors may affect your Merrill auto insurance rates.

Merrill Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Merrill, Wisconsin auto theft statistics, there have been 4 auto thefts in the city.

Merrill Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Merrill, Wisconsin commute length is 19.7 minutes according to City-Data.

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Compare Merrill, Wisconsin Auto Insurance Quotes

Before you buy Merrill, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Merrill, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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