Best Cheap Auto Insurance in Merrifield, VA (2021)

The average Merrifield, VA auto insurance rates are $231 per month. The minimum auto insurance in Merrifield is at least 25/50/20 in coverage to comply with Virginia auto insurance laws. To find the best cheap auto insurance in Merrifield, Virginia, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Merrifield for teen drivers is Allstate
  • Average auto insurance rates in Merrifield, VA for senior drivers are $1,571 per year
  • The minimum auto insurance required in Merrifield, Virginia is 25/50/20

Merrifield, Virginia auto insurance requirements are 25/50/20 according to Virginia auto insurance laws. Finding cheap auto insurance in Merrifield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Merrifield, Virginia, including driving record, credit, commute time, and more.

Compare auto insurance in Merrifield to other Virginia cities, including Suffolk auto insurance rates, Virginia Beach auto insurance rates, and Hampton auto insurance rates to see how Merrifield, Virginia auto insurance rates stack up.

Before you buy Merrifield, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Merrifield, Virginia auto insurance quotes.

Minimum Auto Insurance in Merrifield, Virginia

Merrifield, Virginia auto insurance laws require that you have at least the Virginia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Merrifield, Virginia.

Minimum Required Auto Insurance Coverage in Merrifield, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Merrifield, Virginia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Merrifield, Virginia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merrifield, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,447 $2,585 $2,585 $8,318 $9,496 $3,385 $3,367
GEICO $1,418 $1,404 $1,346 $1,346 $3,149 $4,202 $1,653 $1,620
Nationwide $1,644 $1,649 $1,457 $1,492 $4,059 $5,214 $1,822 $1,976
Progressive $1,451 $1,364 $1,319 $1,320 $6,988 $7,827 $1,756 $1,779
State Farm $1,651 $1,651 $1,511 $1,511 $5,279 $6,616 $1,875 $2,160
USAA $1,263 $1,241 $1,191 $1,191 $3,975 $4,715 $1,620 $1,775

Cheap Merrifield, Virginia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Merrifield, Virginia is a challenge. Take a look at the annual teen auto insurance rates in Merrifield, Virginia.

Annual Auto Insurance Rates for Teen Drivers in Merrifield, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,318 $9,496
GEICO $3,149 $4,202
Nationwide $4,059 $5,214
Progressive $6,988 $7,827
State Farm $5,279 $6,616
USAA $3,975 $4,715

Cheap Merrifield, Virginia Auto Insurance for Seniors

What are senior auto insurance rates in Merrifield, Virginia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Merrifield, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,585 $2,585
GEICO $1,346 $1,346
Nationwide $1,457 $1,492
Progressive $1,319 $1,320
State Farm $1,511 $1,511
USAA $1,191 $1,191

Cheap Merrifield, Virginia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Merrifield, Virginia compared to the annual auto insurance rates with a clean record in Merrifield, Virginia.

Annual Merrifield, Virginia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,207 $5,227 $4,782 $4,176
GEICO $1,539 $1,989 $3,001 $1,539
Nationwide $2,098 $2,098 $3,080 $2,382
Progressive $2,520 $3,397 $3,037 $2,948
State Farm $2,522 $3,042 $2,782 $2,782
USAA $1,640 $2,139 $2,816 $1,891

Cheap Merrifield, Virginia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Merrifield, Virginia is not easy. Compare the annual rates for DUI auto insurance in Merrifield, Virginia to find the best deal.

Annual Auto Insurance Rates After a DUI in Merrifield, Virginia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,782
GEICO $3,001
Nationwide $3,080
Progressive $3,037
State Farm $2,782
USAA $2,816

Cheap Merrifield, Virginia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Merrifield, Virginia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Merrifield, Virginia

Insurance Company Poor Fair Good
Allstate $5,282 $4,255 $3,507
GEICO $2,241 $1,905 $1,905
Nationwide $2,855 $2,299 $2,089
Progressive $3,298 $2,906 $2,722
State Farm $3,959 $2,451 $1,935
USAA $2,834 $1,934 $1,597

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Cheap Merrifield, Virginia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Merrifield, Virginia can vary. Compare the annual cost of auto insurance by ZIP code in Merrifield, Virginia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Merrifield, Virginia

ZIP Code Average Annual Rates
22081 $2,398

Cheap Merrifield, Virginia Auto Insurance Rates By Commute

Commute length and annual mileage affect Merrifield, Virginia auto insurance. Find the cheapest annual Merrifield, Virginia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Merrifield, Virginia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,211 $4,485
GEICO $1,980 $2,054
Nationwide $2,414 $2,414
Progressive $2,975 $2,975
State Farm $2,711 $2,853
USAA $2,043 $2,200

Cheap Merrifield, Virginia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Merrifield, Virginia? Check out the comparison of annual Merrifield, Virginia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merrifield, Virginia

Insurance Company Low Medium High
Allstate $4,208 $4,348 $4,489
GEICO $1,941 $2,016 $2,094
Nationwide $2,536 $2,392 $2,315
Progressive $2,837 $2,942 $3,147
State Farm $2,593 $2,780 $2,973
USAA $2,033 $2,126 $2,205

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Best By Category: Cheapest Auto Insurance in Merrifield, Virginia

Compare the cheapest auto insurance companies in Merrifield, Virginia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Merrifield, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Merrifield, Virginia Auto Insurance Companies

What auto insurance companies in Merrifield, Virginia are the cheapest? Compare the top Merrifield, Virginia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Merrifield, Virginia

Insurance Company Average Annual Rates
Allstate $4,348
GEICO $2,017
Nationwide $2,414
Progressive $2,975
State Farm $2,782
USAA $2,121

What affects auto insurance rates in Merrifield, Virginia?

There are a lot of reasons why auto insurance rates in Merrifield, Virginia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Merrifield, Virginia. Many local factors may affect your Merrifield auto insurance rates.

Merrifield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Merrifield, Virginia commute length is 31.7 minutes according to City-Data.

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Compare Merrifield, Virginia Auto Insurance Quotes

Before you buy Merrifield, Virginia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Merrifield, Virginia auto insurance quotes.

Free Auto Insurance Comparison

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