Best Cheap Auto Insurance in Merriam, KS (2021)

The average Merriam, KS auto insurance rates are $279 per month. The minimum auto insurance in Merriam is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Merriam, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Merriam for teen drivers is Travelers
  • Average auto insurance rates in Merriam, KS for senior drivers are $1,876 per year
  • The cheapest auto insurance company in Merriam is USAA

Merriam, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Merriam can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Merriam, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Merriam to other Kansas cities, including Lawrence auto insurance rates, Shawnee auto insurance rates, and Lenexa auto insurance rates to see how Merriam, Kansas auto insurance rates stack up.

Before you buy Merriam, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Merriam, Kansas auto insurance quotes.

Minimum Auto Insurance in Merriam, Kansas

Merriam, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Merriam, Kansas.

Minimum Required Auto Insurance Coverage in Merriam, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Merriam, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Merriam, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merriam, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,368 $2,241 $2,301 $7,373 $8,362 $2,483 $2,548
American Family $1,633 $1,633 $1,477 $1,477 $3,263 $3,940 $1,633 $1,845
Farmers $2,525 $2,492 $2,244 $2,358 $7,581 $7,840 $2,870 $3,002
GEICO $2,267 $2,213 $2,298 $2,139 $4,416 $5,974 $2,727 $1,907
Liberty Mutual $2,135 $2,299 $2,110 $2,358 $11,151 $12,443 $2,267 $2,431
Nationwide $1,746 $1,784 $1,567 $1,674 $4,031 $4,884 $2,089 $2,217
Progressive $2,306 $2,162 $1,868 $1,954 $9,226 $10,376 $2,734 $2,946
State Farm $1,681 $1,681 $1,512 $1,512 $5,060 $6,379 $1,903 $2,179
Travelers $2,112 $2,141 $2,110 $2,123 $9,201 $14,413 $2,179 $2,492
USAA $1,190 $1,192 $1,108 $1,094 $4,437 $4,587 $1,584 $1,620

Cheap Merriam, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Merriam, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Merriam, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Merriam, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,373 $8,362
American Family $3,263 $3,940
Farmers $7,581 $7,840
GEICO $4,416 $5,974
Liberty Mutual $11,151 $12,443
Nationwide $4,031 $4,884
Progressive $9,226 $10,376
State Farm $5,060 $6,379
Travelers $9,201 $14,413
USAA $4,437 $4,587

Cheap Merriam, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Merriam, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Merriam, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,241 $2,301
American Family $1,477 $1,477
Farmers $2,244 $2,358
GEICO $2,298 $2,139
Liberty Mutual $2,110 $2,358
Nationwide $1,567 $1,674
Progressive $1,868 $1,954
State Farm $1,512 $1,512
Travelers $2,110 $2,123
USAA $1,108 $1,094

Cheap Merriam, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Merriam, Kansas compared to the annual auto insurance rates with a clean record in Merriam, Kansas.

Annual Merriam, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,202 $3,752 $4,467 $3,648
American Family $2,075 $2,225 $2,075 $2,075
Farmers $3,236 $4,211 $4,101 $3,909
GEICO $1,905 $3,088 $4,710 $2,269
Liberty Mutual $3,439 $5,319 $5,209 $4,629
Nationwide $1,917 $2,187 $3,725 $2,168
Progressive $3,857 $4,566 $4,054 $4,310
State Farm $2,502 $2,975 $2,738 $2,738
Travelers $3,293 $4,368 $6,072 $4,652
USAA $1,527 $2,086 $3,039 $1,754

Cheap Merriam, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Merriam, Kansas is not easy. Compare the annual rates for DUI auto insurance in Merriam, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Merriam, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,467
American Family $2,075
Farmers $4,101
GEICO $4,710
Liberty Mutual $5,209
Nationwide $3,725
Progressive $4,054
State Farm $2,738
Travelers $6,072
USAA $3,039

Cheap Merriam, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Merriam, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Merriam, Kansas

Insurance Company Poor Fair Good
Allstate $4,643 $3,565 $3,093
American Family $2,760 $1,947 $1,630
Farmers $4,511 $3,646 $3,435
GEICO $4,652 $2,459 $1,868
Liberty Mutual $4,649 $4,649 $4,649
Nationwide $2,739 $2,464 $2,294
Progressive $4,758 $4,058 $3,773
State Farm $3,987 $2,383 $1,845
Travelers $5,276 $4,339 $4,175
USAA $2,842 $1,894 $1,568

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Merriam, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Merriam, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Merriam, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Merriam, Kansas

ZIP Code Average Annual Rates
66202 $3,646
66203 $3,589
66204 $3,589

Cheap Merriam, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Merriam, Kansas auto insurance. Find the cheapest annual Merriam, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Merriam, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,767 $3,767
American Family $2,086 $2,139
Farmers $3,864 $3,864
GEICO $2,932 $3,054
Liberty Mutual $4,649 $4,649
Nationwide $2,499 $2,499
Progressive $4,197 $4,197
State Farm $2,669 $2,808
Travelers $4,596 $4,596
USAA $2,044 $2,159

Cheap Merriam, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Merriam, Kansas? Check out the comparison of annual Merriam, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merriam, Kansas

Insurance Company Low Medium High
Allstate $3,645 $3,758 $3,898
American Family $2,123 $2,218 $1,996
Farmers $3,694 $3,843 $4,056
GEICO $2,883 $2,989 $3,106
Liberty Mutual $4,514 $4,636 $4,797
Nationwide $2,606 $2,475 $2,416
Progressive $3,938 $4,159 $4,493
State Farm $2,614 $2,747 $2,854
Travelers $4,323 $4,608 $4,859
USAA $2,017 $2,095 $2,192

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Merriam, Kansas

Compare the cheapest auto insurance companies in Merriam, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Merriam, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Merriam, Kansas Auto Insurance Companies

What auto insurance companies in Merriam, Kansas are the cheapest? Compare the top Merriam, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Merriam, Kansas

Insurance Company Average Annual Rates
Allstate $3,767
American Family $2,112
Farmers $3,864
GEICO $2,993
Liberty Mutual $4,649
Nationwide $2,499
Progressive $4,197
State Farm $2,738
Travelers $4,596
USAA $2,101

What affects auto insurance rates in Merriam, Kansas?

There are a lot of reasons why auto insurance rates in Merriam, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Merriam, Kansas. Many local factors may affect your Merriam auto insurance rates.

Merriam Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Merriam, Kansas commute length is 18.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Merriam, Kansas Auto Insurance Quotes

Before you buy Merriam, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Merriam, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption