Best Cheap Auto Insurance in Merom, IN (2021)

The average Merom, IN auto insurance rates are $281 per month. The minimum auto insurance in Merom is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Merom, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Merom is USAA
  • Average auto insurance rates in Merom, IN for senior drivers are $1,764 per year
  • The most expensive auto insurance company in Merom for teen drivers is Liberty Mutual

Merom, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Merom can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Merom, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Merom to other Indiana cities, including Evansville auto insurance rates, Gary auto insurance rates, and Carmel auto insurance rates to see how Merom, Indiana auto insurance rates stack up.

Before you buy Merom, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Merom, Indiana auto insurance quotes.

Minimum Auto Insurance in Merom, Indiana

Merom, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Merom, Indiana.

Minimum Required Auto Insurance Coverage in Merom, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Merom, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Merom, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merom, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,619 $2,227 $2,444 $7,616 $9,622 $2,608 $2,828
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,504 $1,484 $1,288 $1,446 $8,002 $8,518 $1,975 $2,137
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,755 $1,664 $1,583 $1,595 $10,217 $11,525 $2,205 $2,261
State Farm $1,620 $1,620 $1,427 $1,427 $4,678 $6,022 $1,784 $1,982
Travelers $1,266 $1,288 $1,185 $1,186 $7,890 $12,515 $1,338 $1,549
USAA $992 $981 $915 $929 $2,703 $3,041 $1,343 $1,447

Cheap Merom, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Merom, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Merom, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Merom, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,616 $9,622
American Family $6,331 $9,225
Farmers $8,002 $8,518
GEICO $4,612 $4,309
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,217 $11,525
State Farm $4,678 $6,022
Travelers $7,890 $12,515
USAA $2,703 $3,041

Cheap Merom, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Merom, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Merom, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,227 $2,444
American Family $2,107 $2,107
Farmers $1,288 $1,446
GEICO $1,463 $1,503
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,583 $1,595
State Farm $1,427 $1,427
Travelers $1,185 $1,186
USAA $915 $929

Cheap Merom, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Merom, Indiana compared to the annual auto insurance rates with a clean record in Merom, Indiana.

Annual Merom, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,261 $4,768 $4,375 $3,852
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,946 $3,438 $3,540 $3,254
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,073 $5,369 $3,674 $4,286
State Farm $2,514 $2,739 $2,514 $2,514
Travelers $2,996 $3,702 $4,196 $3,215
USAA $1,170 $1,656 $1,901 $1,448

Cheap Merom, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Merom, Indiana is not easy. Compare the annual rates for DUI auto insurance in Merom, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Merom, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,375
American Family $5,171
Farmers $3,540
GEICO $3,208
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,674
State Farm $2,514
Travelers $4,196
USAA $1,901

Cheap Merom, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Merom, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Merom, Indiana

Insurance Company Poor Fair Good
Allstate $5,057 $3,736 $3,398
American Family $5,078 $3,306 $2,769
Farmers $3,848 $3,133 $2,902
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,532 $4,001 $3,768
State Farm $3,746 $2,233 $1,731
Travelers $3,927 $3,328 $3,326
USAA $2,090 $1,371 $1,172

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Cheap Merom, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Merom, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Merom, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Merom, Indiana

ZIP Code Average Annual Rates
47861 $3,280

Cheap Merom, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Merom, Indiana auto insurance. Find the cheapest annual Merom, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Merom, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,064 $4,064
American Family $3,673 $3,762
Farmers $3,294 $3,294
GEICO $2,264 $2,346
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,101 $4,101
State Farm $2,496 $2,644
Travelers $3,527 $3,527
USAA $1,523 $1,565

Cheap Merom, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Merom, Indiana? Check out the comparison of annual Merom, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merom, Indiana

Insurance Company Low Medium High
Allstate $3,854 $4,048 $4,290
American Family $3,702 $3,842 $3,608
Farmers $3,178 $3,286 $3,419
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $3,890 $4,041 $4,371
State Farm $2,463 $2,569 $2,678
Travelers $3,450 $3,560 $3,571
USAA $1,497 $1,541 $1,595

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Best By Category: Cheapest Auto Insurance in Merom, Indiana

Compare the cheapest auto insurance companies in Merom, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Merom, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Merom, Indiana Auto Insurance Companies

What auto insurance companies in Merom, Indiana are the cheapest? Compare the top Merom, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Merom, Indiana

Insurance Company Average Annual Rates
Allstate $4,064
American Family $3,717
Farmers $3,294
GEICO $2,305
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,101
State Farm $2,570
Travelers $3,527
USAA $1,544

What affects auto insurance rates in Merom, Indiana?

There are a lot of reasons why auto insurance rates in Merom, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Merom, Indiana. Many local factors may affect your Merom auto insurance rates.

Merom Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Merom, Indiana commute length is 31.7 minutes according to City-Data.

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Compare Merom, Indiana Auto Insurance Quotes

Before you buy Merom, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Merom, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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