Best Cheap Auto Insurance in Merit, TX (2021)

The average Merit, TX auto insurance rates are $304 per month. The minimum auto insurance in Merit is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Merit, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Merit for teen drivers is Allstate
  • Average auto insurance rates in Merit, TX for senior drivers are $2,228 per year
  • The minimum auto insurance required in Merit, Texas is 30/60/25

Merit, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Merit can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Merit, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Merit to other Texas cities, including Laredo auto insurance rates, Austin auto insurance rates, and San Antonio auto insurance rates to see how Merit, Texas auto insurance rates stack up.

Before you buy Merit, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Merit, Texas auto insurance quotes.

Minimum Auto Insurance in Merit, Texas

Merit, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Merit, Texas.

Minimum Required Auto Insurance Coverage in Merit, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Merit, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Merit, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Merit, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,457 $3,481 $3,411 $3,411 $9,217 $11,111 $4,273 $4,442
American Family $2,363 $2,615 $2,183 $2,485 $5,988 $7,851 $3,335 $3,795
GEICO $2,486 $2,685 $2,386 $2,715 $5,491 $5,695 $2,698 $2,693
Nationwide $2,268 $2,304 $2,010 $2,124 $6,366 $8,151 $2,659 $2,871
Progressive $2,248 $2,139 $2,004 $2,040 $9,325 $10,416 $2,661 $2,701
State Farm $1,932 $1,932 $1,718 $1,718 $4,599 $5,857 $2,099 $2,165
USAA $1,569 $1,579 $1,497 $1,487 $4,414 $4,811 $2,093 $2,248

Cheap Merit, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Merit, Texas is a challenge. Take a look at the annual teen auto insurance rates in Merit, Texas.

Annual Auto Insurance Rates for Teen Drivers in Merit, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,217 $11,111
American Family $5,988 $7,851
GEICO $5,491 $5,695
Nationwide $6,366 $8,151
Progressive $9,325 $10,416
State Farm $4,599 $5,857
USAA $4,414 $4,811

Cheap Merit, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Merit, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Merit, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,411 $3,411
American Family $2,183 $2,485
GEICO $2,386 $2,715
Nationwide $2,010 $2,124
Progressive $2,004 $2,040
State Farm $1,718 $1,718
USAA $1,497 $1,487

Cheap Merit, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Merit, Texas compared to the annual auto insurance rates with a clean record in Merit, Texas.

Annual Merit, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,129 $6,432 $6,711 $4,129
American Family $3,501 $4,420 $3,887 $3,501
GEICO $2,847 $3,765 $3,143 $3,670
Nationwide $3,125 $3,125 $4,603 $3,523
Progressive $3,658 $4,723 $4,271 $4,114
State Farm $2,449 $2,805 $3,307 $2,449
USAA $1,836 $2,707 $3,198 $2,107

Cheap Merit, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Merit, Texas is not easy. Compare the annual rates for DUI auto insurance in Merit, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Merit, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,711
American Family $3,887
GEICO $3,143
Nationwide $4,603
Progressive $4,271
State Farm $3,307
USAA $3,198

Cheap Merit, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Merit, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Merit, Texas

Insurance Company Poor Fair Good
Allstate $6,794 $4,985 $4,272
American Family $5,294 $3,300 $2,888
GEICO $5,183 $2,932 $1,954
Nationwide $4,312 $3,463 $3,008
Progressive $4,722 $4,077 $3,776
State Farm $3,899 $2,426 $1,933
USAA $3,622 $2,087 $1,678

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Cheap Merit, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Merit, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Merit, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Merit, Texas

ZIP Code Average Annual Rates
75458 $5,339

Cheap Merit, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Merit, Texas auto insurance. Find the cheapest annual Merit, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Merit, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,217 $5,484
American Family $3,827 $3,827
GEICO $3,292 $3,420
Nationwide $3,594 $3,594
Progressive $4,192 $4,192
State Farm $2,752 $2,752
USAA $2,431 $2,493

Cheap Merit, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Merit, Texas? Check out the comparison of annual Merit, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Merit, Texas

Insurance Company Low Medium High
Allstate $5,229 $5,305 $5,516
American Family $3,574 $3,693 $4,214
GEICO $3,178 $3,315 $3,576
Nationwide $3,859 $3,443 $3,482
Progressive $3,975 $4,172 $4,428
State Farm $2,615 $2,744 $2,899
USAA $2,383 $2,453 $2,551

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Best By Category: Cheapest Auto Insurance in Merit, Texas

Compare the cheapest auto insurance companies in Merit, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Merit, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Merit, Texas Auto Insurance Companies

What auto insurance companies in Merit, Texas are the cheapest? Compare the top Merit, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Merit, Texas

Insurance Company Average Annual Rates
Allstate $5,350
American Family $3,827
GEICO $3,356
Nationwide $3,594
Progressive $4,192
State Farm $2,752
USAA $2,462

Compare Merit, Texas Auto Insurance Quotes

Before you buy Merit, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Merit, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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