Best Cheap Auto Insurance in Meridian, TX (2021)

The average Meridian, TX auto insurance rates are $288 per month. The minimum auto insurance in Meridian is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Meridian, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Meridian for teen drivers is Progressive
  • The cheapest auto insurance company in Meridian is USAA
  • The average commute length in Meridian is 19.9 minutes

Meridian, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Meridian can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Meridian, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Meridian to other Texas cities, including Houston auto insurance rates, Dallas auto insurance rates, and Austin auto insurance rates to see how Meridian, Texas auto insurance rates stack up.

Before you buy Meridian, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Meridian, Texas auto insurance quotes.

Minimum Auto Insurance in Meridian, Texas

Meridian, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Meridian, Texas.

Minimum Required Auto Insurance Coverage in Meridian, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Meridian, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Meridian, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Meridian, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,290 $3,216 $3,216 $8,522 $10,293 $4,026 $4,202
American Family $2,314 $2,564 $2,146 $2,446 $5,905 $7,718 $3,274 $3,720
GEICO $2,067 $2,210 $1,967 $2,194 $4,382 $4,579 $2,232 $2,246
Nationwide $2,297 $2,338 $2,028 $2,149 $6,517 $8,377 $2,698 $2,920
Progressive $2,178 $2,071 $1,949 $1,982 $9,242 $10,308 $2,582 $2,621
State Farm $1,898 $1,898 $1,681 $1,681 $4,410 $5,600 $2,054 $2,125
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

Cheap Meridian, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Meridian, Texas is a challenge. Take a look at the annual teen auto insurance rates in Meridian, Texas.

Annual Auto Insurance Rates for Teen Drivers in Meridian, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,522 $10,293
American Family $5,905 $7,718
GEICO $4,382 $4,579
Nationwide $6,517 $8,377
Progressive $9,242 $10,308
State Farm $4,410 $5,600
USAA $3,930 $4,294

Cheap Meridian, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Meridian, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Meridian, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,216 $3,216
American Family $2,146 $2,446
GEICO $1,967 $2,194
Nationwide $2,028 $2,149
Progressive $1,949 $1,982
State Farm $1,681 $1,681
USAA $1,355 $1,350

Cheap Meridian, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Meridian, Texas compared to the annual auto insurance rates with a clean record in Meridian, Texas.

Annual Meridian, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,907 $5,965 $6,233 $3,907
American Family $3,442 $4,340 $3,821 $3,442
GEICO $2,327 $3,037 $2,582 $2,993
Nationwide $3,178 $3,178 $4,716 $3,591
Progressive $3,593 $4,649 $4,185 $4,039
State Farm $2,387 $2,717 $3,183 $2,387
USAA $1,658 $2,433 $2,868 $1,902

Cheap Meridian, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Meridian, Texas is not easy. Compare the annual rates for DUI auto insurance in Meridian, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Meridian, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,233
American Family $3,821
GEICO $2,582
Nationwide $4,716
Progressive $4,185
State Farm $3,183
USAA $2,868

Cheap Meridian, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Meridian, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Meridian, Texas

Insurance Company Poor Fair Good
Allstate $6,355 $4,663 $3,990
American Family $5,186 $3,251 $2,846
GEICO $4,201 $2,394 $1,609
Nationwide $4,397 $3,531 $3,069
Progressive $4,618 $4,009 $3,723
State Farm $3,782 $2,351 $1,872
USAA $3,262 $1,876 $1,507

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Cheap Meridian, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Meridian, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Meridian, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Meridian, Texas

ZIP Code Average Annual Rates
76665 $5,123

Cheap Meridian, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Meridian, Texas auto insurance. Find the cheapest annual Meridian, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Meridian, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,887 $5,118
American Family $3,761 $3,761
GEICO $2,682 $2,787
Nationwide $3,665 $3,665
Progressive $4,117 $4,117
State Farm $2,668 $2,668
USAA $2,187 $2,243

Cheap Meridian, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Meridian, Texas? Check out the comparison of annual Meridian, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Meridian, Texas

Insurance Company Low Medium High
Allstate $4,888 $4,960 $5,161
American Family $3,501 $3,625 $4,157
GEICO $2,611 $2,705 $2,888
Nationwide $3,964 $3,507 $3,525
Progressive $3,929 $4,099 $4,321
State Farm $2,549 $2,662 $2,795
USAA $2,147 $2,207 $2,291

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Best By Category: Cheapest Auto Insurance in Meridian, Texas

Compare the cheapest auto insurance companies in Meridian, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Meridian, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Meridian, Texas Auto Insurance Companies

What auto insurance companies in Meridian, Texas are the cheapest? Compare the top Meridian, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Meridian, Texas

Insurance Company Average Annual Rates
Allstate $5,003
American Family $3,761
GEICO $2,735
Nationwide $3,665
Progressive $4,117
State Farm $2,668
USAA $2,215

What affects auto insurance rates in Meridian, Texas?

There are a lot of reasons why auto insurance rates in Meridian, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Meridian, Texas. Many local factors may affect your Meridian auto insurance rates.

Meridian Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Meridian, Texas commute length is 19.9 minutes according to City-Data.

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Compare Meridian, Texas Auto Insurance Quotes

Before you buy Meridian, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Meridian, Texas auto insurance quotes.

Free Auto Insurance Comparison

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