Best Cheap Auto Insurance in Meridian, NY (2021)

The average Meridian, NY auto insurance rates are $262 per month. The minimum auto insurance in Meridian is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Meridian, New York, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Meridian, NY for senior drivers are $1,930 per year
  • The average commute length in Meridian is 22.5 minutes
  • The most expensive auto insurance company in Meridian for teen drivers is State Farm

Meridian, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Meridian can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Meridian, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Meridian to other New York cities, including Yonkers auto insurance rates, New Rochelle auto insurance rates, and Utica auto insurance rates to see how Meridian, New York auto insurance rates stack up.

Before you buy Meridian, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Meridian, New York auto insurance quotes.

Minimum Auto Insurance in Meridian, New York

Meridian, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Meridian, New York.

Minimum Required Auto Insurance Coverage in Meridian, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Meridian, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Meridian, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Meridian, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,273 $1,225 $1,236 $1,218 $2,624 $3,798 $1,149 $1,176
Liberty Mutual $3,126 $3,126 $2,913 $2,913 $6,046 $9,796 $3,126 $3,320
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,860 $1,737 $1,499 $1,513 $6,431 $7,174 $2,410 $2,341
State Farm $2,478 $2,478 $2,157 $2,157 $7,181 $9,231 $2,721 $2,856
Travelers $2,346 $2,365 $2,149 $2,302 $5,481 $6,509 $2,493 $2,597
USAA $1,407 $1,383 $1,273 $1,277 $5,556 $6,624 $1,796 $1,982

Cheap Meridian, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Meridian, New York is a challenge. Take a look at the annual teen auto insurance rates in Meridian, New York.

Annual Auto Insurance Rates for Teen Drivers in Meridian, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,624 $3,798
Liberty Mutual $6,046 $9,796
Nationwide $3,454 $5,122
Progressive $6,431 $7,174
State Farm $7,181 $9,231
Travelers $5,481 $6,509
USAA $5,556 $6,624

Cheap Meridian, New York Auto Insurance for Seniors

What are senior auto insurance rates in Meridian, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Meridian, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,236 $1,218
Liberty Mutual $2,913 $2,913
Nationwide $1,874 $1,874
Progressive $1,499 $1,513
State Farm $2,157 $2,157
Travelers $2,149 $2,302
USAA $1,273 $1,277

Cheap Meridian, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Meridian, New York compared to the annual auto insurance rates with a clean record in Meridian, New York.

Annual Meridian, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,357 $1,478 $2,657 $1,357
Liberty Mutual $3,448 $3,448 $6,837 $3,448
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $3,036 $3,036 $3,357 $3,055
State Farm $3,724 $3,724 $4,090 $4,090
Travelers $2,802 $3,502 $3,554 $3,263
USAA $2,368 $2,406 $3,469 $2,406

Cheap Meridian, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Meridian, New York is not easy. Compare the annual rates for DUI auto insurance in Meridian, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Meridian, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,357
GEICO $2,657
Liberty Mutual $6,837
Nationwide $4,360
Progressive $3,357
State Farm $4,090
Travelers $3,554
USAA $3,469

Cheap Meridian, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Meridian, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Meridian, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,145 $1,577 $1,415
Liberty Mutual $5,994 $3,935 $2,957
Nationwide $2,598 $2,598 $2,598
Progressive $4,916 $2,562 $1,884
State Farm $5,518 $3,459 $2,744
Travelers $4,494 $2,857 $2,489
USAA $4,102 $2,062 $1,823

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Cheap Meridian, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Meridian, New York can vary. Compare the annual cost of auto insurance by ZIP code in Meridian, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Meridian, New York

ZIP Code Average Annual Rates
13113 $3,177

Cheap Meridian, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Meridian, New York auto insurance. Find the cheapest annual Meridian, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Meridian, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,663 $1,762
Liberty Mutual $4,176 $4,415
Nationwide $2,598 $2,598
Progressive $3,121 $3,121
State Farm $3,766 $4,048
Travelers $3,280 $3,280
USAA $2,636 $2,689

Cheap Meridian, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Meridian, New York? Check out the comparison of annual Meridian, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Meridian, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,628 $1,707 $1,803
Liberty Mutual $4,105 $4,280 $4,502
Nationwide $2,461 $2,579 $2,754
Progressive $2,979 $3,112 $3,271
State Farm $3,727 $3,928 $4,067
Travelers $3,130 $3,253 $3,458
USAA $2,588 $2,650 $2,748

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Best By Category: Cheapest Auto Insurance in Meridian, New York

Compare the cheapest auto insurance companies in Meridian, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Meridian, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Meridian, New York Auto Insurance Companies

What auto insurance companies in Meridian, New York are the cheapest? Compare the top Meridian, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Meridian, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,712
Liberty Mutual $4,295
Nationwide $2,598
Progressive $3,121
State Farm $3,907
Travelers $3,280
USAA $2,662

What affects auto insurance rates in Meridian, New York?

There are a lot of reasons why auto insurance rates in Meridian, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Meridian, New York. Many local factors may affect your Meridian auto insurance rates.

Meridian Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Meridian, New York commute length is 22.5 minutes according to City-Data.

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Compare Meridian, New York Auto Insurance Quotes

Before you buy Meridian, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Meridian, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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