Best Cheap Auto Insurance in Meridian, ID (2021)

The average Meridian, ID auto insurance rates are $220 per month. The minimum auto insurance in Meridian is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Meridian, Idaho, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Meridian is 22.4 minutes
  • The most expensive auto insurance company in Meridian for teen drivers is Travelers
  • Average auto insurance rates in Meridian, ID for senior drivers are $1,379 per year

Meridian, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Meridian can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Meridian, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Meridian to other Idaho cities, including Lewiston auto insurance rates, Idaho Falls auto insurance rates, and Meridian auto insurance rates to see how Meridian, Idaho auto insurance rates stack up.

Before you buy Meridian, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Meridian, Idaho auto insurance quotes.

Minimum Auto Insurance in Meridian, Idaho

Meridian, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Meridian, Idaho.

Minimum Required Auto Insurance Coverage in Meridian, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Meridian, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Meridian, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Meridian, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,082 $2,060 $1,830 $1,896 $7,862 $9,107 $2,296 $2,410
American Family $1,912 $1,912 $1,693 $1,693 $6,990 $9,030 $1,912 $2,366
Farmers $1,359 $1,348 $1,197 $1,274 $6,804 $7,036 $1,556 $1,622
GEICO $1,719 $1,695 $1,634 $1,587 $3,779 $4,688 $2,374 $1,795
Liberty Mutual $1,316 $1,419 $1,057 $1,185 $4,553 $5,068 $1,392 $1,460
Nationwide $1,741 $1,773 $1,578 $1,668 $4,407 $5,383 $2,054 $2,207
State Farm $1,090 $1,090 $995 $995 $3,375 $4,263 $1,233 $1,415
Travelers $1,279 $1,297 $1,300 $1,294 $6,579 $10,509 $1,362 $1,529
USAA $996 $982 $987 $966 $3,305 $3,704 $1,317 $1,406

Cheap Meridian, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Meridian, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Meridian, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Meridian, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,862 $9,107
American Family $6,990 $9,030
Farmers $6,804 $7,036
GEICO $3,779 $4,688
Liberty Mutual $4,553 $5,068
Nationwide $4,407 $5,383
State Farm $3,375 $4,263
Travelers $6,579 $10,509
USAA $3,305 $3,704

Cheap Meridian, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Meridian, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Meridian, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,830 $1,896
American Family $1,693 $1,693
Farmers $1,197 $1,274
GEICO $1,634 $1,587
Liberty Mutual $1,057 $1,185
Nationwide $1,578 $1,668
State Farm $995 $995
Travelers $1,300 $1,294
USAA $987 $966

Cheap Meridian, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Meridian, Idaho compared to the annual auto insurance rates with a clean record in Meridian, Idaho.

Annual Meridian, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,033 $3,829 $4,296 $3,614
American Family $2,701 $3,831 $4,151 $3,071
Farmers $2,414 $3,070 $2,888 $2,726
GEICO $1,493 $2,366 $3,283 $2,493
Liberty Mutual $1,814 $2,279 $2,330 $2,302
Nationwide $2,008 $2,582 $3,570 $2,245
State Farm $1,640 $1,974 $1,807 $1,807
Travelers $1,923 $2,761 $4,789 $3,100
USAA $1,225 $1,754 $2,367 $1,485

Cheap Meridian, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Meridian, Idaho is not easy. Compare the annual rates for DUI auto insurance in Meridian, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Meridian, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,296
American Family $4,151
Farmers $2,888
GEICO $3,283
Liberty Mutual $2,330
Nationwide $3,570
State Farm $1,807
Travelers $4,789
USAA $2,367

Cheap Meridian, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Meridian, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Meridian, Idaho

Insurance Company Poor Fair Good
Allstate $4,872 $3,311 $2,896
American Family $4,428 $3,174 $2,714
Farmers $3,121 $2,661 $2,541
GEICO $2,927 $2,339 $1,960
Liberty Mutual $3,092 $1,926 $1,525
Nationwide $3,092 $2,513 $2,200
State Farm $2,538 $1,605 $1,278
Travelers $3,590 $3,031 $2,809
USAA $2,459 $1,469 $1,196

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Cheap Meridian, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Meridian, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Meridian, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Meridian, Idaho

ZIP Code Average Annual Rates
83642 $2,642
83646 $2,637

Cheap Meridian, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Meridian, Idaho auto insurance. Find the cheapest annual Meridian, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Meridian, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,693 $3,693
American Family $3,367 $3,511
Farmers $2,774 $2,774
GEICO $2,368 $2,450
Liberty Mutual $2,181 $2,181
Nationwide $2,601 $2,601
State Farm $1,762 $1,853
Travelers $3,143 $3,143
USAA $1,688 $1,728

Cheap Meridian, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Meridian, Idaho? Check out the comparison of annual Meridian, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Meridian, Idaho

Insurance Company Low Medium High
Allstate $3,520 $3,684 $3,875
American Family $3,402 $3,609 $3,305
Farmers $2,612 $2,737 $2,974
GEICO $2,252 $2,404 $2,570
Liberty Mutual $2,037 $2,178 $2,329
Nationwide $2,534 $2,735 $2,535
State Farm $1,682 $1,813 $1,926
Travelers $3,059 $3,191 $3,179
USAA $1,640 $1,704 $1,780

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Best By Category: Cheapest Auto Insurance in Meridian, Idaho

Compare the cheapest auto insurance companies in Meridian, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Meridian, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Meridian, Idaho Auto Insurance Companies

What auto insurance companies in Meridian, Idaho are the cheapest? Compare the top Meridian, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Meridian, Idaho

Insurance Company Average Annual Rates
Allstate $3,693
American Family $3,439
Farmers $2,774
GEICO $2,409
Liberty Mutual $2,181
Nationwide $2,601
State Farm $1,807
Travelers $3,143
USAA $1,708

What affects auto insurance rates in Meridian, Idaho?

There are a lot of reasons why auto insurance rates in Meridian, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Meridian, Idaho. Many local factors may affect your Meridian auto insurance rates.

Meridian Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Meridian, Idaho auto theft statistics, there have been 48 auto thefts in the city.

Meridian Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Meridian, Idaho commute length is 22.4 minutes according to City-Data.

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Compare Meridian, Idaho Auto Insurance Quotes

Before you buy Meridian, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Meridian, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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