Best Cheap Auto Insurance in Mercer, WI (2021)

The average Mercer, WI auto insurance rates are $257 per month. The minimum auto insurance in Mercer is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Mercer, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Mercer is 22.2 minutes
  • The most expensive auto insurance company in Mercer for teen drivers is Nationwide
  • Average auto insurance rates in Mercer, WI for senior drivers are $1,746 per year

Mercer, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Mercer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mercer, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Mercer to other Wisconsin cities, including Janesville auto insurance rates, Madison auto insurance rates, and Green Bay auto insurance rates to see how Mercer, Wisconsin auto insurance rates stack up.

Before you buy Mercer, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mercer, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Mercer, Wisconsin

Mercer, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mercer, Wisconsin.

Minimum Required Auto Insurance Coverage in Mercer, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mercer, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mercer, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mercer, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,671 $2,307 $2,558 $7,773 $9,965 $2,583 $2,817
American Family $1,003 $1,052 $930 $942 $2,671 $2,961 $1,175 $1,254
Farmers $1,902 $1,904 $1,689 $1,780 $8,722 $9,042 $2,169 $2,292
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $4,277 $4,511 $3,514 $3,713 $8,462 $12,896 $5,179 $6,212
Progressive $1,614 $1,548 $1,321 $1,371 $5,969 $6,750 $1,944 $2,117
State Farm $1,365 $1,365 $1,197 $1,197 $3,687 $4,673 $1,534 $1,751
USAA $1,389 $1,392 $1,250 $1,282 $3,451 $4,024 $1,812 $2,000

Cheap Mercer, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mercer, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Mercer, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Mercer, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,773 $9,965
American Family $2,671 $2,961
Farmers $8,722 $9,042
GEICO $4,697 $5,064
Liberty Mutual $5,928 $6,655
Nationwide $8,462 $12,896
Progressive $5,969 $6,750
State Farm $3,687 $4,673
USAA $3,451 $4,024

Cheap Mercer, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Mercer, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mercer, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,307 $2,558
American Family $930 $942
Farmers $1,689 $1,780
GEICO $1,472 $1,670
Liberty Mutual $1,511 $1,719
Nationwide $3,514 $3,713
Progressive $1,321 $1,371
State Farm $1,197 $1,197
USAA $1,250 $1,282

Cheap Mercer, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mercer, Wisconsin compared to the annual auto insurance rates with a clean record in Mercer, Wisconsin.

Annual Mercer, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,414 $4,664 $4,330 $4,190
American Family $1,434 $1,520 $1,520 $1,520
Farmers $3,222 $4,053 $3,827 $3,648
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $5,153 $5,961 $7,307 $5,961
Progressive $2,595 $3,128 $2,688 $2,906
State Farm $1,941 $2,251 $2,096 $2,096
USAA $1,631 $2,045 $2,767 $1,857

Cheap Mercer, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mercer, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Mercer, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Mercer, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,330
American Family $1,520
Farmers $3,827
GEICO $2,949
Liberty Mutual $3,369
Nationwide $7,307
Progressive $2,688
State Farm $2,096
USAA $2,767

Cheap Mercer, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mercer, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mercer, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,461 $3,748 $3,240
American Family $2,004 $1,322 $1,169
Farmers $4,179 $3,518 $3,366
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $6,854 $5,717 $5,717
Progressive $3,233 $2,726 $2,528
State Farm $3,127 $1,795 $1,367
USAA $3,212 $1,678 $1,336

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Cheap Mercer, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mercer, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Mercer, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mercer, Wisconsin

ZIP Code Average Annual Rates
54547 $2,982

Cheap Mercer, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Mercer, Wisconsin auto insurance. Find the cheapest annual Mercer, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mercer, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,049 $4,250
American Family $1,473 $1,523
Farmers $3,688 $3,688
GEICO $2,281 $2,384
Liberty Mutual $2,984 $2,984
Nationwide $6,096 $6,096
Progressive $2,829 $2,829
State Farm $2,046 $2,146
USAA $2,048 $2,102

Cheap Mercer, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mercer, Wisconsin? Check out the comparison of annual Mercer, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mercer, Wisconsin

Insurance Company Low Medium High
Allstate $3,988 $4,140 $4,320
American Family $1,486 $1,511 $1,497
Farmers $3,443 $3,661 $3,958
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,950 $6,094 $6,243
Progressive $2,695 $2,847 $2,945
State Farm $2,005 $2,100 $2,183
USAA $2,006 $2,076 $2,142

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Best By Category: Cheapest Auto Insurance in Mercer, Wisconsin

Compare the cheapest auto insurance companies in Mercer, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mercer, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Mercer, Wisconsin Auto Insurance Companies

What auto insurance companies in Mercer, Wisconsin are the cheapest? Compare the top Mercer, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mercer, Wisconsin

Insurance Company Average Annual Rates
Allstate $4,149
American Family $1,498
Farmers $3,688
GEICO $2,333
Liberty Mutual $2,984
Nationwide $6,096
Progressive $2,829
State Farm $2,096
USAA $2,075

What affects auto insurance rates in Mercer, Wisconsin?

There are a lot of reasons why auto insurance rates in Mercer, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mercer, Wisconsin. Many local factors may affect your Mercer auto insurance rates.

Mercer Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mercer, Wisconsin commute length is 22.2 minutes according to City-Data.

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Compare Mercer, Wisconsin Auto Insurance Quotes

Before you buy Mercer, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mercer, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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