Best Cheap Auto Insurance in Mer Rouge, LA (2021)

The average Mer Rouge, LA auto insurance rates are $446 per month. The minimum auto insurance in Mer Rouge is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Mer Rouge, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Mer Rouge is USAA
  • Average auto insurance rates in Mer Rouge, LA for senior drivers are $3,353 per year
  • The minimum auto insurance required in Mer Rouge, Louisiana is 15/30/25

Mer Rouge, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Mer Rouge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mer Rouge, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Mer Rouge to other Louisiana cities, including New Orleans auto insurance rates, Houma auto insurance rates, and Shreveport auto insurance rates to see how Mer Rouge, Louisiana auto insurance rates stack up.

Before you buy Mer Rouge, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mer Rouge, Louisiana auto insurance quotes.

Minimum Auto Insurance in Mer Rouge, Louisiana

Mer Rouge, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mer Rouge, Louisiana.

Minimum Required Auto Insurance Coverage in Mer Rouge, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mer Rouge, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mer Rouge, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mer Rouge, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,321 $4,321 $4,468 $4,468 $9,324 $11,717 $4,762 $5,152
GEICO $3,324 $3,835 $3,972 $4,848 $12,400 $13,083 $3,208 $3,112
Progressive $3,872 $3,619 $3,246 $3,495 $15,428 $17,157 $4,433 $4,534
State Farm $2,507 $2,507 $2,291 $2,291 $7,393 $9,293 $2,797 $3,140
USAA $2,300 $2,269 $2,229 $2,223 $6,783 $7,974 $2,841 $3,124

Cheap Mer Rouge, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mer Rouge, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Mer Rouge, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Mer Rouge, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,717
GEICO $12,400 $13,083
Progressive $15,428 $17,157
State Farm $7,393 $9,293
USAA $6,783 $7,974

Cheap Mer Rouge, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Mer Rouge, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mer Rouge, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,468 $4,468
GEICO $3,972 $4,848
Progressive $3,246 $3,495
State Farm $2,291 $2,291
USAA $2,229 $2,223

Cheap Mer Rouge, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mer Rouge, Louisiana compared to the annual auto insurance rates with a clean record in Mer Rouge, Louisiana.

Annual Mer Rouge, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,812 $7,299 $6,516 $5,639
GEICO $4,062 $6,555 $8,060 $5,214
Progressive $5,810 $7,796 $7,491 $6,796
State Farm $3,696 $4,359 $4,027 $4,027
USAA $2,843 $3,931 $4,708 $3,389

Cheap Mer Rouge, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mer Rouge, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Mer Rouge, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Mer Rouge, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $8,060
Progressive $7,491
State Farm $4,027
USAA $4,708

Cheap Mer Rouge, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mer Rouge, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mer Rouge, Louisiana

Insurance Company Poor Fair Good
Allstate $7,943 $5,467 $4,790
GEICO $7,105 $6,165 $4,648
Progressive $7,883 $6,754 $6,283
State Farm $5,599 $3,590 $2,892
USAA $5,140 $3,277 $2,736

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Cheap Mer Rouge, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mer Rouge, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Mer Rouge, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mer Rouge, Louisiana

ZIP Code Average Annual Rates
71261 $5,015

Cheap Mer Rouge, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Mer Rouge, Louisiana auto insurance. Find the cheapest annual Mer Rouge, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mer Rouge, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,067 $6,067
GEICO $5,855 $6,090
Progressive $6,973 $6,973
State Farm $3,923 $4,132
USAA $3,603 $3,833

Cheap Mer Rouge, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mer Rouge, Louisiana? Check out the comparison of annual Mer Rouge, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mer Rouge, Louisiana

Insurance Company Low Medium High
Allstate $5,199 $6,184 $6,817
GEICO $4,938 $5,992 $6,989
Progressive $5,848 $6,916 $8,155
State Farm $3,514 $4,019 $4,549
USAA $3,249 $3,772 $4,133

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Best By Category: Cheapest Auto Insurance in Mer Rouge, Louisiana

Compare the cheapest auto insurance companies in Mer Rouge, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mer Rouge, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Mer Rouge, Louisiana Auto Insurance Companies

What auto insurance companies in Mer Rouge, Louisiana are the cheapest? Compare the top Mer Rouge, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mer Rouge, Louisiana

Insurance Company Average Annual Rates
Allstate $6,067
GEICO $5,973
Progressive $6,973
State Farm $4,027
USAA $3,718

What affects auto insurance rates in Mer Rouge, Louisiana?

There are a lot of reasons why auto insurance rates in Mer Rouge, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mer Rouge, Louisiana. Many local factors may affect your Mer Rouge auto insurance rates.

Mer Rouge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mer Rouge, Louisiana commute length is 22.5 minutes according to City-Data.

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Compare Mer Rouge, Louisiana Auto Insurance Quotes

Before you buy Mer Rouge, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mer Rouge, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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