Best Cheap Auto Insurance in Menlo Park, CA (2021)

The average Menlo Park, CA auto insurance rates are $276 per month. The minimum auto insurance in Menlo Park is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Menlo Park, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Menlo Park is 26.6 minutes
  • Average auto insurance rates in Menlo Park, CA for senior drivers are $1,980 per year
  • The cheapest auto insurance company in Menlo Park is Progressive

Menlo Park, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Menlo Park can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Menlo Park, California, including driving record, credit, commute time, and more.

Compare auto insurance in Menlo Park to other California cities, including Long Beach auto insurance rates, San Francisco auto insurance rates, and Anaheim auto insurance rates to see how Menlo Park, California auto insurance rates stack up.

Before you buy Menlo Park, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Menlo Park, California auto insurance quotes.

Minimum Auto Insurance in Menlo Park, California

Menlo Park, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Menlo Park, California.

Minimum Required Auto Insurance Coverage in Menlo Park, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Menlo Park, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Menlo Park, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Menlo Park, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,684 $2,690 $1,972 $1,989 $7,519 $9,480 $3,441 $3,786
Farmers $2,368 $2,368 $2,142 $2,142 $7,675 $12,644 $2,820 $3,151
GEICO $1,543 $1,545 $1,452 $1,452 $4,695 $4,775 $2,216 $2,266
Liberty Mutual $1,968 $1,861 $1,838 $1,781 $4,308 $4,593 $2,214 $2,231
Nationwide $3,180 $3,033 $2,784 $2,622 $8,173 $8,999 $3,814 $3,764
Progressive $1,414 $1,455 $1,205 $1,426 $3,747 $4,509 $2,027 $2,177
State Farm $2,911 $2,911 $2,603 $2,603 $5,387 $6,678 $3,226 $3,327
Travelers $2,280 $2,205 $2,023 $2,003 $4,735 $5,387 $2,955 $2,893
USAA $1,843 $1,744 $1,801 $1,807 $4,193 $4,232 $2,562 $2,419

Cheap Menlo Park, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Menlo Park, California is a challenge. Take a look at the annual teen auto insurance rates in Menlo Park, California.

Annual Auto Insurance Rates for Teen Drivers in Menlo Park, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,519 $9,480
Farmers $7,675 $12,644
GEICO $4,695 $4,775
Liberty Mutual $4,308 $4,593
Nationwide $8,173 $8,999
Progressive $3,747 $4,509
State Farm $5,387 $6,678
Travelers $4,735 $5,387
USAA $4,193 $4,232

Cheap Menlo Park, California Auto Insurance for Seniors

What are senior auto insurance rates in Menlo Park, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Menlo Park, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $1,989
Farmers $2,142 $2,142
GEICO $1,452 $1,452
Liberty Mutual $1,838 $1,781
Nationwide $2,784 $2,622
Progressive $1,205 $1,426
State Farm $2,603 $2,603
Travelers $2,023 $2,003
USAA $1,801 $1,807

Cheap Menlo Park, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Menlo Park, California compared to the annual auto insurance rates with a clean record in Menlo Park, California.

Annual Menlo Park, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,534 $4,256 $6,665 $3,325
Farmers $3,259 $4,442 $5,539 $4,416
GEICO $1,744 $2,689 $3,376 $2,163
Liberty Mutual $2,257 $3,022 $2,727 $2,391
Nationwide $3,174 $4,067 $6,876 $4,067
Progressive $1,476 $2,497 $2,886 $2,121
State Farm $2,646 $3,155 $5,952 $3,070
Travelers $2,052 $3,320 $3,859 $3,010
USAA $1,712 $2,550 $4,164 $1,875

Cheap Menlo Park, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Menlo Park, California is not easy. Compare the annual rates for DUI auto insurance in Menlo Park, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Menlo Park, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,665
Farmers $5,539
GEICO $3,376
Liberty Mutual $2,727
Nationwide $6,876
Progressive $2,886
State Farm $5,952
Travelers $3,859
USAA $4,164

Cheap Menlo Park, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Menlo Park, California can vary. Compare the annual cost of auto insurance by ZIP code in Menlo Park, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Menlo Park, California

ZIP Code Average Annual Rates
94025 $4,538

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Cheap Menlo Park, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Menlo Park, California auto insurance. Find the cheapest annual Menlo Park, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Menlo Park, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,788 $4,602
Farmers $4,005 $4,823
GEICO $2,265 $2,721
Liberty Mutual $2,390 $2,809
Nationwide $4,013 $5,080
Progressive $2,038 $2,452
State Farm $3,572 $3,840
Travelers $2,755 $3,365
USAA $2,375 $2,775

Cheap Menlo Park, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Menlo Park, California? Check out the comparison of annual Menlo Park, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Menlo Park, California

Insurance Company Low Medium High
Allstate $4,001 $4,228 $4,356
Farmers $4,140 $4,449 $4,653
GEICO $2,285 $2,521 $2,674
Liberty Mutual $2,421 $2,624 $2,751
Nationwide $4,093 $4,630 $4,915
Progressive $2,015 $2,314 $2,406
State Farm $3,338 $3,772 $4,008
Travelers $2,663 $3,151 $3,366
USAA $2,356 $2,621 $2,748

Best By Category: Cheapest Auto Insurance in Menlo Park, California

Compare the cheapest auto insurance companies in Menlo Park, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Menlo Park, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest Menlo Park, California Auto Insurance Companies

What auto insurance companies in Menlo Park, California are the cheapest? Compare the top Menlo Park, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Menlo Park, California

Insurance Company Average Annual Rates
Allstate $4,195
Farmers $4,414
GEICO $2,493
Liberty Mutual $2,599
Nationwide $4,546
Progressive $2,245
State Farm $3,706
Travelers $3,060
USAA $2,575

What affects auto insurance rates in Menlo Park, California?

There are a lot of reasons why auto insurance rates in Menlo Park, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Menlo Park, California. Many local factors may affect your Menlo Park auto insurance rates.

Menlo Park Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Menlo Park, California auto theft statistics, there have been 26 auto thefts in the city.

Menlo Park Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Menlo Park, California commute length is 26.6 minutes according to City-Data.

Compare Menlo Park, California Auto Insurance Quotes

Before you buy Menlo Park, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Menlo Park, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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