Best Cheap Auto Insurance in Melvin, KY (2021)

The average Melvin, KY auto insurance rates are $592 per month. The minimum auto insurance in Melvin is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Melvin, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Melvin, Kentucky is 25/50/25
  • Average auto insurance rates in Melvin, KY for senior drivers are $3,839 per year
  • The most expensive auto insurance company in Melvin for teen drivers is Travelers

Melvin, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Melvin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Melvin, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Melvin to other Kentucky cities, including Bowling Green auto insurance rates, Nicholasville auto insurance rates, and Elizabeth auto insurance rates to see how Melvin, Kentucky auto insurance rates stack up.

Before you buy Melvin, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Melvin, Kentucky auto insurance quotes.

Minimum Auto Insurance in Melvin, Kentucky

Melvin, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Melvin, Kentucky.

Minimum Required Auto Insurance Coverage in Melvin, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Melvin, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Melvin, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melvin, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,774 $5,188 $4,089 $4,579 $20,155 $22,250 $4,948 $5,081
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,927 $3,693 $3,568 $3,553 $20,450 $23,262 $4,887 $4,946
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,021 $4,096 $3,958 $3,966 $20,585 $33,458 $4,203 $4,868
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

Cheap Melvin, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Melvin, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Melvin, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Melvin, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,155 $22,250
Nationwide $12,492 $15,331
Progressive $20,450 $23,262
State Farm $7,103 $8,745
Travelers $20,585 $33,458
USAA $5,350 $5,640

Cheap Melvin, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Melvin, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Melvin, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,089 $4,579
Nationwide $5,035 $5,213
Progressive $3,568 $3,553
State Farm $2,371 $2,371
Travelers $3,958 $3,966
USAA $1,848 $1,893

Cheap Melvin, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Melvin, Kentucky compared to the annual auto insurance rates with a clean record in Melvin, Kentucky.

Annual Melvin, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,064 $10,783 $8,727
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,361 $11,450 $8,860 $7,861
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $7,026 $10,553 $8,013 $8,550
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,598 $8,850 $12,895 $9,234
USAA $2,290 $3,241 $3,858 $2,753

Cheap Melvin, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Melvin, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Melvin, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Melvin, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,860
Nationwide $10,149
Progressive $8,013
State Farm $4,000
Travelers $12,895
USAA $3,858

Cheap Melvin, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Melvin, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Melvin, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,783 $7,779 $6,087
Nationwide $9,520 $7,384 $6,351
Progressive $9,501 $8,331 $7,775
State Farm $5,740 $3,505 $2,756
Travelers $11,053 $9,330 $9,300
USAA $4,520 $2,528 $2,059

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Cheap Melvin, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Melvin, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Melvin, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Melvin, Kentucky

ZIP Code Average Annual Rates
41650 $6,503

Cheap Melvin, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Melvin, Kentucky auto insurance. Find the cheapest annual Melvin, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Melvin, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,883 $8,883
Nationwide $7,752 $7,752
Progressive $8,536 $8,536
State Farm $3,895 $4,105
Travelers $9,894 $9,894
USAA $2,919 $3,153

Cheap Melvin, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Melvin, Kentucky? Check out the comparison of annual Melvin, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melvin, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,341 $8,809 $9,499
Nationwide $7,743 $7,625 $7,887
Progressive $7,673 $8,342 $9,593
State Farm $3,743 $3,988 $4,270
Travelers $9,340 $9,923 $10,419
USAA $2,877 $3,027 $3,203

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Best By Category: Cheapest Auto Insurance in Melvin, Kentucky

Compare the cheapest auto insurance companies in Melvin, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Melvin, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Melvin, Kentucky Auto Insurance Companies

What auto insurance companies in Melvin, Kentucky are the cheapest? Compare the top Melvin, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Melvin, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,883
Nationwide $7,752
Progressive $8,536
State Farm $4,000
Travelers $9,894
USAA $3,036

Compare Melvin, Kentucky Auto Insurance Quotes

Before you buy Melvin, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Melvin, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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