Best Cheap Auto Insurance in Melvin, AL (2021)

The average Melvin, AL auto insurance rates are $313 per month. The minimum auto insurance in Melvin is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Melvin, Alabama, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Melvin, Alabama is 25/50/25
  • The most expensive auto insurance company in Melvin for teen drivers is Liberty Mutual
  • Average auto insurance rates in Melvin, AL for senior drivers are $2,004 per year

Melvin, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Melvin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Melvin, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Melvin to other Alabama cities, including Madison auto insurance rates, Hoover auto insurance rates, and Decatur auto insurance rates to see how Melvin, Alabama auto insurance rates stack up.

Before you buy Melvin, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Melvin, Alabama auto insurance quotes.

Minimum Auto Insurance in Melvin, Alabama

Melvin, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Melvin, Alabama.

Minimum Required Auto Insurance Coverage in Melvin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Melvin, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Melvin, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melvin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,108 $2,025 $1,893 $1,931 $6,868 $7,365 $2,398 $2,468
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,209 $3,473 $2,631 $2,946 $11,280 $12,554 $3,433 $3,673
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,460 $2,320 $2,011 $2,149 $9,691 $10,827 $2,873 $3,039
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,626 $1,655 $1,513 $1,510 $8,495 $13,316 $1,542 $1,796
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Cheap Melvin, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Melvin, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Melvin, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Melvin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,868 $7,365
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,280 $12,554
Nationwide $4,418 $5,752
Progressive $9,691 $10,827
State Farm $8,309 $10,427
Travelers $8,495 $13,316
USAA $4,083 $4,536

Cheap Melvin, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Melvin, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Melvin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,893 $1,931
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,631 $2,946
Nationwide $1,577 $1,642
Progressive $2,011 $2,149
State Farm $2,520 $2,520
Travelers $1,513 $1,510
USAA $1,288 $1,268

Cheap Melvin, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Melvin, Alabama compared to the annual auto insurance rates with a clean record in Melvin, Alabama.

Annual Melvin, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,907 $3,397 $3,969 $3,254
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,238 $5,882 $5,776 $5,702
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,004 $5,000 $4,281 $4,400
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,276 $3,440 $5,015 $3,996
USAA $1,703 $2,133 $3,182 $1,843

Cheap Melvin, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Melvin, Alabama is not easy. Compare the annual rates for DUI auto insurance in Melvin, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Melvin, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,776
Nationwide $3,353
Progressive $4,281
State Farm $4,472
Travelers $5,015
USAA $3,182

Cheap Melvin, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Melvin, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Melvin, Alabama

Insurance Company Poor Fair Good
Allstate $4,198 $3,273 $2,675
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,753 $4,730 $3,716
Nationwide $3,171 $2,467 $2,229
Progressive $5,016 $4,272 $3,976
State Farm $7,329 $3,709 $2,520
Travelers $4,292 $3,716 $3,786
USAA $2,984 $1,935 $1,726

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Cheap Melvin, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Melvin, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Melvin, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Melvin, Alabama

ZIP Code Average Annual Rates
36913 $3,842

Cheap Melvin, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Melvin, Alabama auto insurance. Find the cheapest annual Melvin, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Melvin, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,382 $3,382
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,400 $5,400
Nationwide $2,623 $2,623
Progressive $4,421 $4,421
State Farm $4,410 $4,629
Travelers $3,932 $3,932
USAA $2,114 $2,317

Cheap Melvin, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Melvin, Alabama? Check out the comparison of annual Melvin, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melvin, Alabama

Insurance Company Low Medium High
Allstate $3,274 $3,374 $3,498
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,165 $5,375 $5,659
Nationwide $2,624 $2,595 $2,649
Progressive $3,962 $4,393 $4,908
State Farm $4,278 $4,514 $4,767
Travelers $3,761 $4,010 $4,023
USAA $2,139 $2,204 $2,302

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Best By Category: Cheapest Auto Insurance in Melvin, Alabama

Compare the cheapest auto insurance companies in Melvin, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Melvin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Melvin, Alabama Auto Insurance Companies

What auto insurance companies in Melvin, Alabama are the cheapest? Compare the top Melvin, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Melvin, Alabama

Insurance Company Average Annual Rates
Allstate $3,382
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,400
Nationwide $2,623
Progressive $4,421
State Farm $4,519
Travelers $3,932
USAA $2,215

Compare Melvin, Alabama Auto Insurance Quotes

Before you buy Melvin, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Melvin, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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