Best Cheap Auto Insurance in Melvern, KS (2021)

The average Melvern, KS auto insurance rates are $277 per month. The minimum auto insurance in Melvern is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Melvern, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Melvern for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Melvern, Kansas is 25/50/25
  • The average commute length in Melvern is 31.0 minutes

Melvern, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Melvern can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Melvern, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Melvern to other Kansas cities, including Lenexa auto insurance rates, Topeka auto insurance rates, and Lawrence auto insurance rates to see how Melvern, Kansas auto insurance rates stack up.

Before you buy Melvern, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Melvern, Kansas auto insurance quotes.

Minimum Auto Insurance in Melvern, Kansas

Melvern, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Melvern, Kansas.

Minimum Required Auto Insurance Coverage in Melvern, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Melvern, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Melvern, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melvern, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,618 $1,618 $1,462 $1,462 $3,126 $3,749 $1,618 $1,818
Farmers $2,530 $2,513 $2,260 $2,359 $6,851 $7,097 $2,856 $3,013
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,467 $2,183 $2,434 $10,628 $11,866 $2,492 $2,695
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,333 $2,228 $1,879 $1,961 $8,526 $9,627 $2,760 $2,962
State Farm $1,660 $1,660 $1,451 $1,451 $4,373 $5,581 $1,865 $2,104
Travelers $1,985 $2,020 $1,937 $1,961 $8,051 $12,570 $2,034 $2,397
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Melvern, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Melvern, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Melvern, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Melvern, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,126 $3,749
Farmers $6,851 $7,097
GEICO $4,439 $5,960
Liberty Mutual $10,628 $11,866
Nationwide $3,759 $4,613
Progressive $8,526 $9,627
State Farm $4,373 $5,581
Travelers $8,051 $12,570
USAA $4,807 $5,062

Cheap Melvern, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Melvern, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Melvern, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,462 $1,462
Farmers $2,260 $2,359
GEICO $2,443 $2,273
Liberty Mutual $2,183 $2,434
Nationwide $1,609 $1,734
Progressive $1,879 $1,961
State Farm $1,451 $1,451
Travelers $1,937 $1,961
USAA $1,313 $1,333

Cheap Melvern, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Melvern, Kansas compared to the annual auto insurance rates with a clean record in Melvern, Kansas.

Annual Melvern, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,021 $2,171 $2,021 $2,021
Farmers $3,105 $3,994 $3,893 $3,748
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,486 $5,257 $5,161 $4,620
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,732 $4,351 $3,894 $4,161
State Farm $2,340 $2,697 $2,518 $2,518
Travelers $3,002 $3,918 $5,398 $4,159
USAA $1,765 $2,373 $3,494 $2,020

Cheap Melvern, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Melvern, Kansas is not easy. Compare the annual rates for DUI auto insurance in Melvern, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Melvern, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,021
Farmers $3,893
GEICO $4,922
Liberty Mutual $5,161
Nationwide $3,756
Progressive $3,894
State Farm $2,518
Travelers $5,398
USAA $3,494

Cheap Melvern, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Melvern, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Melvern, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,687 $1,903 $1,586
Farmers $4,341 $3,455 $3,259
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,631 $4,631 $4,631
Nationwide $2,736 $2,416 $2,251
Progressive $4,633 $3,885 $3,585
State Farm $3,666 $2,191 $1,697
Travelers $4,757 $3,876 $3,724
USAA $3,299 $2,163 $1,778

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Cheap Melvern, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Melvern, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Melvern, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Melvern, Kansas

ZIP Code Average Annual Rates
66510 $3,504

Cheap Melvern, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Melvern, Kansas auto insurance. Find the cheapest annual Melvern, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Melvern, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,032 $2,085
Farmers $3,685 $3,685
GEICO $3,027 $3,159
Liberty Mutual $4,631 $4,631
Nationwide $2,468 $2,468
Progressive $4,034 $4,034
State Farm $2,456 $2,581
Travelers $4,119 $4,119
USAA $2,341 $2,485

Cheap Melvern, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Melvern, Kansas? Check out the comparison of annual Melvern, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melvern, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,079 $2,163 $1,935
Farmers $3,538 $3,664 $3,852
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,525 $4,621 $4,748
Nationwide $2,596 $2,440 $2,367
Progressive $3,828 $4,004 $4,271
State Farm $2,429 $2,525 $2,601
Travelers $3,910 $4,126 $4,322
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Melvern, Kansas

Compare the cheapest auto insurance companies in Melvern, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Melvern, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Melvern, Kansas Auto Insurance Companies

What auto insurance companies in Melvern, Kansas are the cheapest? Compare the top Melvern, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Melvern, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,059
Farmers $3,685
GEICO $3,093
Liberty Mutual $4,631
Nationwide $2,468
Progressive $4,034
State Farm $2,518
Travelers $4,119
USAA $2,413

What affects auto insurance rates in Melvern, Kansas?

There are a lot of reasons why auto insurance rates in Melvern, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Melvern, Kansas. Many local factors may affect your Melvern auto insurance rates.

Melvern Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Melvern, Kansas commute length is 31.0 minutes according to City-Data.

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Compare Melvern, Kansas Auto Insurance Quotes

Before you buy Melvern, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Melvern, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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