Best Cheap Auto Insurance in Melrose, WI (2021)

The average Melrose, WI auto insurance rates are $253 per month. The minimum auto insurance in Melrose is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Melrose, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Melrose for teen drivers is Nationwide
  • The average commute length in Melrose is 28.7 minutes
  • Average auto insurance rates in Melrose, WI for senior drivers are $1,694 per year

Melrose, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Melrose can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Melrose, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Melrose to other Wisconsin cities, including Racine auto insurance rates, Oshkosh auto insurance rates, and Madison auto insurance rates to see how Melrose, Wisconsin auto insurance rates stack up.

Before you buy Melrose, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Melrose, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Melrose, Wisconsin

Melrose, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Melrose, Wisconsin.

Minimum Required Auto Insurance Coverage in Melrose, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Melrose, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Melrose, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melrose, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,252 $2,380 $2,073 $2,295 $7,098 $9,113 $2,295 $2,495
American Family $1,015 $1,064 $950 $959 $2,877 $3,186 $1,201 $1,283
Farmers $1,825 $1,823 $1,616 $1,713 $8,714 $9,024 $2,076 $2,174
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $1,757 $1,916 $1,420 $1,610 $5,968 $6,688 $1,870 $2,030
Nationwide $3,880 $4,090 $3,198 $3,376 $7,768 $11,863 $4,706 $5,625
Progressive $1,926 $1,854 $1,575 $1,631 $6,971 $7,895 $2,320 $2,520
State Farm $1,490 $1,490 $1,308 $1,308 $4,051 $5,133 $1,675 $1,912
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Cheap Melrose, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Melrose, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Melrose, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Melrose, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,098 $9,113
American Family $2,877 $3,186
Farmers $8,714 $9,024
GEICO $4,458 $4,809
Liberty Mutual $5,968 $6,688
Nationwide $7,768 $11,863
Progressive $6,971 $7,895
State Farm $4,051 $5,133
USAA $3,408 $3,962

Cheap Melrose, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Melrose, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Melrose, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,295
American Family $950 $959
Farmers $1,616 $1,713
GEICO $1,400 $1,575
Liberty Mutual $1,420 $1,610
Nationwide $3,198 $3,376
Progressive $1,575 $1,631
State Farm $1,308 $1,308
USAA $1,228 $1,256

Cheap Melrose, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Melrose, Wisconsin compared to the annual auto insurance rates with a clean record in Melrose, Wisconsin.

Annual Melrose, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,079 $4,211 $3,922 $3,788
American Family $1,499 $1,590 $1,590 $1,590
Farmers $3,156 $3,988 $3,770 $3,569
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,219 $3,160 $3,280 $2,969
Nationwide $4,703 $5,441 $6,668 $5,441
Progressive $3,062 $3,683 $3,170 $3,431
State Farm $2,124 $2,468 $2,296 $2,296
USAA $1,599 $2,008 $2,717 $1,823

Cheap Melrose, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Melrose, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Melrose, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Melrose, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,922
American Family $1,590
Farmers $3,770
GEICO $2,789
Liberty Mutual $3,280
Nationwide $6,668
Progressive $3,170
State Farm $2,296
USAA $2,717

Cheap Melrose, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Melrose, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Melrose, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,926 $3,388 $2,937
American Family $2,095 $1,383 $1,223
Farmers $4,091 $3,461 $3,309
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,198 $2,532 $1,992
Nationwide $6,255 $5,218 $5,218
Progressive $3,823 $3,212 $2,975
State Farm $3,426 $1,966 $1,496
USAA $3,141 $1,652 $1,317

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Cheap Melrose, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Melrose, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Melrose, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Melrose, Wisconsin

ZIP Code Average Annual Rates
54642 $2,942

Cheap Melrose, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Melrose, Wisconsin auto insurance. Find the cheapest annual Melrose, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Melrose, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,660 $3,840
American Family $1,541 $1,593
Farmers $3,621 $3,621
GEICO $2,171 $2,267
Liberty Mutual $2,907 $2,907
Nationwide $5,563 $5,563
Progressive $3,337 $3,337
State Farm $2,241 $2,351
USAA $2,010 $2,063

Cheap Melrose, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Melrose, Wisconsin? Check out the comparison of annual Melrose, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melrose, Wisconsin

Insurance Company Low Medium High
Allstate $3,588 $3,741 $3,921
American Family $1,552 $1,581 $1,567
Farmers $3,338 $3,593 $3,931
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,687 $2,933 $3,101
Nationwide $5,417 $5,561 $5,711
Progressive $3,181 $3,358 $3,471
State Farm $2,194 $2,301 $2,393
USAA $1,962 $2,038 $2,110

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Best By Category: Cheapest Auto Insurance in Melrose, Wisconsin

Compare the cheapest auto insurance companies in Melrose, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Melrose, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Melrose, Wisconsin Auto Insurance Companies

What auto insurance companies in Melrose, Wisconsin are the cheapest? Compare the top Melrose, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Melrose, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,750
American Family $1,567
Farmers $3,621
GEICO $2,219
Liberty Mutual $2,907
Nationwide $5,563
Progressive $3,337
State Farm $2,296
USAA $2,037

What affects auto insurance rates in Melrose, Wisconsin?

There are a lot of reasons why auto insurance rates in Melrose, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Melrose, Wisconsin. Many local factors may affect your Melrose auto insurance rates.

Melrose Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Melrose, Wisconsin commute length is 28.7 minutes according to City-Data.

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Compare Melrose, Wisconsin Auto Insurance Quotes

Before you buy Melrose, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Melrose, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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