Best Cheap Auto Insurance in Melber, KY (2021)

The average Melber, KY auto insurance rates are $350 per month. The minimum auto insurance in Melber is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Melber, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Melber is USAA
  • The most expensive auto insurance company in Melber for teen drivers is Travelers
  • Average auto insurance rates in Melber, KY for senior drivers are $2,340 per year

Melber, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Melber can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Melber, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Melber to other Kentucky cities, including George auto insurance rates, Elizabeth auto insurance rates, and Hopkinsville auto insurance rates to see how Melber, Kentucky auto insurance rates stack up.

Before you buy Melber, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Melber, Kentucky auto insurance quotes.

Minimum Auto Insurance in Melber, Kentucky

Melber, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Melber, Kentucky.

Minimum Required Auto Insurance Coverage in Melber, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Melber, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Melber, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melber, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,289 $3,046 $3,439 $3,114 $6,717 $7,953 $2,687 $2,319
Liberty Mutual $2,631 $2,856 $2,232 $2,496 $10,504 $11,637 $2,763 $2,895
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,091 $2,005 $1,861 $1,881 $9,754 $11,015 $2,593 $2,657
State Farm $2,045 $2,045 $1,826 $1,826 $6,231 $7,867 $2,284 $2,576
Travelers $2,220 $2,261 $2,176 $2,182 $10,566 $16,949 $2,318 $2,685
USAA $1,910 $1,924 $1,714 $1,758 $4,984 $5,272 $2,425 $2,671

Cheap Melber, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Melber, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Melber, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Melber, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,717 $7,953
Liberty Mutual $10,504 $11,637
Nationwide $6,037 $7,550
Progressive $9,754 $11,015
State Farm $6,231 $7,867
Travelers $10,566 $16,949
USAA $4,984 $5,272

Cheap Melber, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Melber, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Melber, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,439 $3,114
Liberty Mutual $2,232 $2,496
Nationwide $2,519 $2,640
Progressive $1,861 $1,881
State Farm $1,826 $1,826
Travelers $2,176 $2,182
USAA $1,714 $1,758

Cheap Melber, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Melber, Kentucky compared to the annual auto insurance rates with a clean record in Melber, Kentucky.

Annual Melber, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,489 $5,807 $6,155 $5,033
GEICO $2,416 $4,313 $6,595 $2,959
Liberty Mutual $3,974 $6,081 $4,737 $4,214
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,506 $5,159 $4,000 $4,264
State Farm $3,043 $3,632 $3,338 $3,338
Travelers $4,510 $4,640 $6,693 $4,835
USAA $2,135 $3,024 $3,602 $2,568

Cheap Melber, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Melber, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Melber, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Melber, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,155
GEICO $6,595
Liberty Mutual $4,737
Nationwide $4,997
Progressive $4,000
State Farm $3,338
Travelers $6,693
USAA $3,602

Cheap Melber, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Melber, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Melber, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,693 $3,342 $2,177
Liberty Mutual $6,796 $4,165 $3,294
Nationwide $4,672 $3,666 $3,197
Progressive $4,751 $4,117 $3,828
State Farm $4,837 $2,910 $2,265
Travelers $5,768 $4,880 $4,861
USAA $4,227 $2,354 $1,915

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Cheap Melber, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Melber, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Melber, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Melber, Kentucky

ZIP Code Average Annual Rates
42069 $3,754

Cheap Melber, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Melber, Kentucky auto insurance. Find the cheapest annual Melber, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Melber, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,371 $5,371
GEICO $4,032 $4,109
Liberty Mutual $4,752 $4,752
Nationwide $3,845 $3,845
Progressive $4,232 $4,232
State Farm $3,258 $3,417
Travelers $5,169 $5,169
USAA $2,726 $2,938

Cheap Melber, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Melber, Kentucky? Check out the comparison of annual Melber, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melber, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,353 $5,710
GEICO $3,814 $4,059 $4,339
Liberty Mutual $4,543 $4,725 $4,987
Nationwide $3,908 $3,801 $3,826
Progressive $3,936 $4,187 $4,573
State Farm $3,173 $3,337 $3,503
Travelers $4,912 $5,194 $5,403
USAA $2,715 $2,826 $2,956

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Best By Category: Cheapest Auto Insurance in Melber, Kentucky

Compare the cheapest auto insurance companies in Melber, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Melber, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Melber, Kentucky Auto Insurance Companies

What auto insurance companies in Melber, Kentucky are the cheapest? Compare the top Melber, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Melber, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $4,071
Liberty Mutual $4,752
Nationwide $3,845
Progressive $4,232
State Farm $3,338
Travelers $5,169
USAA $2,832

Compare Melber, Kentucky Auto Insurance Quotes

Before you buy Melber, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Melber, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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