Best Cheap Auto Insurance in Medina, TX (2021)

The average Medina, TX auto insurance rates are $319 per month. The minimum auto insurance in Medina is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Medina, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Medina for teen drivers is Progressive
  • Average auto insurance rates in Medina, TX for senior drivers are $2,300 per year
  • The minimum auto insurance required in Medina, Texas is 30/60/25

Medina, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Medina can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Medina, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Medina to other Texas cities, including Arlington auto insurance rates, Austin auto insurance rates, and Houston auto insurance rates to see how Medina, Texas auto insurance rates stack up.

Before you buy Medina, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Medina, Texas auto insurance quotes.

Minimum Auto Insurance in Medina, Texas

Medina, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Medina, Texas.

Minimum Required Auto Insurance Coverage in Medina, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Medina, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Medina, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Medina, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,295 $3,330 $3,254 $3,254 $8,582 $10,373 $4,073 $4,255
American Family $2,618 $2,906 $2,421 $2,766 $6,738 $8,819 $3,721 $4,235
GEICO $2,283 $2,453 $2,192 $2,467 $4,887 $5,098 $2,464 $2,466
Nationwide $2,231 $2,271 $1,977 $2,092 $6,172 $7,920 $2,606 $2,817
Progressive $3,160 $2,976 $2,810 $2,863 $13,470 $15,020 $3,730 $3,746
State Farm $1,889 $1,889 $1,668 $1,668 $4,321 $5,470 $2,040 $2,105
USAA $1,459 $1,470 $1,388 $1,381 $4,046 $4,421 $1,941 $2,090

Cheap Medina, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Medina, Texas is a challenge. Take a look at the annual teen auto insurance rates in Medina, Texas.

Annual Auto Insurance Rates for Teen Drivers in Medina, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,582 $10,373
American Family $6,738 $8,819
GEICO $4,887 $5,098
Nationwide $6,172 $7,920
Progressive $13,470 $15,020
State Farm $4,321 $5,470
USAA $4,046 $4,421

Cheap Medina, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Medina, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Medina, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,254
American Family $2,421 $2,766
GEICO $2,192 $2,467
Nationwide $1,977 $2,092
Progressive $2,810 $2,863
State Farm $1,668 $1,668
USAA $1,388 $1,381

Cheap Medina, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Medina, Texas compared to the annual auto insurance rates with a clean record in Medina, Texas.

Annual Medina, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,954 $6,017 $6,283 $3,954
American Family $3,906 $4,951 $4,348 $3,906
GEICO $2,582 $3,387 $2,858 $3,327
Nationwide $3,051 $3,051 $4,500 $3,441
Progressive $5,191 $6,764 $6,081 $5,851
State Farm $2,359 $2,678 $3,130 $2,359
USAA $1,702 $2,498 $2,946 $1,952

Cheap Medina, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Medina, Texas is not easy. Compare the annual rates for DUI auto insurance in Medina, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Medina, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,283
American Family $4,348
GEICO $2,858
Nationwide $4,500
Progressive $6,081
State Farm $3,130
USAA $2,946

Cheap Medina, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Medina, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Medina, Texas

Insurance Company Poor Fair Good
Allstate $6,421 $4,708 $4,028
American Family $5,897 $3,703 $3,233
GEICO $4,681 $2,657 $1,778
Nationwide $4,217 $3,379 $2,937
Progressive $6,724 $5,810 $5,381
State Farm $3,731 $2,318 $1,845
USAA $3,355 $1,924 $1,544

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Cheap Medina, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Medina, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Medina, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Medina, Texas

ZIP Code Average Annual Rates
78055 $5,822

Cheap Medina, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Medina, Texas auto insurance. Find the cheapest annual Medina, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Medina, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,936 $5,168
American Family $4,278 $4,278
GEICO $2,980 $3,097
Nationwide $3,511 $3,511
Progressive $5,972 $5,972
State Farm $2,631 $2,631
USAA $2,246 $2,303

Cheap Medina, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Medina, Texas? Check out the comparison of annual Medina, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Medina, Texas

Insurance Company Low Medium High
Allstate $4,937 $5,009 $5,210
American Family $3,987 $4,123 $4,724
GEICO $2,883 $2,998 $3,235
Nationwide $3,774 $3,360 $3,398
Progressive $5,592 $5,937 $6,386
State Farm $2,502 $2,622 $2,769
USAA $2,208 $2,267 $2,349

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Best By Category: Cheapest Auto Insurance in Medina, Texas

Compare the cheapest auto insurance companies in Medina, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Medina, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Medina, Texas Auto Insurance Companies

What auto insurance companies in Medina, Texas are the cheapest? Compare the top Medina, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Medina, Texas

Insurance Company Average Annual Rates
Allstate $5,052
American Family $4,278
GEICO $3,039
Nationwide $3,511
Progressive $5,972
State Farm $2,631
USAA $2,275

What affects auto insurance rates in Medina, Texas?

There are a lot of reasons why auto insurance rates in Medina, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Medina, Texas. Many local factors may affect your Medina auto insurance rates.

Medina Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Medina, Texas commute length is 20.7 minutes according to City-Data.

Medina Traffic

How does Medina, Texas rank for traffic? According to Inrix Medina, Texas is the 998th most congested worldwide.

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Compare Medina, Texas Auto Insurance Quotes

Before you buy Medina, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Medina, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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