Best Cheap Auto Insurance in Medford, WI (2021)

The average Medford, WI auto insurance rates are $249 per month. The minimum auto insurance in Medford is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Medford, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • Average auto insurance rates in Medford, WI for senior drivers are $1,688 per year
  • The most expensive auto insurance company in Medford for teen drivers is Nationwide
  • The minimum auto insurance required in Medford, Wisconsin is 25/50/10

Medford, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Medford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Medford, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Medford to other Wisconsin cities, including Eau Claire auto insurance rates, Green Bay auto insurance rates, and Kenosha auto insurance rates to see how Medford, Wisconsin auto insurance rates stack up.

Before you buy Medford, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Medford, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Medford, Wisconsin

Medford, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Medford, Wisconsin.

Minimum Required Auto Insurance Coverage in Medford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Medford, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Medford, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Medford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,259 $1,987 $2,193 $7,011 $8,980 $2,176 $2,363
American Family $973 $1,020 $909 $920 $2,672 $2,954 $1,139 $1,214
Farmers $1,818 $1,820 $1,613 $1,703 $8,488 $8,803 $2,069 $2,177
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,709 $1,645 $1,397 $1,449 $6,152 $6,967 $2,053 $2,223
State Farm $1,315 $1,315 $1,154 $1,154 $3,535 $4,491 $1,477 $1,677
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

Cheap Medford, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Medford, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Medford, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Medford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,011 $8,980
American Family $2,672 $2,954
Farmers $8,488 $8,803
GEICO $4,697 $5,064
Liberty Mutual $5,914 $6,647
Nationwide $8,021 $12,216
Progressive $6,152 $6,967
State Farm $3,535 $4,491
USAA $3,456 $4,029

Cheap Medford, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Medford, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Medford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,193
American Family $909 $920
Farmers $1,613 $1,703
GEICO $1,472 $1,670
Liberty Mutual $1,555 $1,774
Nationwide $3,349 $3,542
Progressive $1,397 $1,449
State Farm $1,154 $1,154
USAA $1,252 $1,283

Cheap Medford, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Medford, Wisconsin compared to the annual auto insurance rates with a clean record in Medford, Wisconsin.

Annual Medford, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,969 $4,083 $3,820 $3,686
American Family $1,412 $1,496 $1,496 $1,496
Farmers $3,108 $3,916 $3,704 $3,518
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,708 $3,254 $2,804 $3,032
State Farm $1,867 $2,163 $2,015 $2,015
USAA $1,633 $2,047 $2,771 $1,860

Cheap Medford, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Medford, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Medford, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Medford, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,820
American Family $1,496
Farmers $3,704
GEICO $2,949
Liberty Mutual $3,411
Nationwide $6,950
Progressive $2,804
State Farm $2,015
USAA $2,771

Cheap Medford, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Medford, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Medford, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,777 $3,289 $2,853
American Family $1,976 $1,301 $1,149
Farmers $4,030 $3,401 $3,253
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $6,518 $5,437 $5,437
Progressive $3,380 $2,839 $2,628
State Farm $3,005 $1,725 $1,314
USAA $3,216 $1,680 $1,337

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Cheap Medford, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Medford, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Medford, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Medford, Wisconsin

ZIP Code Average Annual Rates
54451 $2,888

Cheap Medford, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Medford, Wisconsin auto insurance. Find the cheapest annual Medford, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Medford, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,552 $3,727
American Family $1,450 $1,500
Farmers $3,561 $3,561
GEICO $2,281 $2,384
Liberty Mutual $3,022 $3,022
Nationwide $5,798 $5,798
Progressive $2,949 $2,949
State Farm $1,966 $2,064
USAA $2,050 $2,105

Cheap Medford, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Medford, Wisconsin? Check out the comparison of annual Medford, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Medford, Wisconsin

Insurance Company Low Medium High
Allstate $3,478 $3,630 $3,811
American Family $1,459 $1,488 $1,479
Farmers $3,302 $3,534 $3,848
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $5,657 $5,796 $5,940
Progressive $2,796 $2,968 $3,084
State Farm $1,918 $2,019 $2,106
USAA $2,009 $2,079 $2,145

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Best By Category: Cheapest Auto Insurance in Medford, Wisconsin

Compare the cheapest auto insurance companies in Medford, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Medford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Medford, Wisconsin Auto Insurance Companies

What auto insurance companies in Medford, Wisconsin are the cheapest? Compare the top Medford, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Medford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,640
American Family $1,475
Farmers $3,561
GEICO $2,333
Liberty Mutual $3,022
Nationwide $5,798
Progressive $2,949
State Farm $2,015
USAA $2,078

What affects auto insurance rates in Medford, Wisconsin?

There are a lot of reasons why auto insurance rates in Medford, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Medford, Wisconsin. Many local factors may affect your Medford auto insurance rates.

Medford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Medford, Wisconsin auto theft statistics, there have been 6 auto thefts in the city.

Medford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Medford, Wisconsin commute length is 14.7 minutes according to City-Data.

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Compare Medford, Wisconsin Auto Insurance Quotes

Before you buy Medford, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Medford, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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