Best Cheap Auto Insurance in Medford, NJ (2021)

The average Medford, NJ auto insurance rates are $426 per month. The minimum auto insurance in Medford is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Medford, New Jersey, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Medford is 32.6 minutes
  • The cheapest auto insurance company in Medford is GEICO
  • Average auto insurance rates in Medford, NJ for senior drivers are $3,174 per year

Medford, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Medford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Medford, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Medford to other New Jersey cities, including Camden auto insurance rates, Bayonne auto insurance rates, and Clifton auto insurance rates to see how Medford, New Jersey auto insurance rates stack up.

Before you buy Medford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Medford, New Jersey auto insurance quotes.

Minimum Auto Insurance in Medford, New Jersey

Medford, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Medford, New Jersey.

Minimum Required Auto Insurance Coverage in Medford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Medford, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Medford, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Medford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,398 $3,381 $3,306 $3,306 $10,684 $12,978 $4,004 $4,097
Farmers $4,143 $4,178 $4,034 $3,945 $12,013 $13,800 $4,913 $5,000
GEICO $2,008 $1,975 $1,964 $1,964 $3,639 $3,636 $2,307 $2,249
Liberty Mutual $4,441 $4,441 $4,876 $4,876 $11,465 $13,005 $4,876 $5,592
Progressive $1,741 $1,615 $1,577 $1,619 $7,761 $8,541 $2,053 $1,970
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $2,673 $2,622 $2,479 $2,517 $6,152 $7,012 $2,627 $2,626

Cheap Medford, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Medford, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Medford, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Medford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,684 $12,978
Farmers $12,013 $13,800
GEICO $3,639 $3,636
Liberty Mutual $11,465 $13,005
Progressive $7,761 $8,541
State Farm $14,451 $18,548
Travelers $6,152 $7,012

Cheap Medford, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Medford, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Medford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,306 $3,306
Farmers $4,034 $3,945
GEICO $1,964 $1,964
Liberty Mutual $4,876 $4,876
Progressive $1,577 $1,619
State Farm $3,987 $3,987
Travelers $2,479 $2,517

Cheap Medford, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Medford, New Jersey compared to the annual auto insurance rates with a clean record in Medford, New Jersey.

Annual Medford, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $7,049 $6,164 $5,145
Farmers $5,048 $8,536 $6,964 $5,465
GEICO $1,925 $2,523 $3,499 $1,925
Liberty Mutual $6,431 $7,361 $6,563 $6,431
Progressive $2,899 $3,867 $3,303 $3,369
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $2,772 $4,079 $3,949 $3,554

Cheap Medford, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Medford, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Medford, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Medford, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,164
Farmers $6,964
GEICO $3,499
Liberty Mutual $6,563
Progressive $3,303
State Farm $12,009
Travelers $3,949

Cheap Medford, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Medford, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Medford, New Jersey

Insurance Company Poor Fair Good
Allstate $7,877 $5,069 $3,988
Farmers $7,739 $6,056 $5,715
GEICO $3,705 $2,140 $1,558
Liberty Mutual $8,486 $6,292 $5,311
Progressive $3,751 $3,286 $3,042
State Farm $10,924 $6,588 $5,135
Travelers $4,774 $3,535 $2,456

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Medford, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Medford, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Medford, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Medford, New Jersey

ZIP Code Average Annual Rates
8055 $4,822

Cheap Medford, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Medford, New Jersey auto insurance. Find the cheapest annual Medford, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Medford, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,634 $5,655
Farmers $6,503 $6,503
GEICO $2,447 $2,488
Liberty Mutual $6,631 $6,761
Progressive $3,360 $3,360
State Farm $7,353 $7,746
Travelers $3,589 $3,589

Cheap Medford, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Medford, New Jersey? Check out the comparison of annual Medford, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Medford, New Jersey

Insurance Company Low Medium High
Allstate $5,203 $5,728 $6,002
Farmers $5,843 $6,470 $7,196
GEICO $2,195 $2,519 $2,689
Liberty Mutual $5,958 $6,907 $7,224
Progressive $3,039 $3,415 $3,625
State Farm $6,997 $7,651 $8,000
Travelers $3,292 $3,592 $3,882

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Medford, New Jersey

Compare the cheapest auto insurance companies in Medford, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Medford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Medford, New Jersey Auto Insurance Companies

What auto insurance companies in Medford, New Jersey are the cheapest? Compare the top Medford, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Medford, New Jersey

Insurance Company Average Annual Rates
Allstate $5,644
Farmers $6,503
GEICO $2,468
Liberty Mutual $6,696
Progressive $3,360
State Farm $7,549
Travelers $3,589

What affects auto insurance rates in Medford, New Jersey?

There are a lot of reasons why auto insurance rates in Medford, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Medford, New Jersey. Many local factors may affect your Medford auto insurance rates.

Medford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Medford, New Jersey commute length is 32.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Medford, New Jersey Auto Insurance Quotes

Before you buy Medford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Medford, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption