Best Cheap Auto Insurance in Medford, MA (2021)

The average Medford, MA auto insurance rates are $312 per month. The minimum auto insurance in Medford is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Medford, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Medford is 33.0 minutes
  • Average auto insurance rates in Medford, MA for senior drivers are $2,418 per year
  • The cheapest auto insurance company in Medford is State Farm

Medford, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Medford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Medford, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Medford to other Massachusetts cities, including Fall River auto insurance rates, Springfield auto insurance rates, and Quincy auto insurance rates to see how Medford, Massachusetts auto insurance rates stack up.

Before you buy Medford, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Medford, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Medford, Massachusetts

Medford, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Medford, Massachusetts.

Minimum Required Auto Insurance Coverage in Medford, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Medford, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Medford, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Medford, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,897 $2,897 $2,897 $2,897 $8,624 $8,624 $3,259 $3,259
GEICO $2,283 $2,283 $2,113 $2,113 $5,922 $5,922 $2,368 $2,368
Liberty Mutual $3,562 $3,562 $3,101 $3,101 $9,922 $9,922 $3,727 $3,727
Progressive $2,947 $2,947 $2,825 $2,825 $11,389 $11,389 $3,196 $3,196
State Farm $1,205 $1,205 $1,205 $1,205 $3,081 $3,081 $1,205 $1,205
Travelers $3,456 $3,456 $3,040 $3,040 $7,178 $7,178 $3,851 $3,851
USAA $1,775 $1,775 $1,748 $1,748 $4,199 $4,199 $1,964 $1,964

Cheap Medford, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Medford, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Medford, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Medford, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,624 $8,624
GEICO $5,922 $5,922
Liberty Mutual $9,922 $9,922
Progressive $11,389 $11,389
State Farm $3,081 $3,081
Travelers $7,178 $7,178
USAA $4,199 $4,199

Cheap Medford, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Medford, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Medford, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,897 $2,897
GEICO $2,113 $2,113
Liberty Mutual $3,101 $3,101
Progressive $2,825 $2,825
State Farm $1,205 $1,205
Travelers $3,040 $3,040
USAA $1,748 $1,748

Cheap Medford, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Medford, Massachusetts compared to the annual auto insurance rates with a clean record in Medford, Massachusetts.

Annual Medford, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,391 $5,118 $5,776 $3,391
GEICO $2,539 $3,489 $3,972 $2,685
Liberty Mutual $3,973 $5,481 $6,591 $4,267
Progressive $4,262 $6,042 $4,774 $5,279
State Farm $1,319 $1,809 $2,151 $1,417
Travelers $3,394 $4,735 $5,059 $4,337
USAA $1,716 $2,237 $3,810 $1,922

Cheap Medford, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Medford, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Medford, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Medford, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,776
GEICO $3,972
Liberty Mutual $6,591
Progressive $4,774
State Farm $2,151
Travelers $5,059
USAA $3,810

Cheap Medford, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Medford, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Medford, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Medford, Massachusetts

ZIP Code Average Annual Rates
2155 $3,748

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Cheap Medford, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Medford, Massachusetts auto insurance. Find the cheapest annual Medford, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Medford, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,278 $4,561
GEICO $3,114 $3,229
Liberty Mutual $4,880 $5,276
Progressive $5,089 $5,089
State Farm $1,635 $1,713
Travelers $4,171 $4,592
USAA $2,354 $2,489

Cheap Medford, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Medford, Massachusetts? Check out the comparison of annual Medford, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Medford, Massachusetts

Insurance Company Low Medium High
Allstate $4,108 $4,484 $4,665
GEICO $2,912 $3,233 $3,369
Liberty Mutual $4,736 $5,146 $5,352
Progressive $4,675 $5,184 $5,408
State Farm $1,517 $1,704 $1,801
Travelers $3,953 $4,471 $4,719
USAA $2,243 $2,461 $2,560

Best By Category: Cheapest Auto Insurance in Medford, Massachusetts

Compare the cheapest auto insurance companies in Medford, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Medford, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Medford, Massachusetts Auto Insurance Companies

What auto insurance companies in Medford, Massachusetts are the cheapest? Compare the top Medford, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Medford, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,419
GEICO $3,171
Liberty Mutual $5,078
Progressive $5,089
State Farm $1,674
Travelers $4,381
USAA $2,421

What affects auto insurance rates in Medford, Massachusetts?

There are a lot of reasons why auto insurance rates in Medford, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Medford, Massachusetts. Many local factors may affect your Medford auto insurance rates.

Medford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Medford, Massachusetts commute length is 33.0 minutes according to City-Data.

Compare Medford, Massachusetts Auto Insurance Quotes

Before you buy Medford, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Medford, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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