Best Cheap Auto Insurance in Mecosta, MI (2021)

The average Mecosta, MI auto insurance rates are $827 per month. The minimum auto insurance in Mecosta is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Mecosta, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Mecosta, Michigan is 20/40/10
  • The average commute length in Mecosta is 29.7 minutes
  • The cheapest auto insurance company in Mecosta is USAA

Mecosta, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Mecosta can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mecosta, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Mecosta to other Michigan cities, including Dearborn auto insurance rates, Lansing auto insurance rates, and Detroit auto insurance rates to see how Mecosta, Michigan auto insurance rates stack up.

Before you buy Mecosta, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mecosta, Michigan auto insurance quotes.

Minimum Auto Insurance in Mecosta, Michigan

Mecosta, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mecosta, Michigan.

Minimum Required Auto Insurance Coverage in Mecosta, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Mecosta, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mecosta, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mecosta, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,465 $4,465 $4,166 $4,166 $9,702 $9,702 $5,014 $5,014
GEICO $3,935 $3,935 $3,984 $3,984 $10,872 $10,872 $3,763 $3,763
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $3,371 $3,131 $2,964 $3,327 $12,060 $12,789 $3,929 $3,615
State Farm $7,770 $7,770 $7,166 $7,166 $26,676 $26,676 $9,104 $9,104
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,925 $2,770 $2,747 $2,592 $7,224 $6,869 $3,579 $3,435

Cheap Mecosta, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mecosta, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Mecosta, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Mecosta, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $9,702 $9,702
GEICO $10,872 $10,872
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $12,060 $12,789
State Farm $26,676 $26,676
Travelers $13,395 $13,395
USAA $7,224 $6,869

Cheap Mecosta, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Mecosta, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mecosta, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $4,166 $4,166
GEICO $3,984 $3,984
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,964 $3,327
State Farm $7,166 $7,166
Travelers $3,858 $3,858
USAA $2,747 $2,592

Cheap Mecosta, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mecosta, Michigan compared to the annual auto insurance rates with a clean record in Mecosta, Michigan.

Annual Mecosta, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $4,910 $6,242 $6,166 $6,028
GEICO $2,017 $4,201 $12,647 $3,690
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,772 $6,291 $5,660 $5,870
State Farm $8,196 $9,755 $20,670 $12,094
Travelers $4,510 $6,426 $10,331 $5,327
USAA $3,226 $4,033 $5,292 $3,519

Cheap Mecosta, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mecosta, Michigan is not easy. Compare the annual rates for DUI auto insurance in Mecosta, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Mecosta, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,871
Farmers $6,166
GEICO $12,647
Liberty Mutual $30,874
Nationwide $6,057
Progressive $5,660
State Farm $20,670
Travelers $10,331
USAA $5,292

Cheap Mecosta, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mecosta, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mecosta, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $7,742 $5,082 $4,687
GEICO $7,249 $5,330 $4,337
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $6,548 $5,479 $4,917
State Farm $20,581 $10,401 $7,055
Travelers $6,813 $6,608 $6,525
USAA $6,037 $3,421 $2,595

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Cheap Mecosta, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mecosta, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Mecosta, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mecosta, Michigan

ZIP Code Average Annual Rates
49332 $6,897

Cheap Mecosta, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Mecosta, Michigan auto insurance. Find the cheapest annual Mecosta, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mecosta, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,871 $22,871
Farmers $5,837 $5,837
GEICO $5,508 $5,769
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $5,648 $5,648
State Farm $12,335 $13,023
Travelers $6,611 $6,686
USAA $3,971 $4,064

Cheap Mecosta, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mecosta, Michigan? Check out the comparison of annual Mecosta, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mecosta, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $5,713 $5,826 $5,971
GEICO $5,296 $5,592 $6,028
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $5,481 $5,655 $5,809
State Farm $12,055 $12,756 $13,226
Travelers $6,575 $6,656 $6,715
USAA $3,908 $4,027 $4,118

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Best By Category: Cheapest Auto Insurance in Mecosta, Michigan

Compare the cheapest auto insurance companies in Mecosta, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mecosta, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mecosta, Michigan Auto Insurance Companies

What auto insurance companies in Mecosta, Michigan are the cheapest? Compare the top Mecosta, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mecosta, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $5,837
GEICO $5,639
Liberty Mutual $20,125
Nationwide $5,828
Progressive $5,648
State Farm $12,679
Travelers $6,649
USAA $4,018

What affects auto insurance rates in Mecosta, Michigan?

There are a lot of reasons why auto insurance rates in Mecosta, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mecosta, Michigan. Many local factors may affect your Mecosta auto insurance rates.

Mecosta Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mecosta, Michigan commute length is 29.7 minutes according to City-Data.

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Compare Mecosta, Michigan Auto Insurance Quotes

Before you buy Mecosta, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mecosta, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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