Best Cheap Auto Insurance in Mechanicsville, PA (2021)

The average Mechanicsville, PA auto insurance rates are $375 per month. The minimum auto insurance in Mechanicsville is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Mechanicsville, Pennsylvania, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Mechanicsville for teen drivers is Travelers
  • The cheapest auto insurance company in Mechanicsville is USAA
  • Average auto insurance rates in Mechanicsville, PA for senior drivers are $2,259 per year

Mechanicsville, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Mechanicsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mechanicsville, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Mechanicsville to other Pennsylvania cities, including Allen auto insurance rates, Scranton auto insurance rates, and Reading auto insurance rates to see how Mechanicsville, Pennsylvania auto insurance rates stack up.

Before you buy Mechanicsville, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mechanicsville, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Mechanicsville, Pennsylvania

Mechanicsville, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mechanicsville, Pennsylvania.

Minimum Required Auto Insurance Coverage in Mechanicsville, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Mechanicsville, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mechanicsville, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mechanicsville, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,852 $2,852 $2,674 $2,674 $10,146 $10,146 $3,088 $3,088
GEICO $2,301 $1,989 $2,187 $1,891 $5,930 $5,141 $2,310 $1,996
Liberty Mutual $4,182 $4,182 $3,835 $3,835 $12,125 $12,125 $5,297 $5,297
Nationwide $2,183 $2,183 $2,078 $2,078 $6,140 $6,140 $2,451 $2,451
Progressive $2,860 $2,860 $2,570 $2,570 $9,294 $9,294 $3,621 $3,621
State Farm $1,730 $1,730 $1,534 $1,534 $6,300 $6,300 $1,916 $1,916
Travelers $2,079 $2,079 $2,257 $2,257 $30,807 $30,807 $2,493 $2,493
USAA $1,199 $1,199 $1,088 $1,088 $3,681 $3,681 $1,590 $1,590

Cheap Mechanicsville, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mechanicsville, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Mechanicsville, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Mechanicsville, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,146 $10,146
GEICO $5,930 $5,141
Liberty Mutual $12,125 $12,125
Nationwide $6,140 $6,140
Progressive $9,294 $9,294
State Farm $6,300 $6,300
Travelers $30,807 $30,807
USAA $3,681 $3,681

Cheap Mechanicsville, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Mechanicsville, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mechanicsville, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,674 $2,674
GEICO $2,187 $1,891
Liberty Mutual $3,835 $3,835
Nationwide $2,078 $2,078
Progressive $2,570 $2,570
State Farm $1,534 $1,534
Travelers $2,257 $2,257
USAA $1,088 $1,088

Cheap Mechanicsville, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mechanicsville, Pennsylvania compared to the annual auto insurance rates with a clean record in Mechanicsville, Pennsylvania.

Annual Mechanicsville, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,477 $5,329 $4,477 $4,477
GEICO $2,173 $3,794 $2,906 $3,000
Liberty Mutual $5,778 $6,672 $6,495 $6,495
Nationwide $2,328 $3,121 $4,319 $3,085
Progressive $4,151 $5,759 $4,274 $4,160
State Farm $2,615 $3,125 $2,870 $2,870
Travelers $6,634 $9,497 $12,010 $9,497
USAA $1,516 $2,104 $2,245 $1,694

Cheap Mechanicsville, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mechanicsville, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Mechanicsville, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Mechanicsville, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,477
GEICO $2,906
Liberty Mutual $6,495
Nationwide $4,319
Progressive $4,274
State Farm $2,870
Travelers $12,010
USAA $2,245

Cheap Mechanicsville, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mechanicsville, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mechanicsville, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,980 $4,484 $3,606
GEICO $4,465 $2,507 $1,933
Liberty Mutual $8,113 $5,823 $5,144
Nationwide $3,767 $3,105 $2,768
Progressive $6,055 $4,269 $3,434
State Farm $4,086 $2,529 $1,995
Travelers $10,236 $9,248 $8,743
USAA $2,365 $1,753 $1,551

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Cheap Mechanicsville, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mechanicsville, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Mechanicsville, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mechanicsville, Pennsylvania

ZIP Code Average Annual Rates
18934 $5,663

Cheap Mechanicsville, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Mechanicsville, Pennsylvania auto insurance. Find the cheapest annual Mechanicsville, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mechanicsville, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,590 $4,790
GEICO $2,922 $3,014
Liberty Mutual $6,198 $6,522
Nationwide $3,213 $3,213
Progressive $4,586 $4,586
State Farm $2,784 $2,955
Travelers $9,409 $9,409
USAA $1,836 $1,944

Cheap Mechanicsville, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mechanicsville, Pennsylvania? Check out the comparison of annual Mechanicsville, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mechanicsville, Pennsylvania

Insurance Company Low Medium High
Allstate $4,391 $4,732 $4,947
GEICO $2,696 $3,003 $3,206
Liberty Mutual $5,978 $6,417 $6,684
Nationwide $3,185 $3,267 $3,187
Progressive $4,123 $4,633 $5,002
State Farm $2,655 $2,916 $3,039
Travelers $9,463 $9,416 $9,349
USAA $1,730 $1,911 $2,028

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Best By Category: Cheapest Auto Insurance in Mechanicsville, Pennsylvania

Compare the cheapest auto insurance companies in Mechanicsville, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mechanicsville, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Mechanicsville, Pennsylvania Auto Insurance Companies

What auto insurance companies in Mechanicsville, Pennsylvania are the cheapest? Compare the top Mechanicsville, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mechanicsville, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,690
GEICO $2,968
Liberty Mutual $6,360
Nationwide $3,213
Progressive $4,586
State Farm $2,870
Travelers $9,409
USAA $1,890

What affects auto insurance rates in Mechanicsville, Pennsylvania?

There are a lot of reasons why auto insurance rates in Mechanicsville, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mechanicsville, Pennsylvania. Many local factors may affect your Mechanicsville auto insurance rates.

Mechanicsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mechanicsville, Pennsylvania commute length is 22.1 minutes according to City-Data.

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Compare Mechanicsville, Pennsylvania Auto Insurance Quotes

Before you buy Mechanicsville, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mechanicsville, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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